Indian travel insurance for visiting Africa

Around 130,000 travellers have visited Africa in 2018, which has been growing at a healthy pace over the past years. While South Africa accounts for more than 80% of these visitors from India, other countries within the African continent having Indian arrivals include Kenya, Egypt, Tanzania, Morocco, Nigeria, Ghana, Senegal. Egypt is clearing becoming one of the preferred destinations from the aspiring Indian millennial travellers. Africa has been known predominantly for their Wildlife Tourism (Safaris and Wildlife Parks are their most popular attraction) but some of the other places to visit include, Egypt with the Pyramids at Giza not forgetting the Valley of the Kings on the Nile. One can also visit The Great Mosque of Kairouan in Tunisia which the oldest mosque in North Africa and the Holy Trinity Cathedral of Adis Ababa is one of the most popular churches of Africa. The mosque and the church highlight the ethnicity and religious diversity of the African nation. The Museum of Antiquities in Cairo, National Museum of Tanzania are some of the popular museums to add on your itinerary. Victoria Falls is the world’s largest waterfall which facilitates canoeing or kayaking on the Zambezi River. Finally the Namib Desert in Namibia is one of the oldest in Africa.

South Africa is home to "Big Five : Lion, Buffalo, Leopard, Rhino, and Elephant” and Kruger National Park in Cape Town is a good place to check them out. One shouldn’t miss the Cable Car Ride on Table Mountain, Luxor Museum and the South African National Gallery in Cape Town or visit The Cape of Good Hope which claims to be the southern tip of Africa and the dividing point between the Atlantic and Indian Oceans. In Johannesburg the Apartheid Museum attracts tourists from across the world apart from Constitution Hill and Gold Reef City.

With Africa becoming one of the most sought after destinations, all travellers to this continent (and majorly to South Africa) must also realise that they need to travel with an insurance policy without fail. The traveller should be aware that according to the World Health Organisation (WHO), the fees and other treatment costs charged by South African private hospitals are among the highest in the world, on par with more developed countries including Germany, the UK, and France. This makes it critical for the traveller to carry a comprehensive insurance policy to ensure that in the unfortunate eventuality of an unforeseen accident or sickness, they are suitably protected from any financial loss. It is not an unviable proposition to carry one’s own insurance coverage when departing from India. There are comprehensive India travel health insurance for Africa available which can be easily purchased online at EIndia.

Illustration : Premium for a 30/46/65 year old person travelling to Africa for 15 days:

Insurance Plan**	Sum Insured for Accident & Sickness in USD $	Sum Insured for Accident & Sickness in INR	Age 30 years - Premium payable in INR	Age 45 years - Premium payable in INR	Age 65 years - Premium payable in INR
Plan 1	$200,000	Rs.1,40,00,000	1,014	1,171	2,049
Plan 2	$2,50,000	Rs.1,75,00,000	1,324	1,710	2,968
Plan 3	$500,000	Rs.3,50,00,000	1,424	1,870	3,258

** - please note that the coverages under the different plans vary with the insurance company for the same Sum Insured, please go through the coverage details while deciding on the most suitable plan.

One of the insurance providers Religare has an Africa specific insurance plan namely Explore Africa Insurance as well.