Explore Gold | Explore Platinum | Deductible |
Geographical scope | ||
Worldwide / Worldwide excluding US and Canada | Worldwide / Worldwide excluding US and Canada | |
Sum Insured | ||
USD 50,000, USD 100,000, USD 300,000 & USD 500,000 | USD 50,000, USD 100,000, USD 300,000 & USD 500,000 | |
Hospitalization expenses | ||
Yes | Yes | |
In-patient Care | ||
Up to Sum Insured | Up to Sum Insured | US $100 / € 75 |
Pre-Existing Disease (Life Threatening Condition) | ||
Up to 10% of Sum Insured | Up to 10% of Sum Insured | US $100 / € 75 |
Additional Sum Insured for Accidental Hospitalization | ||
Yes, up to 100% Sum Insured | Yes, up to 100% Sum Insured | US $100 / € 75 |
Out-patient care | ||
USD 50,000 | USD 50,000 | US $100 / € 75 |
Daily Allowance | ||
US $25 per day, max 5 days | US $25 per day, max 5 days | 2 days |
Compassionate Visit | ||
US $5,000 | ||
Return of Minor Child | ||
US $2,000 | ||
Upgradation to Business Class | ||
US $1,000 | US $1,000 | |
Dental Expenses | ||
US $300 | US $300 | US $100 / € 75 |
Personal Accident | ||
US $15,000 | US $15,000 | |
Common Carrier Accidental Death | ||
US $5,000 | ||
Medical Evacuation | ||
US $50,000 | US $50,000 | |
Repatriation of Mortal Remains | ||
US $50,000 | US $50,000 | |
Trip Cancellation and Interruption | ||
US $1,000 | US $1,000 | |
Trip Delay | ||
US $500 | US $500 | 12 hours |
Loss of Checked-in-Baggage | ||
US $100 | US $100 | |
Delay of Checked-in-Baggage | ||
US $100 | US $100 | 12 hours |
Loss of Passport | ||
US $300 | US $300 | |
Personal Liability | ||
US $100,000 | US $100,000 | US $100 / € 75 |
Medical Expenses | Sub-limit |
Room rent including boarding and lodging | 1.5% of the sum insured subject to a maximum of US $2,000 per day / €1,500 per day |
ICU Charges | 2% of the sum insured subject to a maximum of US $3,000 per day / €2,250 per day |
Operation Theatre Charges(incl. Surgeon Charges) | 10% of the sum insured subject to a maximum of US $20,000 per Claim / €15,000 per Claim |
Anesthesia | 25% of the surgery cost payable |
Ambulance Services | US $500 per Claim / €375 per Claim |
Diagnostics and Radiology | US $1,000 per Claim / €750 per Claim |
Medical Practitioners visit fees | US $100 per visit / €75 per visit subject to maximum of 10 visits per Claim |
Miscellaneous Expenses | US $1,000 per Claim / €750 per Claim |
Explore Asia | Explore Africa | Explore Europe | Explore Canada | Deductible |
Geographical scope | ||||
Asia | Africa | Europe | Worldwide excluding US | |
Sum Insured | ||||
USD 25,000, USD 50,000 & USD 100,000 | USD 25,000, USD 50,000 & USD 100,000 | € 30,000 & € 100,000 | USD 50,000 & USD 100,000 | |
Hospitalization expenses | ||||
Yes | Yes | Yes | Yes | |
In-patient Care | ||||
Up to Sum Insured | Up to Sum Insured | Up to Sum Insured | Up to Sum Insured | US $100 / €75 |
Pre-Existing Disease (Life Threatening Condition) | ||||
Up to 10% of Sum Insured | Up to 10% of Sum Insured | Up to 10% of Sum Insured | Up to 10% of Sum Insured | US $100 / €75 |
Additional Sum Insured for Accidental Hospitalization | ||||
Yes, up to 100% Sum Insured | Yes, up to 100% Sum Insured | Yes, up to 100% Sum Insured | Yes, up to 100% Sum Insured | US $100 / €75 |
Out-patient care | ||||
20% of Sum Insured | 20% of Sum Insured | € 30,000 | USD 50,000 | US $100 / € 75 |
Daily Allowance | ||||
US $25 per day, max 5 days | US $25 per day, max 5 days | € 25 per day, max 5 days | US $25 per day, max 5 days | 2 days |
Upgradation to Business Class | ||||
US $1,000 | US $1,000 | € 750 | US $1,000 | |
Dental Expenses | ||||
US $300 | US $300 | € 300 | US $300 | US $100 / € 75 |
Personal Accident | ||||
US $15,000 | US $15,000 | € 10,000 | US $15,000 | |
Medical Evacuation | ||||
US $10,000 | US $10,000 | € 7,500 | US $10,000 | |
Repatriation of Mortal Remains | ||||
US $10,000 | US $10,000 | € 7,500 | US $10,000 | |
Trip Cancellation and Interruption | ||||
US $1,000 | US $1,000 | € 750 | US $1,000 | |
Trip Delay | ||||
US $500 | US $500 | € 300 | US $500 | 12 hours |
Loss of Checked-in-Baggage | ||||
US $100 | US $100 | € 100 | US $100 | |
Delay of Checked-in-Baggage | ||||
US $100 | US $100 | € $100 | US $100 | 12 hours |
Loss of Passport | ||||
US $300 | US $300 | € 250 | US $300 | |
Personal Liability | ||||
US $100,000 | US $100,000 | € 75,000 | US $100,000 | US $100 / € 75 |
Travel Insurance provides protection to you and your loved ones if unfortunate things happen while travelling. Our travel insurance covers your lost baggage, flight cancellation, hospital expenses and many more.
Anyone! All Indian citizens can be covered by our travel insurance.
It is strongly suggested that you should carry your travel insurance while travelling. In case you forget, just ensure that you remember the policy number and customer ID to claim.
Yes, you can cancel your policy. You just need to submit a copy of your passport that no travel has been undertaken. It is that easy!
Medical evacuation provides a transfer for you to the nearby hospital or medical care centre. This insurance covers all costs incurred for any medical emergency transportation and evacuation to transfer you to hospitals within our network.
Single trip Insurance: It stands valid for a single trip and is valid for pre-defined number of days. You can opt for a policy period of up to 365 days. Multi-trip Insurance: Go for a multi trip policy if you are a frequent flyer. There are two options to choose from – Multi Trip with maximum 45 days per trip Multi Trip with maximum 60 days per trip.
For Single Trip: Insurance starts the moment you board the flight. For Multi-trips: It offers coverage of multiple trips taken by an individual in a period of one year. Coverage per trip can be 45 or 60 days.
Yes,Condition : Extension needs to be requested 10 days before the end date of policy. No extension requests will be entertained after policy end date. Maximum extension can be given for 180 days. However it is to be noted that the total duration of coverage including extension must not exceed 365 days.The policy can be extended for a maximum of 180 days. You need to call our assistance service provider to get the extension.
Yes, we provide the visitors insurance for parents with no age limit for single trip. Maximum age limit is 70 years for multi trip.
No, there is no medical examination required to buy travel insurance.
Pre-departure which reimburses trip cancellation due to natural disaster, traffic accident, illness, etc.
Yes, passport loss is covered in our Travel Insurance policy. Moreover, the cost of procurement of a temporary passport is also covered.
In case you cut short your travel, your policy can be cancelled and premium will be refunded if difference Between the date of arrival of insured and end date of policy is 15 days or more. (Cancellation charges: Rs 300 would be deducted)
Yes, we provide 24X7 assistance duration of your trip. Please call our toll free numbers for any query: In USA : + 1 844 2091106 (Toll Free) In Canada : +1 844 209 1107 (Toll Free) From the rest of the world: +91 11 40608688(Call back facility) In India: 1800 102 4488(Toll Free and Accessible in India only) Fax: 18002006677 Email: travelclaims@religare.com.
Yes, we offer cashless facility for hospitalization duration of your travel.
You will need to contact our Assistance Service Provider and they will arrange for cashless claims for the medical treatment. Toll free number is mentioned on the cashless health card shared with policy kit. One needs to inform the service provider of hospitalization at the time of admission..
Yes, it is mandatory to buy travel insurance before you apply for Schengen Visa. We have a plan specifically for your travels in Europe.
Care International Travel Insurance provides coverage for Single and Multiple Trips to destinations all across the world with tailor-made plans for different geographies. We even provide flexibility in the sum-insured for those plans so that you can choose the plan that suits you the best.
Deductible means the amount of a claim that has to be borne by the insured.
No. Care Travel Insurance does not require the traveler to undergo any medical test before purchasing its International travel insurance plans. Importantly, this is applicable to travelers of any age.
Care Health’s Explore Travel Insurance plans are comprehensive and protect the insured travelers against any exigencies during their trip. Some of the important benefits of Explore Travel Insurance plans include0::
Before buying a travel insurance policy online, it is essential to know about the eligibility criteria as laid down by the insurance provider. The Travel Insurance Eligibility Criteria is as follows:
Travel Insurance Plans | Eligibility Criteria |
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Explore - International Travel Insurance | |
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Yes. One can buy a Single trip International Travel insurance for their elderly parents who are above the age of 70 years. The policy will cover various travel risks, including medical emergencies, personal accident, loss of passport, loss of baggage, trip cancellations, etc. The travel policy also covers any pre-existing illness that the policyholder was suffering from before getting the policy.
In some countries, having a travel medical insurance is a pre-requisite for visa application. Opting for overseas travel insurance is crucial even if it is not mandatory since it can save you from a financial crisis and the stress of travelling. It covers emergency medical treatment costs and various unforeseen expenses incurred due to trip delays, loss of passport, etc.
Yes, one should make sure to carry your travel insurance policy with you during the trip. But in case you forget to carry it with you, you must remember your policy number and the customer ID to be able to make a claim. You can also email the Care Health Customer Support and ask them to share a duplicate policy copy for your reference.
Yes. Explore from Care Travel Insurance covers any pre-existing diseases under life-threatening situations during the trip upto the limits specified under the policy. However, such diseases should be declared on the application form to the insurance company at the time of buying the policy.
Yes, the Schengen Visa Authorities mandatorily need the traveler to have an overseas travel insurance policy with a minimum Accident & Sickness Cover (Sum Insured) of EUR 30,000 in order to obtain a Schengen visa. This also has to be purchased from a Schengen approved travel insurer like Care Health Insurance.
Yes, one can cancel the travel insurance policy midway during their trip. Cancellation of the policy before the policy period end date is allowed in specific cases like denial of visa, cancellation of the trip for specific reasons, or early return to India, provided the insured traveler provides the necessary documentary proof. There will be a refund of the premium post deducting the cancellation charges, as per the terms and conditions of the policy.
Yes, it is possible to file a travel insurance reimbursement claim after returning to India, but within a period of atleast 30 days post return. Please note that the necessary claims documents need to be submitted and the reimbursement will be made within a maximum of 30 working days post submission of all claim related documents.
Yes, Care Health ‘s Explore Travel insurance plans cover any loss (subject to policy limits) of Personal Belongings belonging to the traveler due to robbery or theft. Since Credit Cards and Cash come under the category of Personal Belongings, their theft will be covered under the policy, provided the traveler can provide proof that they were carrying the cash and credit cards on them at the time of the incident.
Care Health settles insurance claims within a maximum of 30 days of receipt of all necessary documents from the insured. An offer of settlement is made to the insured policyholder following which the payment is made within 7 days from the date of receipt of its acceptance by the policyholder.
Yes, Care Health Insurance ha now rebranded itself as Care Health Insurance effective from 1st September 2020. Care Health. The company is the Health Insurance arm of Care Enterprise Ltd. According to the company’s press release, the rebranding is aimed at further building on opportunities to deliver the best possible 'Care' to its consumers.
Extension of the policy can be and should be done ideally 7 days before the expiry of the current policy period. The insured can request for extension of the policy online through the company website by entering your required details. Policy extension is possible if no claim is made for any accident or sickness hospitalization. If there are claims filed, the extension can be done subject to underwriting review.
Some of the Diseases Not Covered Under Health Insurance are listed below…kindly refer to the policy wordings (terms and conditions) for the complete list of exclusions:
Review Care Travel Insurance policy wordings which explains the terms and conditions.
Know more »Tips to find good and adequate international travel health insurance Click here to read more
Comparison of overseas Healthcare cost and popular tourist destinations. Click here to read more
How to use Indian visitor insurance in case of sudden sickness and accidents. Click here to read more
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Care travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
In case of a claim or reimbursement of treatment expenses, notify Care by contacting them.
Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
Know more »