For the sake of better understanding, SCE/EAR normally covers the following:
- Fire & Lightning
- Accidental damages during erection (such as dropping or falling down of objects etc) as well as during testing
- Flood, Storm, Tempest, Inundation, Water damage
- Collapse, Collision, Impact
- Theft & Burglary, Riot, Strikes & Malicious Damage (Excluding Terrorism)
- Subsidence, Landslide and Rockslide, etc.