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Future Generali Life Big Income Multiplier Insurance

Presenting the Future Generali Assured Wealth Plan, a Life Insurance Plan that guarantees a Maturity Benefit while giving you the freedom to decide the Premium Payment Term and the Policy Term. The Plan also offers Guaranteed Additions every year to ensure your family gets the benefit of higher financial safety and security.
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Future Generali Life insurance review

Future Generali Life Insurance plans
Distribution - Number of branches pan India (March 2019)
117
Entry Age Minimum/Maximum (Years) - Term Plans
18/55
Sum Assured Minimum / Maximum - Term Plans
3 lacs / Unlimited
Policy Term Minimum / Maximum (Years) - Terms Plans
10/65
Solvency Ratio (FY 2018-19) *
1.62
Number of Policies Sold (Ind+Group) *
65,325
Number of Lives Covered (Ind+Group) **
629,811
Claims Settlement Ratio (Ind+Group) ***
95.72%
* - As per IRDAI data 2018-19 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2019-20  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

Future Generali Life Big Income Multiplier Insurance Overview

  • Key Benefits
  • Eligibility

Key Benefits of Future Generali Life Big Income Multiplier Insurance

  • Choose from 2 Product Options:The Plan provides 2 flexible options to ensure that you have an ideal cover which is best suited to your savings goals. Your Premium will vary depending upon the option you choose. The option has to be chosen at inception and cannot be changed during the term of the Policy
  • Opportunity to enhance your Maturity Payout by way of Bonuses
  • Guaranteed Additions throughout the Policy Term and Increasing Death Benefit: Enjoy the added benefit of Guaranteed Additions which get accumulated every year at a simple rate as a percentage of the Sum Assured. The Death Benefit increases each year with the accrual of the Guaranteed Additions

Eligibility Criteria of Future Generali Life Big Income Multiplier Insurance

Parameter Minimum Maximum
Entry Age (As on last Birthday) 0 to 18 Years 60 to 55 years
Maturity Age 18 years – 28 years 75 Years – 70 years
Premium Payment Frequency Yearly, Half Yearly, Quarterly and Monthly
Sum Assured Minimum - `Rs. 50,000
Maximum - No Limit
Policy Term 0 to 25 years
10 to 25 years the difference between Policy Term and Premium Paying Term should be at least 5 years

Brochure

Review Future Generali Life Big Income Multiplier Insurance Insurance brochure to understand coverage details.

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Policy wordings

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025