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Future Generali Life Express Term Insurance

We may not be able to predict the future, but we can plan in time and secure the future of our loved ones. Protection Solution can now be tailored according to your preferences and choices. With Future Generali’s Express Term Life Plan you can secure your family’s lifestyle, today and tomorrow.
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Future Generali Life insurance review

Future Generali Life Insurance plans
Distribution - Number of branches pan India (March 2019)
117
Entry Age Minimum/Maximum (Years) - Term Plans
18/55
Sum Assured Minimum / Maximum - Term Plans
3 lacs / Unlimited
Policy Term Minimum / Maximum (Years) - Terms Plans
10/65
Solvency Ratio (FY 2018-19) *
1.62
Number of Policies Sold (Ind+Group) *
65,325
Number of Lives Covered (Ind+Group) **
629,811
Claims Settlement Ratio (Ind+Group) ***
95.72%
* - As per IRDAI data 2018-19 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2019-20  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

Future Generali Life Express Term Insurance Overview

  • Key Features
  • Eligibility

Key features of Future Generali Life Express Term Insurance

  • Maturity benefit: Being a pure protection plan, Future Generali Express Term Life plan does not provide any maturity or survival benefits.
  • Policy termination or surrender benefit: The plan offers a surrender or policy termination value only in case of limited payment option. For limited pay where premium paying term is less than the policy term

Eligibility Criteria of Future Generali Life Express Term Insurance

Entry Age 18 to 65 years
Maturity Age 23 to 85 years
Premium Payment Mode Monthly, Quaterly, Half Yearly, Annualy
Sum Assured Minimum - 25 Lacs
Maximum – No Limit (Subject to Underwriting by the Company)
Accidental Death Sum Assured Minimum - 5 Lacs
Maximum– Sum Assured (Subject to Underwriting by the Company)
Critical Illness Sum Assured Minimum - 5 Lacs
Maximum– 50% of Sum Assured or Rs. 1 Crore, whichever is lower (Subject to Underwriting Policy of the Company)

Brochure

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Policy wordings

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025