Coverage | Option 1 - Maxima restore Super | Option 2 - Early cover | Option 3 - Super Care |
---|---|---|---|
In-Patient Type | All Illness Hospitalization | All Illness Hospitalization | All Illness Hospitalization |
Zone | Zone A/B/C | Zone A/B/C | Zone A/B/C |
Territorial Limit | India | India | India |
Post Hospitalization lump sum Benefit (% of Approved Claim Benefit) | 1% | 1% | 1% |
Initital Waiting Period | 30 days | 30 days | 30 days |
Room Rent Restriction | Nil | Nil | Nil |
Ayush Benefit | Not Covered | Not Covered | Not Covered |
Home (Domiciliary) Hospitalization expenses | Not Covered | Not Covered | Not Covered |
Sum Insured ReInstatement | Once in a policy period - related illness | Once in a policy period - related illness | Once in a policy period - related illness |
Pre-Existing / Specific Illness Waiting Period Combinations | 2/2 | 2/2 | 2/2 |
CO-Payment | 0 | 0 | 0 |
Cumulative Bonus | CB - 10% each claim free year (max 50%) | CB - 10% each claim free year (max 50%) | CB - 10% each claim free year (max 50%) |
Organ Donor Expenses | Yes | No | No |
Bariatric Surgery | 5% | 5% | 5% |
Pyschiatric Cover on IPD basis | 5% | 5% | 5% |
Complimentary Health Check Up Annually (% of SI) max 5000 | 0.25% | 0.25% | 0.25% |
ROAD Ambulance | 1% upto INR 5000 | 1% upto INR 5000 | 1% upto INR 5000 |
Day Care | Covered | Covered | Covered |
2nd Medical Opinion | Covered | Covered | Covered |
Dental for Accident | Covered | Covered | Covered |
Review Godigit Godigit Health Care Plus Prospectus to understand coverage details.
Review Godigit Godigit Health Care Plus Policy wordings which explains the terms and conditions.
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