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Tata AIA Life Insurance plans

Tata AIA Life Sampoorna Raksha Plus Term Plan

Presenting "TATA AIA Life Insurance Sampoorna Raksha+" a plan that not only protects you from uncertainties of life but also gives you return of premiums paid on survival till maturity of the Policy.

Key Benefits

  • Flexibility to choose from 2 Death Benefit options
  • Choice of Regular or Limited (5 / 10 / 12 Years) Premium Paying Term
  • Lower premiums rates for Non Smokers and Female lives
  • Life Cover for Policy Term of up to 40 years or up to Age 100 years
  • Return of premium at maturity & Enhanced protection with Optional Rider
  • Large Sum Assured discount for Higher Coverage
  • Tax benefits u/s 80C and 10(10D)
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Tata AIA Life insurance review

Tata AIA Life Insurance plans
Distribution - Number of branches pan India (March 2019)
222
Entry Age Minimum/Maximum (Years) - Term Plans
18/70
Sum Assured Minimum / Maximum - Term Plans
50 lacs / Unlimited
Policy Term Minimum / Maximum (Years) - Terms Plans
10/40
Solvency Ratio (FY 2018-19) *
2.60
Number of Policies Sold (Ind+Group) *
478,182
Number of Lives Covered (Ind+Group) **
927,653
Claims Settlement Ratio (Ind+Group) ***
99.22%
* - As per IRDAI data 2018-19 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2019-20  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

Tata AIA Life Sampoorna Raksha Plus Overview

  • Key Benefits
  • Eligibility

Key benefits of Tata AIA Life Sampoorna Raksha Plus

  • Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years)
  • Flexible Premium Paying Term
  • Lower premium rates for female lives1 and Standard premium rates for non-smokers
  • Enhance your protection with Optional Rider2
  • Large Sum Assured discount for Higher Coverage
  • Receive tax benefits3, as per the applicable Income Tax laws

Eligibility criteria of Tata AIA Life Sampoorna Raksha Plus

Plan Parameters Minimum Maximum
Age at Entry 18 years For Regular Pay / Limited Pay 5 – 70 years
For Limited Pay 10/12 – 65 years
Maturity Age 28 years 100 years
Policy Term
Premium Payment Term Policy Term
Regular Pay / Limited Pay 5 years 10 to 40, subject to maximum maturity age 100 years
Limited Pay – 10/12 15 to 40, subject to maximum maturity age 100 years
Premium Payment Term Limited Pay – 5 / 10 / 15
Regular Pay
Basic Sum Assured(Sum Assured in multiple of 1,00,000) ₹ 50,00,000 No Limit subject to Board approved underwriting policy
Premium Based on Minimum Basic Sum Assured Based on Maximum Basic Sum Assured
Death Benefit Option Sum Assured on Death payable on Death
Sum Assured on Death payable on Death & Monthly Income thereafter for 10 years
Premium Payment Mode Annual/ Half-yearly/ Quarterly/ Monthly
Increase / Decrease in Basic SA Not Allowed

Exclysions

In case of death due to suicide within 12 months from the date of commencement of risk under the policy or from the date of revival of the policy, as applicable, the nominee or beneficiary of the policy holder shall be entitled to at least 80% of the total premiums paid till the date of death or the surrender value available as on the date of death whichever is higher, provided the policy is in force.

Brochure

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Policy wordings

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  • Address

    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • 080-41101026
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025