United India - health insurance benefits| Coverage (in USD) | Family - Budget | Family - Smart | Family - Style |
|---|---|---|---|
| Medical Cover | 2 to 10 lakhs | 3,5,7,10 lakhs | 10,15,25,50 lakhs |
| Pre-hospitalisation | 30 days | 60 days | 90 days |
| Post-hospitalisation | 60 days | 90 days | 120 days |
| Room Rent | 1.5% of SI | No limit | No limit |
| ICU Charges | 3% of SI | No limit | No limit |
| Doctor's Fee etc. | 30% of SI | No limit | No limit |
| Ambulance Cover | Rs 2,000 per illness Annual maximum upto Rs 6,000 | Rs 3,000 per illness Annual maximum upto Rs 10,000 | Rs 5,000 per illness Annual maximum upto Rs 15,000 |
| Domiciliary hospitalisation | Upto Rs 25,000 per policy period | Upto Rs 35,000 per policy period | Upto Rs 45,000 per policy period |
| Health Check-up | 1% after every claim free years-for proposer and spouse | 1% after every claim free years-for proposer and spouse | 1% after every claim free years-for proposer and spouse |
| Maternity Coverage | After 3 years waiting period | After 3 years waiting period | After 3 years waiting period |
| Pre Existing diseases | Covered after 3 years | Covered after 3 years | Covered after 3 years |
| Co - Pay | 20% for age above 60 years | 20% for age above 60 years | 20% for age above 60 years |
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