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United India Insurance Plans United India travel insurance

United India travel insurance benefits

  • 1. OMP – Policy : B – Worldwide – excluding USA & Canada – including sickness cover

    OMP – Policy: B–Table of benefits–Including sickness cover
    Plan A – 1 – Worldwide – Excluding USA / Canada
    Sections Description With Medical Examination Without Medical Examination
    Section A Illness US $50,000 US $10,000
    Treatment following Accident US $50,000 Nil
    Deductible US $100 US $100
    Section B Personal Accident US $10,000 US $10,000
    Section C Loss of Checked in Baggage US $1,000 US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100 US $100
    Section E Loss of Passport (Deductible : $30) US $150 US $150
    Section F Personal Liability (Deductible : $200) US $2,00,000 US $2,00,000
    OMP – Policy: B–Table of benefits
    Plan A – 2 – Worldwide – Excluding USA / Canada
    Sections Description With Medical Examination Without Medical Examination
    Section A Illness US $1,00,000 US $10,000
    Treatment following Accident US $1,00,000 Nil
    Deductible US $100 US $100
    Section B Personal Accident US $10,000 US $10,000
    Section C Loss of Checked in Baggage US $1,000 US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100 US $100
    Section E Loss of Passport (Deductible : $30) US $250 US $250
    Section F Personal Liability (Deductible : $200) US $2,00,000 US $2,00,000
    OMP – Policy: B–Table of benefits - including sickness cover
    Plan A – 3 – Worldwide – excluding USA / Canada
    Sections Description With Medical Examination Without Medical Examination
    Section A Illness US $2,50,000 US $10,000
    Treatment following Accident US $2,50,000 Nil
    Deductible US $100 US $100
    Section B Personal Accident US $25,000 US $25,000
    Section C Loss of Checked in Baggage US $1,000 US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100 US $100
    Section E Loss of Passport (Deductible : $30) US $250 US $250
    Section F Personal Liability (Deductible : $200) US $2,00,000 US $2,00,000
  • 2. OMP – Polcy : B – Worldwide – including USA & Canada – including sickness cover

    OMP – Policy: B–Table of benefits – including sickness cover
    Plan B – 1 – Worldwide – including USA / Canada
    Sections Description With Medical Examination Without Medical Examination
    Section A Illness US $1,00,000 US $10,000
    Treatment following Accident US $1,00,000 Nil
    Deductible US $100 US $100
    Section B Personal Accident US $25,000 US $25,000
    Section C Loss of Checked in Baggage US $1,000 US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100 US $100
    Section E Loss of Passport (Deductible : $30) US $150 US $150
    Section F Personal Liability (Deductible : $200) US $2,00,000 US $2,00,000
    OMP – Policy: B – Table of benefits - including sickness cover
    Plan B – 2 – Worldwide – including USA / Canada
    Sections Description With Medical Examination Without Medical Examination
    Section A Illness US $2,50,000 US $10,000
    Treatment following Accident US $2,50,000 Nil
    Deductible US $100 US $100
    Section B Personal Accident US $25,000 US $25,000
    Section C Loss of Checked in Baggage US $1,000 US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100 US $100
    Section E Loss of Passport (Deductible : $30) US $250 US $250
    Section F Personal Liability (Deductible : $200) US $2,00,000 US $2,00,000
    OMP – Policy: B–Table of benefits - including sickness cover
    Plan B – 3 – Worldwide – excluding USA / Canada
    Sections Description With Medical Examination Without Medical Examination
    Section A Illness US $5,00,000 US $10,000
    Treatment following Accident US $5,00,000 Nil
    Deductible US $100 US $100
    Section B Personal Accident US $25,000 US $25,000
    Section C Loss of Checked in Baggage US $1,000 US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100 US $100
    Section E Loss of Passport (Deductible : $30) US $250 US $250
    Section F Personal Liability (Deductible : $200) US $2,00,000 US $2,00,000
  • 3. OMP – policy : A – Worldwide – excluding USA & Canada – excluding sickness cover

    OMP – Policy: A – Table of benefits – excluding sickness cover
    Plan LA – 1 – Worldwide – Excluding USA / Canada
    Sections Description Sum insured
    Section A Treatment following Accident US $50,000
    Deductible US $100
    Section B Personal Accident US $10,000
    Section C Loss of Checked in Baggage US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100
    Section E Loss of Passport (Deductible : $30) US $150
    Section F Personal Liability (Deductible : $200) US $2,00,000
    OMP – Policy: A – Table of benefits – excluding sickness cover
    Plan LA – 2 – Worldwide – Excluding USA / Canada
    Sections Description Sum insured
    Section A Treatment following Accident US $1,00,000
    Deductible US $100
    Section B Personal Accident US $15,000
    Section C Loss of Checked in Baggage US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100
    Section E Loss of Passport (Deductible : $30) US $150
    Section F Personal Liability (Deductible : $200) US $2,00,000
    OMP – Policy: A – Table of benefits – excluding sickness cover
    Plan LA – 3 – Worldwide – Excluding USA / Canada
    Sections Description Sum insured
    Section A Treatment following Accident US $2,50,000
    Deductible US $100
    Section B Personal Accident US $25,000
    Section C Loss of Checked in Baggage US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100
    Section E Loss of Passport (Deductible : $30) US $150
    Section F Personal Liability (Deductible : $200) US $2,00,000
  • 4. OMP – Policy : A – Worldwide – including USA & Canada – excluding sickness cover

    OMP – Policy: A – Table of benefits – excluding sickness cover
    Plan LB – 1 – Worldwide – including USA / Canada
    Sections Description Sum insured
    Section A Treatment following Accident US $1,00,000
    Deductible US $100
    Section B Personal Accident US $25,000
    Section C Loss of Checked in Baggage US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100
    Section E Loss of Passport (Deductible : $30) US $150
    Section F Personal Liability (Deductible : $200) US $2,00,000
    OMP – Policy: A – Table of benefits – excluding sickness cover
    Plan LB – 2 – Worldwide – including USA / Canada
    Sections Description Sum insured
    Section A Treatment following Accident US $2,50,000
    Deductible US $100
    Section B Personal Accident US $25,000
    Section C Loss of Checked in Baggage US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100
    Section E Loss of Passport (Deductible : $30) US $150
    Section F Personal Liability (Deductible : $200) US $2,00,000
    OMP – Policy: A – Table of benefits – excluding sickness cover
    Plan LB – 3 – Worldwide – including USA / Canada
    Sections Description Sum insured
    Section A Treatment following Accident US $5,00,000
    Deductible US $100
    Section B Personal Accident US $25,000
    Section C Loss of Checked in Baggage US $1,000
    Section D Delay of Checked in Baggage
    (Over 12 Hrs - Outbound Flights)
    US $100
    Section E Loss of Passport (Deductible : $30) US $150
    Section F Personal Liability (Deductible : $200) US $2,00,000

2. Overseas travel insurance plans for employment and study

Policy pays through following plans:

Plan - C - Employment & Study (Excluding USA & Canada)

Eligibility : 5 years to 60 years

Trip limit : Minimum 2 months & maximum 12 months.

Renewal : Minimum 1 month & maximum 12 months.

Coverage Limit Deductible
Medical expenses US $1500 US $100

3. Overseas travel insurance plans for frequent travellers

Policy pays through below plans:

1. OMP – policy : B – Worldwide – corporate frequent travellers – including sickness cover

OMP – Policy: B–Table of benefits – including sickness cover
Plan E – 1 – Worldwide – corporate frequent travellers – subject to endorsement attached
Sections Description With Medical Examination Without Medical Examination
Section A Illness US $1,00,000 US $10,000
Treatment following Accident US $1,00,000 Nil
Deductible US $100 US $100
Section B Personal Accident US $25,000 US $25,000
Section C Loss of Checked in Baggage US $1,000 US $1,000
Section D Delay of Checked in Baggage
(Over 12 Hrs - Outbound Flights)
US $100 US $100
Section E Loss of Passport (Deductible : $30) US $250 US $250
Section F Personal Liability (Deductible : $200) US $2,00,000 US $2,00,000
OMP – Policy: B–Table of benefits – including sickness cover
Plan E – 2 – Worldwide – corporate frequent travellers – subject to endorsement attached
Sections Description With Medical Examination Without Medical Examination
Section A Illness US $5,00,000 US $10,000
Treatment following Accident US $5,00,000 Nil
Deductible US $100 US $100
Section B Personal Accident US $25,000 US $25,000
Section C Loss of Checked in Baggage US $1,000 US $1,000
Section D Delay of Checked in Baggage
(Over 12 Hrs - Outbound Flights)
US $100 US $100
Section E Loss of Passport (Deductible : $30) US $250 US $250
Section F Personal Liability (Deductible : $200) US $2,00,000 US $2,00,000

2. OMP – policy : A - Worldwide – corporate frequent travellers – subject to endorsement attached

OMP – Policy: A – Table of benefits – excluding sickness cover
Plan LE – 1 – Worldwide – corporate frequent travellers – subject to endorsement attached
Sections Description Sum insured
Section A Treatment following Accident US $1,00,000
Deductible US $100
Section B Personal Accident US $25,000
Section C Loss of Checked in Baggage US $1,000
Section D Delay of Checked in Baggage
(Over 12 Hrs - Outbound Flights)
US $100
Section E Loss of Passport (Deductible : $30) US $150
Section F Personal Liability (Deductible : $200) US $2,00,000
OMP – Policy: A – Table of benefits – excluding sickness cover
Plan LE – 2 – Worldwide – corporate frequent travellers – subject to endorsement attached
Sections Description Sum insured
Section A Treatment following Accident US $5,00,000
Deductible US $100
Section B Personal Accident US $25,000
Section C Loss of Checked in Baggage US $1,000
Section D Delay of Checked in Baggage
(Over 12 Hrs - Outbound Flights)
US $100
Section E Loss of Passport (Deductible : $30) US $150
Section F Personal Liability (Deductible : $200) US $2,00,000

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Policy exclusions

  • Any diseases existing / treated prior to one year of commencement of risk whether declared or not.
  • For children aged 5 and under treatment relating to :-Mumps chicken pox measles German measles spina bifida whooping cough Diphtheria Poliomyelitis menimaitis and scarlet
  • fever.
  • Involving travel against medical advise travel for treatment terminal prognosis / awaiting special treatment.
  • Cosmetic surgery pregnancy related costs AIDS.War perils nuclear perils.
  • Suicide or attempted suicide.
  • Examination / treatment in India or expenses incurred outside country of study / postings(This does not prejudice emergency evacuation on medical grounds)

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