Aditya Birla

Aditya Birla Activ Secure Cancer Secure Insurance

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Activ Secure - Cancer Secure Plan

Sum Insured Options (in Rs.)
5 – 10 lakhs (in multiples of 1 lakh), 15 – 25 lakhs (in multiples of 5 lakhs), 30 – 50 lakhs (in multiples of 10 lakhs), 1 crore
Cancer Care Cover
Early: 50% sum insured, maximum 10 Lakhs, Major: 100% sum insured, Advanced: 150% of sum insured
Initial Waiting Period
90 days (180 days for early stage)
Survival Period: 7 Days
Cancer Cumulative Bonus: 10% per claim - free year, maximum: 100% of sum insured
Second E Opinion (optional): Available
Wellness Coach (optional): Available
Payout Option: Lump sum payout

Activ Secure - Cancer Secure Plan – Overview

  • Eligibility
  • How to claim?
  • Exclusions

Eligibility Criteria of Activ Secure - Cancer Secure medical insurance

Age Minimum entry age - 18 years
Maximum entry age - 65 years
Tenure 1,2,3 years
Relationships covered Self, spouse, up to 4 children, up to 2 parents and 2 parents in laws
Eligibility for Sum Insured
  • Earning member - Up to 12 times of annual gross income
  • Non-earning spouse - 50% of Proposer’s sum insured/eligibility or 30L whichever is lower
  • Non-earning Parent/ Parent in laws – 50% of Proposer’s sum insured/eligibility or 10L whichever is lower
  • Children – 50% of Proposer’s sum insured/eligibility or 15L whichever is lower

How to claim?

After diagnosis of cancer, intimate us within 7 days and submit claims documents within 30 day.

  • Completed claim form
  • Medical certificate confirming the diagnosis
  • Certificate confirming that the claim doesn’t relate to Pre-Existing Disease or any Illness/Injury which was diagnosed within the first 90 days
  • Photocopy of indoor case papers (if applicable)
  • Photocopy of first consultation letter and subsequent prescriptions
  • Specific documents (if any)

Any claim directly or indirectly arising out of:

  • Sexually transmitted disease or HIV/AIDS
  • Influence of intoxicating liquor or drugs
  • Suicide or attempted suicide, intentional self-injury
  • Congenital external diseases, defects or anomalies
  • Insured person committing any breach of law
  • Birth control procedures and hormone replacement therapy

Aditya Birla Health Insurance FAQ’s

Yes, you can. However, in this case- you'll have to claim for Reimbursement as Cashless Claims are available at our network hospitals only.

We’ll be here for you no matter what time or day it is. Just give us a ring at 1800-270-7000 and we’ll sort things out for you.

Yes, ABHI’s health insurance policy is valid pan India.

Yes, a health insurance claim can be rejected if it doesn’t comply with your policy’s terms and conditions. For example: If you claim for a pre-existing disease-related treatment before completing the waiting period, your claim may be rejected.

Yes, you can if it is a daycare procedure or an OPD – provided that you’ve opted for an OPD cover in your health insurance.

The right age to buy a health insurance would be while you’re still young. This is because, premiums are a lot cheaper and you complete waiting periods sooner too! Additionally, with healthcare expenses off the roof, if you ever need treatment for an illness – a health insurance will ensure it doesn’t eat up your early savings which you can instead use for your travels.

Yes, your spouse, children and parents can be added as a dependant under the floater plan. The policy can also be taken for your father, mother, father-in-law, mother-in-law, son, daughter-in-law, daughter, grandparents, and grandchildren on individual basis. Your unmarried children, under the age of 18, are eligible as dependants under the policy. Your children enrolled as full-time education students are eligible until the age of 25.

No, all benefits shall be payable when incurred in India only, in Indian rupees.

Aditya Birla Health has an extensive network of 5,900+ network hospitals across India growing steadily over the years. One must get admitted to a network hospital in order to avail cashless treatment for their illness. One can get the hospital closest to them by going through the Aditya Birla Health network hospital list available on

The premium paid on a health insurance policy is eligible for deduction under Section 80D of the Income Tax Act. So save with your policy now.


Review Aditya Birla Life Activ Secure Cancer Secure Plan Insurance brochure to understand coverage details.

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Policy wordings

Review Aditya Birla Life Activ Secure Cancer Secure Plan Insurance policy wordings which explains the terms and conditions.

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