Aditya Birla

Aditya Birla Super Health Plus Top Up Insurance

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Introducing Super Health Plus Top Up plan, an affordable Health Insurance cover that ensures you get the best treatment without worrying about rising medical costs.
  • Hospitalisation expenses covered including COVID-19
  • Home Treatment expenses covered
  • 586 Day Care procedures covered
  • Pre and Post hospitalisation expenses covered

Aditya Birla Super Health Plus Top Up Insurance – Overview

  • Eligibility
  • Benefits
  • Waiting Period
  • Exclusions


Minimum age at entry: 5 years (Individual Policy)/91 days (Floater Policy)
Maximum age at entry: 65 years

When combined with a family floater plan, the policy can be purchased for self and the following family members - Spouse, Dependent Children up to the age of 25

Super Health Plus Top Up Product Benefits

Product Features Platinum Enhanced
Sum Insured (in Rs.) 1. Sum Insured: Rs 3 Lacs, 4 Lacs, 5 Lacs, 7 Lacs, 10 Lacs,
Deductible: Rs 1 Lac, 2 Lacs, 3 Lacs

2. Sum Insured: Rs 5 Lacs, 7 Lacs, 10 Lacs, 15 Lacs, 20 Lacs, 25 Lacs, 30 Lacs, 40 Lacs, 50 Lacs,
Deductible: Rs 4 Lacs, 5 Lacs, 7 Lacs, 10 Lacs

3. Sum Insured: Rs 85 Lacs,
Deductible: Rs 15 Lacs

4. Sum Insured: Rs 90 Lacs,
Deductible: Rs 10 Lacs

5. Sum Insured: Rs 95 Lacs,
Deductible: Rs 5 Lacs
In-patient Hospitalisation Up to Sum Insured
Pre-hospitalisation Medical Expenses 30 days
Post-hospitalisation Medical Expenses 60 days
Day Care Treatment 586 covered up to Sum Insured
Domiciliary Hospitalisation Covered up to Sum Insured
Road Ambulance Cover Network Providers - Covered up to Actual expenses
Non - Network Providers - Covered up to Rs.5000/hospitalisation
Organ Donor Expenses Covered up to Sum Insured
Home Treatment Sum Insured: 3 Lacs, 4 Lacs - Rs.25000
Sum Insured: 5 Lacs and above - Rs.50000
AYUSH (In-patient Hospitalisation) Covered up to Sum Insured
Deductible converting to Zero (to an indemnity policy): Aer 5 years continuous renewal, if age at entry of eldest member for initial policy is 50 yrs and below
Domestic Emergency Assistance Services (including Air Ambulance) Available
International Emergency Assistance Services (including Air Ambulance) Available
Health and Wellness Discounts Available

Waiting Period

The initial waiting period is 30 days, with 24-48 months for specific illnesses and 36 months for pre-existing diseases

Major Exclusions

  • Hearing aids, spectacles or contact lenses including optometric therapy
  • Treatment for baldness, alopecia, wigs, toupees and similar treatment
  • Cosmetic, aesthetic and re-shaping treatments and surgeries
  • Any Illness/injury/accident due to abuse of intoxicants
  • Breach of law with criminal intent, intentional self injury
  • War, act of foreign enemy, uprising, revolution, insurrection, military or usurped acts

Aditya Birla Health Insurance FAQ’s

Yes, you can. However, in this case- you'll have to claim for Reimbursement as Cashless Claims are available at our network hospitals only.

We’ll be here for you no matter what time or day it is. Just give us a ring at 1800-270-7000 and we’ll sort things out for you.

Yes, ABHI’s health insurance policy is valid pan India.

Yes, a health insurance claim can be rejected if it doesn’t comply with your policy’s terms and conditions. For example: If you claim for a pre-existing disease-related treatment before completing the waiting period, your claim may be rejected.

Yes, you can if it is a daycare procedure or an OPD – provided that you’ve opted for an OPD cover in your health insurance.

The right age to buy a health insurance would be while you’re still young. This is because, premiums are a lot cheaper and you complete waiting periods sooner too! Additionally, with healthcare expenses off the roof, if you ever need treatment for an illness – a health insurance will ensure it doesn’t eat up your early savings which you can instead use for your travels.

Yes, your spouse, children and parents can be added as a dependant under the floater plan. The policy can also be taken for your father, mother, father-in-law, mother-in-law, son, daughter-in-law, daughter, grandparents, and grandchildren on individual basis. Your unmarried children, under the age of 18, are eligible as dependants under the policy. Your children enrolled as full-time education students are eligible until the age of 25.

No, all benefits shall be payable when incurred in India only, in Indian rupees.

Aditya Birla Health has an extensive network of 5,900+ network hospitals across India growing steadily over the years. One must get admitted to a network hospital in order to avail cashless treatment for their illness. One can get the hospital closest to them by going through the Aditya Birla Health network hospital list available on

The premium paid on a health insurance policy is eligible for deduction under Section 80D of the Income Tax Act. So save with your policy now.


Review Aditya Birla Life Super Health Plus Top Up Plan Insurance brochure to understand coverage details.

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Policy wordings

Review Aditya Birla Life Super Health Plus Top Up Plan Insurance policy wordings which explains the terms and conditions.

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