Aditya Birla Super Health Plus Top Up Insurance

Aditya Birla Super Health Plus Top Up Insurance – Overview

• Eligibility

  Minimum age at entry: 5 years (Individual Policy)/91 days (Floater Policy)
  Maximum age at entry: 65 years
  
  When combined with a family floater plan, the policy can be purchased for self and the following family members - Spouse, Dependent Children up to the age of 25

• Super Health Plus Top Up Product Benefits

  Product Features	Platinum Enhanced
  Sum Insured (in Rs.)	1. Sum Insured: Rs 3 Lacs, 4 Lacs, 5 Lacs, 7 Lacs, 10 Lacs, Deductible: Rs 1 Lac, 2 Lacs, 3 Lacs 2. Sum Insured: Rs 5 Lacs, 7 Lacs, 10 Lacs, 15 Lacs, 20 Lacs, 25 Lacs, 30 Lacs, 40 Lacs, 50 Lacs, Deductible: Rs 4 Lacs, 5 Lacs, 7 Lacs, 10 Lacs 3. Sum Insured: Rs 85 Lacs, Deductible: Rs 15 Lacs 4. Sum Insured: Rs 90 Lacs, Deductible: Rs 10 Lacs 5. Sum Insured: Rs 95 Lacs, Deductible: Rs 5 Lacs
  In-patient Hospitalisation	Up to Sum Insured
  Pre-hospitalisation Medical Expenses	30 days
  Post-hospitalisation Medical Expenses	60 days
  Day Care Treatment	586 covered up to Sum Insured
  Domiciliary Hospitalisation	Covered up to Sum Insured
  Road Ambulance Cover	Network Providers - Covered up to Actual expenses Non - Network Providers - Covered up to Rs.5000/hospitalisation
  Organ Donor Expenses	Covered up to Sum Insured
  Home Treatment	Sum Insured: 3 Lacs, 4 Lacs - Rs.25000 Sum Insured: 5 Lacs and above - Rs.50000
  AYUSH (In-patient Hospitalisation)	Covered up to Sum Insured
  Deductible converting to Zero (to an indemnity policy):	After 5 years continuous renewal, if age at entry of eldest member for initial policy is 50 years and below
  Domestic Emergency Assistance Services (including Air Ambulance)	Available
  International Emergency Assistance Services (including Air Ambulance)	Available
  Health and Wellness Discounts	Available

• Waiting Period

  The initial waiting period is 30 days, with 24-48 months for specific illnesses and 36 months for pre-existing diseases

• Major Exclusions

  • Hearing aids, spectacles or contact lenses including optometric therapy
  • Treatment for baldness, alopecia, wigs, toupees and similar treatment
  • Cosmetic, aesthetic and re-shaping treatments and surgeries
  • Any Illness/injury/accident due to abuse of intoxicants
  • Breach of law with criminal intent, intentional self injury
  • War, act of foreign enemy, uprising, revolution, insurrection, military or usurped acts