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Exide Life Term Rider Insurance

We all want to ensure that our loved ones are never short in terms of financial resources to live the life of their dreams. While we cannot foresee our future, we can definitely make plans to ensure that the dreams of our loved ones are never compromised, thereby providing a strong 'foundation' of financial security for them. Presenting Tata AIA Life Insurance Sampoorna Raksha Plan, a pure term insurance plan that provides financial protection to your family.

Exide Life insurance review

Distribution - Number of branches pan India (March 2019)
212

Entry Age Minimum/Maximum (Years) - Term Plans
18/60

Sum Assured Minimum / Maximum - Term Plans
15 lacs / as per T&C

Policy Term Minimum / Maximum (Years) - Terms Plans
15/40

Solvency Ratio (FY 2018-19) *
2.08

Number of Policies Sold (Ind+Group) *
190,460

Number of Lives Covered (Ind+Group) **
2,069,510

Claims Settlement Ratio (Ind+Group) ***
98.67%

* - As per IRDAI data 2018-19 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2019-20 | *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

Exide Life Term Rider Insurance Overview

Key Benefits
Eligibility

Key Benefits of Exide Life Term Rider Insurance Plan

Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years)
Flexible Premium Paying Term
Lower premium rates for female lives1 and Standard premium rates for non-smokers
Enhance your protection with Optional Rider2
Large Sum Assured discount for Higher Coverage
Receive tax benefits3, as per the applicable Income Tax laws

Eligibility Criteria of Tata AIA Life Sampoorna Raksha

Product Features	Premium Paying Term (PPT)
	5 Pay	8 Pay	10 Pay	12 Pay
Entry Age (years)	18 to 60	18 to 60	18 to 60	18 to 60
Policy Term (Years)	15 to 40	15 to 40	15 to 40	15 to 40
Minimum Sum Assured (INR)	50 lacs	15 lacs	15 lacs	15 lacs
Maximum Sum Assured	As per the Board Approved Underwriting Policy of the Company
Maximum Maturity Age (Years)	80 years
Premium Paying Mode	Monthly, Half Yearly and Annual

Brochure

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Policy wordings

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2028