IFFCO Tokio All in One Home Protector Insurance protects your home and your household assets. It is available for home owners and tenants. Following are some key benefits and features:
It offers coverage from natural calamities like fire, explosion, earthquake, flood, etc
It offers coverage from manmade calamities like robbery, dacoity, riots, strike, etc
Covers art work in the house
Coverage for global personal liability
Coverage from burglary accidental destruction
Optional coverage for pets
Special coverage of study materials and contents kept with children
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Exclusions
Damage as a consequence of war, invasion, act of foreign enemy, hostilities, civil war, rebellion, revolution etc.
Any damage due to confiscation, commandeering, requisition or destruction by order of any government or lawfully constituted authority.
Any damage directly or indirectly caused by or contributed to or arising from ionizing radiation or contamination by radioactivity.
Depreciation and damage caused by wear and tear or gradual deterioration.
Terrorism is excluded unless specifically mentioned in the policy.
Any existing damage, injury, disease or illness occurring before cover commences under the policy.
