Product Liability Insurance
Product Liability Policy covers all sums for which the insured might become legally liable to pay as damages in consequence of accidental death/bodily injury or disease to third parties and/or loss of or damage to third party property arising out of any defects in the products manufactured and covered under the policy after such products have left your premises. The insurance company will, subject to the limit of indemnity, pay all costs, fees and expenses incurred with their prior written consent in the investigation, defense or settlement of any claim and your costs of representation at any civil inquest, inquiry, or other proceedings in respect of matters which have a direct relevance to an actual or anticipated claim against your falling within the terms of this insurance policy.
Product Recall Insurance
Covered Incident means the recall, removal, recovery of possession or control, or disposal of your product from a distributor, purchaser or user because the consumption of your product has resulted in bodily injury or property damage, or poses actual and imminent danger of resulting in bodily injury or property damage.
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