Eligibility Criteria | |
---|---|
Entry Age | Adults – 18 years to 65 years Dependent Children : > 91 days subject to coverage for their parents also |
Family Members who can be covered | Spouse / Relatives Living Together /Dependent Children / Dependent Relative staying anywhere in India / Dependent Patents |
Coverages under Individual Health Protector | |
---|---|
Hospitalisation Expenses | The policy covers
|
Room Rent, Boarding & Nursing Charges Sub Limit | Upto 20% of Total Sum Insured Subject to
|
ICU / Therapeutic Expenses |
|
Domiciliary Hospitalisation Expenses | Covered upto 20% of Sum Insured |
Organ Donor Expenses | Covered |
AYUSH Treatment | Covered (Ayurveda, Homeopathy, Unani, Sidha) |
Daily Allowance | 0.20% of Sum Insured |
Ambulance Charges | 1% of Sum Insured subject to a maximum of ₹2,500 |
Pre Hospitalisation | Insured is covered upto 45 days |
Post Hospitalisation | Insured is covered upto 60 days |
Cumulative Bonus | Cumulative Bonus shall be increased by 5% (five percent) of the basic sum insured at each renewal in respect of each claim free year of insurance, subject to maximum of 50% (fifty percent) of basic sum insured of the expiring policy. |
Cost of Health Check Up | The reimbursement shall not exceed 1% of the Basic Sum Insured during the block of four claim free policy years |
Vaccination Expenses Covered | Upto 10% of Total Premium Paid at the end of block of two claim free years Day Care Surgeries Covered |
Hospitalisation > 12 hours but less than 24 hours | Entitlement @50% of the Room Rent per day |
Critical Illnesses Covered |
|
Free Look Period | 15 days |
Premium Discounts |
|
Renewability | Lifelong Renewal. However policy to be renewed within Renewal Date (or within maximum of 30 days from expiry date) to ensure continuity of all benefits are intact. |
The premium payable on your health insurance policy is based on the following factors:
IFFCO Tokio has an extensive network of 5,000+ network hospitals across India growing steadily over the years. One must get admitted to a network hospital in order to avail cashless treatment for their illness. One can get the hospital closest to them by going through the IFFCO Tokio network hospital list available onIFFCO Tokio health insurance
The premium paid on a health insurance policy is eligible for deduction under Section 80D of the Income Tax Act. So save with your policy now!
Review IFFCO Tokio Individual Health Protector insurance brochure to understand coverage details.
Know more »Fill the online IFFCO Tokio Individual Health Protector insurance proposal form.
Review IFFCO Tokio Individual Health Protector insurance policy wordings which explains the terms and conditions.
Know more »India health insurance tips and tricks to choose the best medical insurance in India Click here to read more
Find out the different reasons why a medical insurance claim is rejected, Cashless hospitalization, Reimbursement. Click here to read more
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Know more »IFFCO Tokio Network hospitals list. Cashless & Hassle-free direct claim settlement with us at 5,000+ Hospitals
Know more »Compare Indian health insurance policies, Health insurance India comparison
Insurance customers can quickly compare the details of benefits offered under Indian mediclaim insurance policies.
Know more »FAQ related to Indian health insurance. Get answers for any health insurance questions