Travel Insurance for Sri Lanka from India – Compare & Buy Online

Travel confidently to Sri Lanka with our top-rated travel insurance from India, trusted by students, seniors, professionals, and tourists. Get comprehensive coverage for medical emergencies, trip delays, and baggage loss. Enjoy affordable premiums, 24/7 global support, and optional plans with no sublimits for maximum peace of mind.

Why buy Indian Travel Insurance for Sri Lanka?

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Competitive premium starting @ ₹21/day*
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Cashless Medical Coverage upto $500,000
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24X7 Assistance & Claims across all Schengen Countries
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No Pre Travel Medical Tests for all Senior Travelers
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Pre Existing Coverage in Life Threatening situations
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Comprehensive Coverage for Medical & Travel Emergencies
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Immediate policy issuance with least paperwork

* Price calculated for a 35-year-old traveler on a 1-month trip to Sri Lanka with $15,000 medical coverage.

Get Sri Lanka Travel Insurance Starting at ₹14/day*

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What is Sri Lanka Visa Travel Insurance?

Traveler visiting Sri Lanka should buy travel insurance which is a mandatory requirement. Sri Lanka travel insurance is designed to provide you financial protection against unexpected medical emergencies, including illness or accidents that may lead to hospitalization, medical evacuation, or repatriation during the stay in Sri Lanka.

Is India to Sri Lanka travel insurance Mandatory?

Yes, if you are an Indian citizen traveling to Sri Lanka then having valid travel insurance is a mandatory requirement get your visa approved. Visitors to Sri Lanka may be asked to show proof of adequate travel medical insurance that covers emergency medical expenses, hospitalization, and repatriation during their stay. Your visa application might get delayed or denied if you are not covered under a proper travel insurance policy.

Travel Insurance for Sri Lanka Work Permit From India

Indians constitute one of the increasing nationalities in the global workforce in Sri Lanka. They work in important sectors such as manufacturing, IT, construction, and education. Skilled Indian professionals are often concentrated in cities such as Colombo, Kandy, and Galle. If you want to get hired to legally work in Sri Lanka, you need to obtain a valid work permit and apply for a Sri Lanka Employment Visa, all with the endorsement of the employer in Sri Lanka. It is also of benefit to purchase a travel insurance policy that suits your stay—this may be a requirement for the consulate, as well as invaluable for obtaining your visa.

What is the Cheapest Travel Insurance for Sri Lanka Visa Insurance From India?

The cheapest travel insurance from India to Sri Lanka plan on eindiainsurance starts at only ₹14 per day from Bajaj General Insurance. If you have any doubts please contact us +91-(80)-41101026.

Please compare Sri Lanka travel insurance plans based on your trip duration and coverage needs, the insurers offer the most comprehensive travel insurance satisfying travel insurance requirements.

Top 5 Best Travel Insurance for Sri Lanka From India

Looking for the best travel medical insurance for Sri Lanka? Here's a curated list of the top 5 travel insurance plans for Sri Lanka.

Best Indian Travel Insurance for Sri Lanka – Individual Traveler Aged 35 Years

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹14/day Get Quote »

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹20/day Get Quote »

Policy Maximum

$25,000

Loss of Passport

Up to $300

Baggage Delay

Up to $100

Baggage Loss

Up to $100

Medical Evacuation

Up to $10,000

Starting at ₹20/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Not covered

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹25/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Up to $100

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹37/day Get Quote »
Top Travel Insurance for Sri Lanka from India – Senior Citizens Traveler Aged 65 Years

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹26/day Get Quote »

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹40/day Get Quote »

Policy Maximum

$25,000

Loss of Passport

Up to $300

Baggage Delay

Up to $100

Baggage Loss

Up to $100

Medical Evacuation

Up to $10,000

Starting at ₹42/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Not covered

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹47/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Up to $100

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹85/day Get Quote »

Disclaimer: The travel insurance policies are arranged in order of premium costs for a 30 days trip to Sri Lanka. Please refer to individual policy brochures for latest premiums and benefits. We are not liable for use of the information in the above table.

How Do I Buy Sri Lanka Travel Insurance Online?

Buying Sri Lanka Travel Insurance is Easy

Enter your travel dates in the form above.
Compare plans from leading Indian insurers.
Choose your preferred plan and make a secure online payment.
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How Much Does Travel Medical Insurance Cost for Sri Lanka?

Sri Lanka visa travel insurance cost starts from ₹423 for 30 days. Some of the best travel insurance from India to Sri Lanka listed below meet the Sri Lanka visa requirements and are widely recognized by Schengen/EU embassies and consulates.

Monthly Travel Insurance Cost for Sri Lanka

Insurance Company	Policy Maximum	Age 35	Age 55	Age 65	Age 75	Age 85
Bajaj General Insurance	$15,000	₹423	₹489	₹801	-	-
Reliance	$15,000	₹620	₹684	₹1,215	-	-
Care	$25,000	₹629	₹750	₹1,288	₹1,829	₹4,470
Tata AIG	$50,000	₹768	₹840	₹1,420	₹4,953	₹11,810
Royal Sundaram	$50,000	₹1,217	₹1,325	₹2,563	-	-

Frequently Asked Questions About Sri Lanka Travel Insurance

Get clear answers to common queries before buying your travel insurance

What are the primary advantages of purchasing Sri Lanka travel insurance from India prior to departure?

Buying travel insurance in India provides a broader range of plan options, reduced premiums due to local underwriting, and the opportunity to compare different policies. Additionally, it guarantees that the coverage is effective from the time of departure.

Is it possible to obtain travel insurance for Sri Lanka with no deductible on medical claims?

Yes, many insurers provide policies that feature zero deductible on medical expenses. This implies that the insurer will cover costs from the very first rupee, without any initial outlay from the traveler.

Do I need a visa to travel to Sri Lanka?

Yes, most travelers need an Electronic Travel Authorization (ETA) before arrival.

What are the top tourist attractions in Sri Lanka?

Sigiriya Rock Fortress, Kandy, Galle Fort, Nuwara Eliya, Yala National Park, and beaches like Mirissa and Arugam Bay.

Can I use international credit or debit cards in Sri Lanka?

Yes, cards like Visa and Mastercard are widely accepted in hotels and restaurants, though smaller shops prefer cash.

When did Sri Lanka gain independence?

Sri Lanka gained independence from British rule on February 4, 1948.

How is public transportation in Sri Lanka?

Public transport includes buses, trains, and tuk-tuks. Trains are scenic but slower; buses are cheaper and faster.

Are trains safe and reliable in Sri Lanka?

Yes, trains are safe and offer scenic routes — especially the Kandy to Ella journey.

Are credit cards accepted everywhere?

Major hotels and restaurants accept cards, but small vendors often prefer cash payments.

Can I exchange foreign currency easily in Sri Lanka?

Yes, currency exchange counters are available at airports, banks, and major towns.

Benefits of Buying Travel Insurance

Travel insurance is one of the most important financial protections for international travellers. In case of hospitalization, emergency treatment, or non-medical issues abroad, insurance ensures immediate assistance and peace of mind.

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Sri Lanka Travel Insurance Reviews

What our happy customers have to say about us

"I felt happy to have a travel insurance from you. I can easily compare with all the companies and based on my requirement I can select the required one."

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Sri Lanka - General Information

pin_drop Location	Southern Asia
apartment Capital	Colombo
euro_symbol Currency	Sri Lankan Rupee
calendar_month Travel Seasons	Dec to Mar
public Country code	+94
diversity_3 Population	2.13 crores

g_translate Language	Sinhala, English and Tamil
rewarded_ads Sports	Cricket and Volleyball
public Area	65,610 square kilometers
location_on Popular Attractions	Kandy, Colombo, Dambulla, Galle, Nuwara Eliya, Anuradhapura, Polonnaruwa, Negombo, Bentota, Horton Plains National Park, Hikkaduwa.

Travel to Sri Lanka – Overview

Sri Lanka is one amongst India’s top 20 preferred tourist destinations with around 38,158 Indians visiting there in 2024.

Location / Language of Sri Lanka
Sri Lanka, officially the Democratic Socialist Republic of Sri Lanka, is the island country in South Asia, located in the Indian Ocean to the southwest of the Bay of Bengal and to the southeast of the Arabian Sea. The island is geographically separated from the Indian subcontinent by the Gulf of Mannar and the Palk Strait. Spread over an area of 65,000 sq km, it is home to around 24 million Sri Lankans and other expatriates. The largest city and the capital of Sri Lanka is Colombo.

Several languages are spoken in Sri Lanka within the Indo-European, Dravidian and Austronesian families. Sri Lanka accords official status to Sinhalese and Tamil.
Visa Requirements / Currency (please note these procedures/ exchange rates can changed from time to time…please get an update from the embassy prior to travel)
Indian Passport Holders visiting Sri Lanka for business or holidaying purpose including visiting friends, medical treatment- Ayurvedic, yoga, visiting relatives etc., should obtain a Sri Lanka ETA (Electronic Travel Authorisation) approval prior to his/her intended visit to Sri Lanka.

Currency : Sri Lanka Rupee (LKR)
Top 10 Tourist Attractions in Sri Lanka
1. Dambulla cave Temple - The largest temple complex in Sri Lanka, its statues and paintings date back to 12th Century AD. The temple complex has five rooms with Buddha statues in different positions looking calm and peaceful.
2. Yala National Park – It is home to a host of wildlife and birds – you are bound to run into a group of elephants bathing in streams, tossing their trunks wildly or leopards nestling lazily on tree branches.
3. Galle – Galle is an important city in Sri Lanka and is a one-stop destination where the Galle Fort has wide cobblestoned roads and a number of eateries and cafes.
4. Temple of Tooth at Kandy - The temple of the tooth in Kandy is iconic because it houses the relic of the tooth of the Buddha and is now a Heritage site.
5. Nuwara Eliya – It is famous for its tea gardens and with misty clouds, lush green sloping hills and a train, this is a hilly paradise in the Central Province of Sri Lanka.
6. Muthurajawela Bird Sanctuary – A day trip from Colombo to the urban sanctuary of Muthurajawela which is a popular bird watching destination and these pristine marshlands are located in the southern end of Negombo Lagoon.
7. Arugam Bay – Sri Lanka has a coastline of over 1600 km and is ideally suited for windsurfing, speed boating, and other water sports and Arugam Bay with its azure skies and slanting coconut trees, is one such spot.
8. War Cemetery - A different one in the list of best places to visit in Sri Lanka, the war cemetery is well maintained and the grounds are well kept and it is a very humbling experience.
9. Jaffna – If you’re in Jaffna, you cannot miss Temple Nallur Kovil, Jaffna Fort and the Nagadipa Purana Vihara, the temple can be accessed by boat.
10. Sigiriya - Sigiriya or the mount of remembrance is a World Heritage Site - this giant formation of rock rises out of nowhere towering over everything in its vicinity and provides a great panoramic view of the nearby sights and the Sigiriya fort.
Things you must do in Sri Lanka
1. Surf the Indian Ocean waves at Hikkaduwa – As one of the best surf towns of Sri Lanka, Hikkaduwa offers a combination of sand and reef and some of the best surfing and scuba diving spots in the country.
2. Take a scenic train ride – Kandy to Ella, also called the Eastern train route is a must do, this journey takes you from Kandy to Nanu Oya, on to Ella and Badulla.
3. Dolphin and Whale Spotting at Mirissa – These whale and dolphin watching tours in Mirissa are exhilarating.
4. Go Hiking to Adam’s Peak – For those looking at getting some exercise while on a holiday, a 1000 metre climb (around 3-5 hrs) up the famous Adam’s Peak(Sri Pada) which is the country’s most sacred mountain in southwestern Sri Lanka.
5. Drive around the East Coast of SL - East Coast of Sri Lanka is a popular self drive route covering places like Trincomalee, Nilaveli, and Pasikuda.
Food on the Plate
Sri Lankan cuisine has been shaped by many historical, cultural and other factors. Influences from Indian, Indonesian and Dutch cuisines are most evident with Sri Lankan cuisine sharing close ties to other neighbouring South and Southeast Asian cuisines. Today, some of the staples of Sri Lankan cuisine are rice, coconut and spices.

One must try the following Sri Lankan food delicacies:
- Rice & Curry - A typical Sri Lankan meal consists of rice served with curry of fish, meat or poultry, several other curries made with vegetables and pulses such as lentils (Dhal).
- Kiri Bath & Sambola - The dish is prepared by cooking rice with coconut milk and is normally served with Onion Sambola, a fiery hot mix of red onions and spices, or bananas.
- Kottu - Kottu is very popular street fast food in Sri Lanka. It is made of shredded pieces of Sri Lankan paratha bread that are stir fried with an assortment of spices and a choice of other meaty (or vegetarian) ingredients.
- Pol Sambol – Pol Sambol is prepared with grated coconut, onions, red chilli powder, lemon, salt and Maldive fish and is usually eaten with rice.
- Sweetmeats – Kavum, Kokis, Asmi – made mainly from rice flour

Popular Tourist Destinations in Sri Lanka

Yala National Park

Yala National Park is a huge area of forest, grassland and lagoons bordering the Indian Ocean. It’s home to wildlife such as leopards, elephants and crocodiles.

Arugam Bay

Arugam Bay, known locally as "Arugam Kudah", is a bay in Sri Lanka's southeast coast, and a historic settlement of the ancient Batticaloa Territory.

Nuwara Eliya

Nuwara Eliya is a city in the tea country hills of central Sri Lanka. The naturally landscaped Hakgala Botanical Gardens displays roses and tree ferns.