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Royal Sundaram Insurance

Royal Sundaram Asia Travel Insurance

Popular affordable comprehensive travel insurance among Indian travelers visiting the Asian countries from India. It does not offer coverage for travelers visiting Japan and Korea.
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  • Coverages
  • Policy Features
  • Overview

What can be covered?

  • Minimum age of proposer must be 18 years.
  • No medical reports required.
  • You need to be in good health condition.
  • Minimum age at entry of insured person must be 91 Days.
  • Maximum age of entry of insured person must be 70 years.
Accidental Death & Dismemberment (Common carrier)
The policy will pay the sum insured specified in the schedule in addition to the sum insured specified under the personal accident section if the insured sustains accidental bodily Injury during the course of his overseas journey while travelling in a common carrier such as rail, bus, tram or aircraft and such bodily injury is the sole and direct cause of the Insured's death or permanent total disablement and which was sustained within 12 months from the date of the accident.

Emergency cash advance
We will provide an assistance service when the insured person requires emergency cash following incidents like theft/burglary of luggage/money or hold up whilst on a trip covered under policy. The service provider will coordinate with the insured person's family members in his country of residence to provide emergency cash advance to the insured person as per his requirement up to the limit specified (including service and delivery charges) in the policy schedule under this section.

Trip Cancellation
We will reimburse the unused and non-refundable portion of the pre-paid lodging cost and/or the ticket cancellation charges (up to the maximum amount specified in the schedule) if the trip is cancelled and the insured person is unable to undertake the trip due to death or serious injury or sudden sickness requiring minimum 3 days of hospitalization within 5 days before the date of departure or any natural catastrophic event like earthquake or volcano eruption.

Compassionate Visit
If the insured person is hospitalized on account of an illness/accident for a period exceeding 5 days and as opined and recommended by the attending Medical Practitioner requires special assistance from an immediate family member, we shall reimburse the cost of the economy class Iight ticket incurred by the immediate family member rendering such special assistance from and to the place of residence/origin of such person together with accommodation expenses not exceeding 200 USD/day.

Asia Travel Insurance Overview

Benefits(in USD) Deductible
Sum Insured 50000
Medical Expenses including Medical Evacuation 50000 100
Sickness Dental Relief 500 100
Accidental Death and Dismemberment Benefit (24 hrs) 10,000 Nil
Accidental Death and Dismemberment Benefit (Common Carrier) 5,000 Nil
Repatriation of Mortal Remains 5,000 Nil
Delay of Checked-in Baggage 100 after 6 hours
Loss of Checked-in Baggage(Per Baggage maximum 50 % and per item in the baggage 10%) 500 Nil
Loss of Passport Benefit 250 25
Personal Liability Benefit 100,000 200
Trip Delay Benefit 30 per 12hrs to max. 180 after 6 hours
Hijacking Benefit 100 per day (6 Days Max) after 12 hours
Emergency Cash Advance 500 Nil
Trip Cancellation 500 Nil
Compassionate Visit 5000 Nil
Assistance Services Included Nil
Benefits in USD Limits
Hospital Room and boarding 1500/day upto 30 days
Intensive Care Unit 2500/day upto 7 days
Surgical treatment * Max 10,000
Anaesthetist services Max upto 25% of Surgical Treatment
Physician's visit Max 75/day upto 10 visits
Diagnostic and pre-admission testing Max upto 500
Ambulance services ** Max upto 400
* Includes OT charges, Surgeon Fee and implant charges
** Includes cost of transportation to hospital and paramedic services

Travel Insurance useful links

How to buy online?
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

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Online renewal
Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Insurance claims
Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.

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  • Address
  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
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