Royal Sundaram Insurance

Royal Sundaram Schengen Visa Travel Insurance

Best Royal Sundaram travel insurance quotes

Plan type
     
Destination
No. of Traveler
Date of birth
or age   years
Start date
Total Days: 
End date

Royal Sundaram travel insurance satisfies Schengen Visa requirements

  • Need to buy adequate medical insurance with maximum coverage of 30,000 Euros ($50,000)
  • Travel insurance coverage for emergency medical evacuation and repatriation
  • Insurance coverage must be valid for the entire duration of stay in Europe
  • Insurance company must have a representative office in Europe.
  • The Indian travel insurance plan has to be approved by VFS Global

Royal Sundaram Travel Insurance review

Royal Sundaram Travel Insurance
Sum Insured
USD 50,000 to 1,000,000
Number of policies issued *
11,552
Claims settlement ratio **
44.80%
Number of lives covered *
14,441
Incurred claims ratio
29%
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Royal Sundaram Schengen Visa Travel Insurance benefits

Benefits(in USD) Classic Supreme Elite Senior
Sum Insured 50,000, 1,00,000 2,00,000, 3,00,000, 5,00,000 5,00,000, 7,50,000,10,00,000 25,000, 50,000,
Medical Expenses including Medical Evacuation
Deductible: 100
50,000, 1,00,000 2,00,000, 3,00,000, 5,00,000 5,00,000, 7,50,000,10,00,000 25,000, 50,000
Sickness Dental Relief
Deductible: 100
300 500 1,000 500
Daily Cash Allowance in case of hospitalization beyond 2 days Not available Not available 50 per day to max of 250 -
AD & D Common Carrier 2,500 5,000 5,000 -
Accidental Death and Dismemberment Benefit (24 hrs) 10,000 15,000 25,000 15,000
Repatriation of Mortal Remains 5,000 5,000 7,500 7,500
Delay of Checked-in Baggage
Deductible: After 6 hours
100 100 500 250
Loss of Checked-in Baggage 500 500 1500 1,000
Loss of Passport Benefit
Deductible: 25
250 250 300 300
Personal Liability Benefit
Deductible: 100
100,000 200,000 250,000 100,000
Trip Delay Benefit
Deductible: After 6 hours
30 per 12hrs to max. 180 (3 days) 30 per 12hrs to max. 300 (3 days) 50 per 12hrs to max. 500 (5 days) 50 per 12hrs to max. 500 (5 days)
Hijacking Benefit
Deductible: After 12 hours
100 per day (5 Days Max) 100 per day (5 Days Max) 125 per day (7 Days Max) 125 per day (7 Days Max)
Automatic extension of policy upto 7 days Available Available Available -
Emergency Cash Advance 500 1,000 1,500 1,000
Trip Cancellation 500 750 1,000 1,000
Trip Curtailment 500 750 1,000 -
Missed Connections/Missed Departures
Deductible: After 6 hours
500 500 1,000 500
Bounced Hotel/Airline Booking
Deductible: 10%
Not available 500 2,000 -
Political risk and Catastrophe evacuation Not available Not available 10,000 7,500
Compassionate Visit Not available Not available 7,500 -
Emergency Hotel Extension
Deductible: 250
Not available Not available 5,000 -
Loss of Baggage and Personal Effects
Deductible:100
Not available Not available 2,000 1,000
Return of Minor Not available Not available 7,500 -
Difference in Airfare due to delayed or early return Not available Not available 500 500
Assistance Services Included Included Included Included
Home Content Insurance (in INR) Not available Not available 200,000 -

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Brochure

Review Royal Sundaram Schengen Visa Travel Insurance brochure to understand coverage details.

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Proposal form

Fill the online Royal Sundaram Schengen Visa Travel Insurance proposal form.


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Policy wordings

Review Royal Sundaram Schengen Visa Travel Insurance policy wordings which explains the terms and conditions.

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Royal Sundaram travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.


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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Royal Sundaram travel medical insurance after approval.

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Royal Sundaram Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.



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Royal Sundaram Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Royal Sundaram by contacting them.

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Royal Sundaram Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.


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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.


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Keep in touch

  • Address

    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41744345
  • Send an email
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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