Tips to find best travel insurance
Tips to find good and adequate international travel health insurance.
Know more »Compare Royal Sundaram Schengen Visa Travel Insurance
USD 50,000 to 1,000,000
51.3%
72%
18,978
20,314
| Benefits(in USD) | Classic | Supreme | Elite | Senior |
|---|---|---|---|---|
| Sum Insured | 50,000, 1,00,000 | 2,00,000, 3,00,000, 5,00,000 | 5,00,000, 7,50,000,10,00,000 | 25,000, 50,000, |
| Medical Expenses including Medical Evacuation Deductible: 100 |
50,000, 1,00,000 | 2,00,000, 3,00,000, 5,00,000 | 5,00,000, 7,50,000,10,00,000 | 25,000, 50,000 |
| Sickness Dental Relief Deductible: 100 |
300 | 500 | 1,000 | 500 |
| Daily Cash Allowance in case of hospitalization beyond 2 days | Not available | Not available | 50 per day to max of 250 | - |
| AD & D Common Carrier | 2,500 | 5,000 | 5,000 | - |
| Accidental Death and Dismemberment Benefit (24 hrs) | 10,000 | 15,000 | 25,000 | 15,000 |
| Repatriation of Mortal Remains | 5,000 | 5,000 | 7,500 | 7,500 |
| Delay of Checked-in Baggage Deductible: After 6 hours |
100 | 100 | 500 | 250 |
| Loss of Checked-in Baggage | 500 | 500 | 1500 | 1,000 |
| Loss of Passport Benefit Deductible: 25 |
250 | 250 | 300 | 300 |
| Personal Liability Benefit Deductible: 100 |
100,000 | 200,000 | 250,000 | 100,000 |
| Trip Delay Benefit Deductible: After 6 hours |
30 per 12hrs to max. 180 (3 days) | 30 per 12hrs to max. 300 (3 days) | 50 per 12hrs to max. 500 (5 days) | 50 per 12hrs to max. 500 (5 days) |
| Hijacking Benefit Deductible: After 12 hours |
100 per day (5 Days Max) | 100 per day (5 Days Max) | 125 per day (7 Days Max) | 125 per day (7 Days Max) |
| Automatic extension of policy upto 7 days | Available | Available | Available | - |
| Emergency Cash Advance | 500 | 1,000 | 1,500 | 1,000 |
| Trip Cancellation | 500 | 750 | 1,000 | 1,000 |
| Trip Curtailment | 500 | 750 | 1,000 | - |
| Missed Connections/Missed Departures Deductible: After 6 hours |
500 | 500 | 1,000 | 500 |
| Bounced Hotel/Airline Booking Deductible: 10% |
Not available | 500 | 2,000 | - |
| Political risk and Catastrophe evacuation | Not available | Not available | 10,000 | 7,500 |
| Compassionate Visit | Not available | Not available | 7,500 | - |
| Emergency Hotel Extension Deductible: 250 |
Not available | Not available | 5,000 | - |
| Loss of Baggage and Personal Effects Deductible:100 |
Not available | Not available | 2,000 | 1,000 |
| Return of Minor | Not available | Not available | 7,500 | - |
| Difference in Airfare due to delayed or early return | Not available | Not available | 500 | 500 |
| Assistance Services | Included | Included | Included | Included |
| Home Content Insurance (in INR) | Not available | Not available | 200,000 | - |
Yes, Royal Sundaram’s Schengen travel insurance meets all embassy requirements, including coverage of at least €30,000 for medical emergencies, evacuation, and repatriation.
After completion of purchase on eindiainsurance.com, You’ll receive a digitally signed policy certificate and schedule, which includes proof of Schengen-compliant coverage, suitable for embassy or visa centre submission.
Yes. This plan is ideal for short-stay visas (up to 90 days), you can buy multiple policies or request extended coverage periods if applying for long-term tourist or business visas.
Pre-existing diseases are generally excluded. However, life-threatening conditions may be covered under emergency medical situations, depending on policy wording.
No, this is an individual policy. However, you can purchase separate policies for family members traveling with you, and request coverage confirmation for each.
You may be eligible for a full or partial refund, provided the policy hasn’t started and no claims have been made. Submit visa rejection proof for cancellation.
Royal Sundaram partners with global assistance providers. Emergency helpline numbers are provided in the policy document for 24x7 support, including medical or travel-related emergencies.
Yes, the plan includes compensation for lost or delayed baggage and loss of passport. However, personal electronics and high-value items may not be covered.
Yes, compensation is available if flight delays exceed a specified number of hours or due to reasons like technical failure or bad weather, as per policy terms.
Yes, you can request an extension before your policy expires. The insurer will evaluate your request based on health status, claims made, and travel duration.
You will get the policy instantly. Once payment is processed on eindiainsurance.com, the policy will be generated and emailed to you within a few minutes, making it ideal for urgent visa appointments.
You must notify the emergency assistance number or claims team immediately. Submit all required documents, like medical bills and reports, within the stipulated time for smooth processing.
Tips to find good and adequate international travel health insurance.
Know more »Comparison of overseas Healthcare cost and popular tourist destinations.
Know more »How to use visitor insurance in case of sudden sickness and accidents.
Know more »Popular affordable comprehensive travel insurance among Indian travelers visiting the Asian countries from India. It does not offer coverage for travelers visiting Japan and Korea.
Know more »Overseas senior citizen travel insurance from Royal Sundaram is available for Indian travelers above 71 years going abroad.
Know more »Royal Sundaram Annual Multi trip travel insurance plan offers overseas travel insurance for frequent travelers.
Know more »Royal Sundaram international travel insurance offers coverage for expenses arising from pre-existing conditions under life threatening situation up to maximum limit as provided in the benefits.
Know more »Royal Sundaram offers perhaps the most comprehensive Student Insurance solution in India at the moment.
Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after getting the approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify Royal Sundaram by contacting them.
Know more »Kindly refer the Policy Wordings for complete coverage details along with terms and conditions.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
Know more »