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Royal Sundaram Schengen Visa Travel Insurance

Best Royal Schengen Visa Travel insurance quotes

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Plans offered under Travel Secure

  • Need to buy adequate medical insurance with maximum coverage of 30,000 Euros($50,000)
  • Travel insurance coverage for emergency medical evacuation and repatriation
  • Insurance coverage must be valid for the entire duration of stay in Europe
  • Insurance company must have a representative office in Europe.
  • The Indian travel insurance plan has to be approved by VFS Global

Royal Sundaram Travel Insurance review

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Sum Insured

USD 50,000 to 1,000,000

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Claims settlement ratio **

51.3%

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Incurred claims ratio

72%

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Number of policies issued *

18,978

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Number of lives covered *

20,314

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Brochure

Download brochure

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Policy Wordings

Download policy wordings

Royal Sundaram Schengen Visa Travel Insurance benefits

Benefits(in USD) Classic Supreme Elite Senior
Sum Insured 50,000, 1,00,000 2,00,000, 3,00,000, 5,00,000 5,00,000, 7,50,000,10,00,000 25,000, 50,000,
Medical Expenses including Medical Evacuation
Deductible: 100
50,000, 1,00,000 2,00,000, 3,00,000, 5,00,000 5,00,000, 7,50,000,10,00,000 25,000, 50,000
Sickness Dental Relief
Deductible: 100
300 500 1,000 500
Daily Cash Allowance in case of hospitalization beyond 2 days Not available Not available 50 per day to max of 250 -
AD & D Common Carrier 2,500 5,000 5,000 -
Accidental Death and Dismemberment Benefit (24 hrs) 10,000 15,000 25,000 15,000
Repatriation of Mortal Remains 5,000 5,000 7,500 7,500
Delay of Checked-in Baggage
Deductible: After 6 hours
100 100 500 250
Loss of Checked-in Baggage 500 500 1500 1,000
Loss of Passport Benefit
Deductible: 25
250 250 300 300
Personal Liability Benefit
Deductible: 100
100,000 200,000 250,000 100,000
Trip Delay Benefit
Deductible: After 6 hours
30 per 12hrs to max. 180 (3 days) 30 per 12hrs to max. 300 (3 days) 50 per 12hrs to max. 500 (5 days) 50 per 12hrs to max. 500 (5 days)
Hijacking Benefit
Deductible: After 12 hours
100 per day (5 Days Max) 100 per day (5 Days Max) 125 per day (7 Days Max) 125 per day (7 Days Max)
Automatic extension of policy upto 7 days Available Available Available -
Emergency Cash Advance 500 1,000 1,500 1,000
Trip Cancellation 500 750 1,000 1,000
Trip Curtailment 500 750 1,000 -
Missed Connections/Missed Departures
Deductible: After 6 hours
500 500 1,000 500
Bounced Hotel/Airline Booking
Deductible: 10%
Not available 500 2,000 -
Political risk and Catastrophe evacuation Not available Not available 10,000 7,500
Compassionate Visit Not available Not available 7,500 -
Emergency Hotel Extension
Deductible: 250
Not available Not available 5,000 -
Loss of Baggage and Personal Effects
Deductible:100
Not available Not available 2,000 1,000
Return of Minor Not available Not available 7,500 -
Difference in Airfare due to delayed or early return Not available Not available 500 500
Assistance Services Included Included Included Included
Home Content Insurance (in INR) Not available Not available 200,000 -

Is Royal Sundaram travel insurance accepted by all Schengen embassies?

Yes, Royal Sundaram’s Schengen travel insurance meets all embassy requirements, including coverage of at least €30,000 for medical emergencies, evacuation, and repatriation.


What documents will I receive after purchasing the policy?

After completion of purchase on eindiainsurance.com, You’ll receive a digitally signed policy certificate and schedule, which includes proof of Schengen-compliant coverage, suitable for embassy or visa centre submission.


Can I buy this policy if I’m applying for a long-term Schengen visa?

Yes. This plan is ideal for short-stay visas (up to 90 days), you can buy multiple policies or request extended coverage periods if applying for long-term tourist or business visas.


Is pre-existing illness covered under this plan?

Pre-existing diseases are generally excluded. However, life-threatening conditions may be covered under emergency medical situations, depending on policy wording.


Can I include my spouse or children under the same policy?

No, this is an individual policy. However, you can purchase separate policies for family members traveling with you, and request coverage confirmation for each.


What happens if my visa gets rejected after I buy the policy?

You may be eligible for a full or partial refund, provided the policy hasn’t started and no claims have been made. Submit visa rejection proof for cancellation.


How do I get emergency assistance while in Europe?

Royal Sundaram partners with global assistance providers. Emergency helpline numbers are provided in the policy document for 24x7 support, including medical or travel-related emergencies.


Does this policy cover loss or theft of personal belongings?

Yes, the plan includes compensation for lost or delayed baggage and loss of passport. However, personal electronics and high-value items may not be covered.


Will I be reimbursed for delayed flights or missed connections?

Yes, compensation is available if flight delays exceed a specified number of hours or due to reasons like technical failure or bad weather, as per policy terms.


Can I renew or extend this policy while abroad?

Yes, you can request an extension before your policy expires. The insurer will evaluate your request based on health status, claims made, and travel duration.


How soon will I receive the policy certificate after purchase?

You will get the policy instantly. Once payment is processed on eindiainsurance.com, the policy will be generated and emailed to you within a few minutes, making it ideal for urgent visa appointments.


What should I do if I need to file a claim while traveling?

You must notify the emergency assistance number or claims team immediately. Submit all required documents, like medical bills and reports, within the stipulated time for smooth processing.

List of Schengen Countries

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