Royal Sundaram Insurance

Royal Sundaram Arogya Sanjeevani Policy

  • Individual
  • Family

Arogya Sanjeevani Quotes for Individual

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Royal Sundaram Arogya Sanjeevani Family Quotes

Royal Sundaram Arogya Sanjeevani Family health insurance plans provide coverage for the entire family within the scope of a single health plan. find quotes, compare & buy Royal Sundaram Arogya Sanjeevani Quotes for Family

Buy Arogya Sanjeevani for Family

Key features of Royal Sundaram Arogya Sanjeevani Policy

  • Room Rent: Upto 2% of sum Insured subject to a maximum of Rs. 5000/-
  • Intensive Care Unit(ICU)/Intensive Cardiac Care Unit(ICCU): Upto 5% of sum Insured subject to a maximum of Rs. 10000/-
  • Cataract Treatment: sub-limit of 25% of Sum Insured or Rs.40,000/-, whichever sub-limit of 25% of Sum Insured or Rs.40,000/-, whichever

Royal Sundaram Health Insurance Review

Royal Sundaram Health Insurance
Royal Sundaram Insurance sum insured
2 lacs − 150 lacs options available
Incurred Claims Ratio *
72.00%
Royal Sundaram Insurance tenure options
1 to 3 years
Claims Settlement Ratio **
80.06%
List of network hospitals
11,800+ hospitals
Number of policies issued *
2,03,185
Maximum family floater coverage
Self, Spouse + 4 dependent children
Number of lives covered *
1,066,662
* As per IRDAI report for 2020-21   |   ** As per NL25 data published on the Insurance Company website

Overview of Royal Sundaram Arogya Sanjeevani Policy

  • Eligibility
  • Key Features
  • Exclusions

Eligibility of Royal Sundaram Arogya Sanjeevani Policy

Minimum Entry Age Minimum entry age is 18 years.
Dependent Children:between 3 months and 25 years.
Maximum Entry Age 65 years.
Policy Type Individual or Floater Plans
Renewal Conditions Lifetime Renewability
Grace Period 30 days from date of expiry to renew the policy

Key features of Royal Sundaram Arogya Sanjeevani Policy plan

  • Customer can buy the policy for one year. 'One Policy Year' shall mean a period of one year from the date of issuance of the policy.
  • Sum Insure:Rs.1lakh, Rs.1.5lakhs, Rs. 2 lakhs, Rs. 2.5 lakhs, Rs. 3 lakhs, Rs. 3.5 lakhs, Rs.4 lakhs, Rs. 4.5 lakhs, Rs. 5 lakhs
  • Hospitalization Expenses and other Expenses
  • Ayush Treatment
  • Cataract Treatment
  • Pre-Hospitalization
  • Post Hospitalization
  • Modern Treatments
  • Cumulative Bonus

Exclusions under Royal Sundaram Arogya Sanjeevani Policy plan

Some of the exclusions under the plan are below, please go through the policy terms and conditions for the entire list of exclusions.
  • Investigation & Evaluation
  • Adventure or Hazardous Sports
  • Rest Cure, rehabilitation and respite care
  • Obesity/ Weight Control
  • Change-of-Gender treatments
  • Cosmetic or plastic Surgery
  • Unproven Treatments
  • Sterility and Infertility
  • Maternity Expenses

Brochure

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Proposal form

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Policy wordings

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025