Royal Sundaram Insurance

Royal Sundaram Senior Citizen Travel Insurance

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Plan type
     
Destination
No. of Traveler
Date of birth
or age  years
Start date
Total Days: 
End date
* Name, Email Id & Mobile No. are required 

Why choose Royal Sundaram senior citizen travel insurance?

Popular Best overseas senior citizen travel insurancefrom Royal Sundaram is available for Indian travelers above 71 years going abroad.

Royal Sundaram Travel Insurance review

Royal Sundaram Travel Insurance
Sum Insured
USD 50,000 to 1,000,000
Number of policies issued *
11,552
Claims settlement ratio **
44.80%
Number of lives covered *
14,441
Incurred claims ratio
29%
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Royal Sundaram Senior Citizen travel insurance overview

  • Coverages
  • Policy Features
  • Overview

Eligibility of Royal Sundaram senior citizen travel insurance

  • Minimum age of proposer must be 18 years.
  • No limit for maximum age of entry of insured person.
  • You need to be in good health condition.
  • Minimum age at entry of insured person must be 71 years.
  • Medical reports required for a SI of 1,00,000 USD only.

What does Royal Sundaram Travel Insurance Cover?

  • Emergency cash advance
    We will provide an assistance service when the insured person requires emergency cash following incidents like theft/burglary of luggage/money or hold up whilst on a trip covered under policy. The service provider will coordinate with the insured person's family members in his country of residence to provide emergency cash advance to the insured person as per his requirement up to the limit specified (including service and delivery charges) in the policy schedule under this section.
  • Trip Cancellation
    We will reimburse the unused and non-refundable portion of the pre-paid lodging cost and/or the ticket cancellation charges (up to the maximum amount specified in the schedule) if the trip is cancelled and the insured person is unable to undertake the trip due to death or serious injury or sudden sickness requiring minimum 3 days of hospitalization within 5 days before the date of departure or any natural catastrophic event like earthquake or volcano eruption.
  • Missed Connections/ Missed Departures
    We will reimburse cost of reasonable expenses towards actual boarding and lodging incurred if the insured misses the connecting Iight at intermediate port due to a delay beyond 12 hours from the original schedule by the outbound air craft from India in which insured is expected to travel, caused by Inclement weather, equipment failure of the common carrier, strike or other job action by employees of the airlines.
  • Political risk and Catastrophe evacuation
    We will reimburse the insured, the cost of travel expenses to the country of residence or nearest place of safety up to the cost of an economy class air ticket plus reasonable accommodation expenses, if incurred, up to a maximum of USD 300 per day for a maximum of 7 days if insured is unable to return to his country of residence, when asked to leave the country or forced to evacuate due to any catastrophe like earthquake or tsunami.
  • Difference in Airfare due to delayed or early return
    If the insured returns back to India before or after the scheduled date of return, due to illness or accident to self or accompanying travelers who are also travelling with the insured person and insured with us, we shall pay the insured person, the difference fare for economy class return ticket when the insured's original return ticket was issued at a reduced rate and with a fixed or limited return date, and such return date cannot be met due to the insured's illness or accident covered under the policy.

Royal Sundaram Senior Citizen Insurance benefits

Benefits(in USD) Senior Plan 25,000, 50,000, 1,00,000 Deductible
Medical Expenses including Medical Evacuation 25,000, 50,000, 1,00,000 100
Sickness Dental Relief 500 100
Accidental Death and Dismemberment Benefit (24 hrs) 15,000 Nil
Repatriation of Mortal Remains 7,500 Nil
Delay of Checked-in Baggage 250 after 6 hours
Loss of Checked-in Baggage 1,000 Nil
Loss of Passport Benefit 300 25
Personal Liability Benefit 100,000 100
Trip Delay Benefit 50 per 12hrs to max. 500(5 days) after 6 hours
Hijacking Benefit 125 per day (7 Days Max) after 12 hours
Emergency Cash Advance 1,000 Nil
Trip Cancellation 1,000 Nil
Missed Connections/Missed Departures 500 after 6 hours
Political risk and Catastrophe evacuation 7,500 Nil
Difference in Airfare due to delayed or early return 500 Nil
Assistance Services I Included Nil

Benefits in USD Limits
Hospital Room and boarding 1500/day upto 30 days
Intensive Care Unit 2500/day upto 7 days
Surgical treatment * Max 10,000
Anaesthetist services Max upto 25% of Surgical Treatment
Physician's visit Max 75/day upto 10 visits
Diagnostic and pre-admission testing Max upto 500
Ambulance services ** Max upto 400
Misc Expenses *** Part of Room Charges

* Includes OT charges, Surgeon Fee and implant charges
** Includes cost of transportation to hospital and paramedic services
***Includes but not limited to medicines/pharmacy/drugs/supplies/nursing charges/external medical appliances as prescribed by doctor as necessary and essential as part of the treatment

Useful Blogs

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Brochure

Review Royal Sundaram Senior Citizen Travel Insurance brochure to understand coverage details.

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Proposal form

Fill the online Royal Sundaram Senior Citizen Travel Insurance proposal form.


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Policy wordings

Review Royal Sundaram Senior Citizen Travel Insurance policy wordings which explains the terms and conditions.

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Royal Sundaram travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.


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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Royal Sundaram travel medical insurance after approval.

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Royal Sundaram Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.



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Royal Sundaram Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Royal Sundaram by contacting them.

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Royal Sundaram Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.


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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.


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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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