Benefits(in USD) | Gold | Platinum |
Sum Insured | 250,000 | 500,000 |
Medical Expenses including Medical Evacuation Deductible: 100 |
250,000 | 500,000 |
Sickness Dental Relief Deductible: 100 |
500 | 1,000 |
Daily Cash Allowance in case of hospitalization beyond 2 days | 30 per day to max of 180 | 30 per day to max of 180 |
AD & D Common Carrier | 5000 | 5000 |
Accidental Death and Dismemberment Benefit (24 hrs) | 25,000 | 25,000 |
Repatriation of Mortal Remains | 7,500 | 7,500 |
Delay of Checked-in Baggage Deductible: after 6 hours |
100 | 200 |
Loss of Checked-in Baggage | 1,000 | 1000 |
Loss of Passport Benefit Deductible: 25 |
300 | 300 |
Personal Liability Benefit Deductible: 100 |
250,000 | 250,000 |
Trip Delay Benefit Deductible: after 6 hours |
USD30 per 12hrs to max. 180 USD (3 days) | USD50 per 12hrs to max. 300 USD (3 days) |
Hijacking Benefit Deductible: after 12 hours |
USD125 per day (7 Days Max) | USD125 per day (7 Days Max) |
Automatic extension of policy upto 7 days | Available | Available |
Emergency Cash Advance | 1,000 | 1,500 |
Trip Cancellation | 750 | 1,000 |
Trip Curtailment | 750 | 1,000 |
Missed Connections/Missed Departures Deductible: After 6 hours |
750 | 1,000 |
Bounced Hotel/Airline Booking Deductible: 10% |
750 | 1,000 |
Political risk and Catastrophe evacuation | 7,500 | 10,000 |
Compassionate Visit | - | 7,500 |
Assistance Services I | Included | Included |
Home Content Insurance (in INR) | 200,000 | 200,000 |
Benefits in USD | Limits |
Hospital Room and boarding | 2000/day upto 30 days |
Intensive Care Unit | 3250/day upto 7 days |
Surgical treatment * | Max 15,000 |
Anaesthetist services | Max upto 25% of Surgical Treatment |
Physician's visit | Max 100/day upto 10 visits |
Diagnostic and pre-admission testing | Max upto 1000 |
Ambulance services ** | Max upto 600 |
Misc Expenses *** | Part of Room Charges |
A single trip policy will provide coverage for a specific holiday or a single trip. However an annual multi-trip policy (also known as AMT) is a travel insurance policy valid for 12 months.
Click here to read more »
Review Royal Sundaram Annual MultiTrip Travel Insurance brochure to understand coverage details.
Know more»Fill the online Royal Sundaram Annual MultiTrip Travel Insurance proposal form.
Review Royal Sundaram Annual MultiTrip Travel Insurance policy wordings which explains the terms and conditions.
Know more»Tips to find good and adequate international travel health insuranceClick here to read more
Comparison of overseas Healthcare cost and popular tourist destinations. Click here to read more
How to use Indian visitor insurance in case of sudden sickness and accidents. Click here to read more
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Travelers who have already traveled from India and do not have insurance can buy Royal Sundaram travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
In case of a claim or reimbursement of treatment expenses, notify Royal Sundaram by contacting them.
Know more »Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.
Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.