Niva Bupa Corona Kavach Health Insurance

Eligibility of Niva Bupa Corona Kavach Health Insurance

Policy can be availed by persons between the age of 18 Years up to 65 Years, as Proposer. Proposer with higher age can obtain policy for family, without covering self. Policy can be availed for Self and the following family members

1. Legally wedded spouse
2. Parents & Parents-in-law
3. Dependent Children (i.e natural or legally adopted) between the day 1 of age to 25 years. If the child above 18 years of age is financially independent, he or she shall be ineligible.

Benefits of Niva Bupa health Corona Kavach Insurance

Particulars	Details of the Plan
Product Type	Individual/Floater
Sum Insured	Rs. 50,000/- (Fifty Thousand) to 5,00,000 (Five Lakh) (in the multiples of fifty thousand) On Individual basis- SI shall apply to each individual family member On Floater basis- SI shall apply to the entire family.
Policy Period	Niva Bupa Corona Kavach policy shall be offered with a policy term of Three and half months (3 ½ months) – 105 days Six and half months (6 ½ months) - 195 days Nine and half months (9 ½ months) - 285 days including waiting periods
Hospitalization Cover	Medical Expenses of Hospitalization for Covid for a minimum period of 24 consecutive hours shall be admissible.
Home Care Treatment Expenses	Cost of treatment incurred by the Insured person on availing treatment at home for Covid on positive diagnosis up to 14 days per incident, which in the normal course would require care and treatment at a hospital but is actually taken while confined at home.
Ayush Treatment	upto sum insured
Pre Hospitalization Expenses	15 days
Post Hospitalization Expenses	30 days
Coverage of Pre-existing Diseases	Any co-morbid conditions including pre-existing co-morbid conditions will be covered along with COVID-19 up to Sum Insured.
Tax Benefits	As per Section 80D, Income Tax Act 1961

How can one Buy a Niva Bupa Health Insurance cover?

Today in the India market, it is not very difficult to purchase an appropriate Health insurance plan, on the contrary it is relatively simple if one follows the defined steps below:

• Step 1- Visit a product comparison website like eindiainsuranceto review and compare policy benefits, coverage and premium details online
• Step 2 - Seek information and clarity on the charges, inclusions, exclusions, other terms and conditions under the policy
• Step 3 - Fill the online Niva Bupa Health Insurance proposal form stating your personal details and health profile while ensuring the information given is complete and accurate
• Step 4 – Niva Bupa Health will then process the application forwarded to them. Based on the information provided, one may be required to undergo pre-policy medical examination at Niva Bupa Health’s network diagnostic centers.
• Step 5 - Depending on Niva Bupa Health team’s evaluation, if the proposal is accepted, then they will issue the policy subject to receipt of annual single premium as published on the website and remitted online through the payment gateway
• Step 6 - Please note that the proposer will have to pay the necessary amount for undergoing the specified medical examination and such tests shall be valid for a maximum period of 30days only…however, if the policy is issued we will refund you 100% of the cost of the pre-policy medical examination
• Step 7 - The Policy Schedule, Policy Wordings, Cashless Cards and Health Guide will be sent to the insured’s mailing address mentioned on the proposal form