Niva Bupa Health Pulse Family health insurance plans provide coverage for the entire family within the scope of a single health plan. find quotes, compare & buy Niva Bupa Health Pulse Quotes for Family
Buy Niva Bupa Health Pulse for FamilyPolicy Coverages / Base Sum Insured (all figs in ₹INR) | 3,00,000 / 4,00,000 | 5,00,000 / 7,50,000 / 10,00,000 |
---|---|---|
In Patient Treatment | Covered Upto Sum Insured | |
Nursing Charges for Hospitalisation as an inpatient excluding Private Nursing charges | Covered Upto Sum Insured | |
Medical Practitioner's fees, excluding any charges or fees for Standby Services | Covered Upto Sum Insured | |
Physiotherapy, investigation and diagnostic procedures directly related to the current admission | Covered Upto Sum Insured | |
Medicines, drugs and consumables as prescribed by the treating medical practitioner | Covered Upto Sum Insured | |
Intravenous fluids, blood transfusion, injection administration charges and/or consumables | Covered Upto Sum Insured | |
Operation Theatre charges | Covered Upto Sum Insured | |
Cost of prosthetics and other devices or equipment if implanted internally during surgery | Covered Upto Sum Insured | |
Room Rent (per day) | Up to 1% of Base Sum Insured per day or Single Private Room, whichever is lower | Single Private Room |
Intensive Care Unit charges | Up to 2% of Sum Insured per day | Covered up to Sum Insured |
Pre - Hospitalisation Medical Expenses (30 days) | Covered Upto Sum Insured | |
Post-Hospitalisation Medical Expenses (60 days) | Covered Upto Sum Insured | |
Day Care Treatment | Covered Upto Sum Insured | |
Domiciliary Treatment | Covered Upto Sum Insured | |
Alternative Treatment | Covered Upto Sum Insured | |
Living Organ Donor Transplant | Covered Upto Sum Insured | |
Emergency Ambulance | Up to 1,500 per hospitalisation | Up to 2,000 per hospitalisation |
Pharmacy and Diagnostic Services | Available | |
No Claim Bonus | Increase of 10% of expiring Base Sum Insured in a Policy Year; maximum up to 100% of Base Sum Insured; no increase in sub-limits; no reduction in No Claim Bonus in case of claim | |
Re - fill Benefit | Up to 100% of Base Sum Insured | |
Health Check Up | Annual, from 2nd policy year onwards | |
Mental Disorders Treatment | Covered up to Sum Insured (sub-limit applicable on few conditions) | |
HIV/AIDS | Covered up to 10% of Base Sum Insured, subject to maximum of ₹50,000 | |
Co - Payment | 20% co-payment applicable for treatment in Delhi NCR, Mumbai (including Navi Mumbai and Thane), Kolkata and Gujarat. | |
Optional Benefits | ||
Personal Accident cover - Accident Death / Accident Permanent Total Disability (125 % of PA cover SI) / Accident Permanent Partial Disability Optional | Personal Accident cover will be equal to 5 times of Base Sum Insured; maximum up to 50 Lac | |
Critical Illness Cover | Critical illness cover will be equal to Base Sum Insured; maximum up to 10 Lac | |
e-Consultation | Unlimited tele / online consultations | |
Hospital Cash(2) | For Base Sum Insured of 5 Lac and below: 1,000 per day; For Base Sum Insured greater than 5 Lac: 2,000 per day |
|
Enhanced No Claim Bonus | Increase of 20% of expiring Base Sum Insured in a Policy Year; maximum up to 200% of Base Sum Insured; no increase in sub-limits; no reduction in No Claim Bonus in case of claim | |
Enhanced Re - fill Benefits | Refill Upto 150%of Base Sum Insured | |
Notes: | (1) Re-Fill benefit - Reinstate up to 100% of Base Sum Insured. Applicable for different illness (2) Hospital Cash - Minimum 48 hrs of continuous hospitalization required. Maximum coverage offered for 30 days/policy year/insured person. Payment made from day one subject to hospitalization claim being admissible (3) Enhanced Re-Fill benefit - Reinstate up to 150% of Base Sum Insured. Applicable for different illness |
If you exhaust your entire sum insured & cumulative bonus (if any) and still require further hospitalisation for any related or unrelated illness, we will refill the full Sum Insured at no extra cost upto the original Base Sum Insured.
The premium paid on a health insurance policy is eligible for deduction under Section 80D of the Income Tax Act. So save with your policy now!
No, it is not possible to revise the sum insured during the policy period, the same can be carried out at the time of renewal of the policy.
Co-payment is a cost-sharing requirement under a health insurance policy, where the Policy Holder / insured will bear a specified percentage of the admissible costs.
Review Health Health Pulse Individual & Family Floater brochure to understand coverage details.
Fill the online Health Health Pulse Individual & Family Floater proposal form.
Review Health Health Pulse Individual & Family Floater policy wordings which explains the terms and conditions.
Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Know more »Niva bupa health insurance network hospitals list. Cashless & Hassle-free direct claim settlement with us at 6,900+ Hospitals
Know more »Compare Indian health insurance policies, Health insurance India comparison
Insurance customers can quickly compare the details of benefits offered under Indian mediclaim insurance policies.
Know more »FAQ related to Indian health insurance. Get answers for any health insurance questions
India health insurance tips and tricks to choose the best medical insurance in India Click here to read more
Find out the different reasons why a medical insurance claim is rejected, Cashless hospitalization, Reimbursement. Click here to read more
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more
Health Premia
Health Premia Individual
Health Companion
Health Companion Individual
Heartbeat Family First
Heartbeat Individual & Family Floater
Health Premia Family Floater
Health Premia Family First
Health Companion Family
Go Active Individual & Family Floater
Health Recharge Individual & Family Floater
Health Pulse Individual & Family Floater
Money Saver Individual & Family Floater
Arogya Sanjeevani Individual & Family Floater
CritiCare - Critical Illness Individual & Family Floater
Corona Kavach