Health Premia Individual medical insurance

Health Premia Individual medical insurance

• Room Rent: Covered upto Sum Insured
• Co-pay: NIL co-pay for all inpatients, 20% for OPD treatment
• Restoration (Refil) Benefit :Upto 100% of Base Sum Insured per year

• Life long renewal
• 15 Day Free look period.
• International coverage for specified illness and medical emergencies.
• Every year free health check up for all members.
• Hospitalization
  
  • Pre-hospitalization: Medical expenses up to 90 days prior to date of admission in the hospital.
  • Post-hospitalization: Medical expenses up to 180 days after discharge from the hospital.
• Emergency Ambulance Charges
  
  • Network Hospitals: covered up to sum insured.
  • Non-Network hospitals: covered up to Rs-2,000 per event.
• Day care procedures: covered up to sum insured.
• Income tax benefit: under section 80-D for claiming the tax deduction for the payment of premium.