Tips for buying best mediclaim insurance
India health insurance tips and tricks to choose the best medical insurance in India
Know more »Niva Bupa Health Recharge insurance covers all the family members against emergency medical expenses. It also offers optional coverage for personal accident and critical illness from which the customers can choose from.
Buy online for Family3 lac - 300 lacs options available
8.0%
88%
23,330
23,330
1 year options available
8,600+ hospitals
Self, Spouse + 4 dependent children
Base Sum Insured (SI) per Policy Year | e - Saver |
uper Top - Up |
||
2 Lacs / 3 Lacs / 4 Lacs | 5 lacs | 2 Lacs / 3 Lacs / 4 Lacs | 5 Lacs / 7.5 Lacs / 10 Lacs / 15 Lacs / 25 Lacs | |
Annual Aggregate Deductible* | 10,000 / 25,000 / 50,000 | 1 Lac to 10 Lacs (In multiple of 1 Lac only) | ||
In-patient Treatment | Covered up to Sum Insured | |||
Room Rent | Up to 1% of Base Sum Insured per day | Single private room; up to Sum Insured | Up to 1% of Base Sum Insured per day | Single private room; up to Sum Insured |
*Pre-Hospitalisation Medical Expenses (60 days) | Covered up to Sum Insured | |||
*Post-Hospitalisation Medical Expenses (90 days) | Covered up to Sum Insured | |||
Day Care Treatment | Covered up to Sum Insured | |||
Domiciliary Treatment | Covered up to Sum Insured | |||
Alternative Treatment | Covered up to Sum Insured | |||
Living Organ Donor Transplant | Covered up to Sum Insured | |||
Emergency Ambulance | Up to Rs.1,500 per hospitalisation | |||
e - Consultation | Unlimited tele / online consultations | |||
Pharmacy and Diagnostic Services | Available through our empaneled service provider | |||
Loyalty Additions | Increase of 5% of expiring Base Sum Insured in a Policy Year; maximum up to 50% of Base Sum Insured; no increase in sub-limits | |||
Optional benefits(On payment of additional premium) | ||||
Personal Accident Cover | Personal Accident cover will be equal to 5 times of Base Sum Insured; subject to maximum of 50 Lacs | |||
Critical Illness Cover | Critical Illness cover will be equal to Base Sum Insured; subject to maximum of 10 Lacs | |||
Modifi cation in Room Rent | Not Applicable | Single private room;covered up to Sum Insured | Not Applicable |
The hospital may ask you for a security deposit as part of its internal policy. However, this may vary from hospital to hospital and the deposit may be refunded as per hospital guidelines.
For your grievances, please write to the General Manager and grievance redressal officer at grievanceredressal@maxbupa.com
An unrecognised hospital or health facility refers to establishments who aren’t recognised by the relevant authorities in India or any other country where the treatment takes place. We have listed them on our website, and they can also be found on the policy document claims for treatment at hospitals which are not covered. Un-recognised hospitals can be seen on our website by visiting www.maxbupa.com and clicking on hospital network followed by clicking on List of Un-recognised hospitals.
Review Health Recharge Individual & Family Floater brochure to understand coverage details.
Know more »Fill the online Health Recharge Individual & Family Floater proposal form.
Review Health Recharge Individual & Family Floater policy wordings which explains the terms and conditions.
Know more »Review and compare the best health insurance.
You can buy insurance online by using a credit/debit card, UPI, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Insurance customers can quickly compare the details of benefits offered under Indian mediclaim insurance policies.
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Know more »Niva bupa health insurance network hospitals list. Cashless & Hassle-free direct claim settlement with us at 6,900+ Hospitals
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Know more »India health insurance tips and tricks to choose the best medical insurance in India
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