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Niva Bupa  Niva Bupa Corona Kavach health insurance

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Niva Bupa Corona Kavach insurance - highlights

  • COVID Hospitalization Cover.
  • Home Care Treatment Expenses
  • AYUSH Covered
  • Coverage of Pre-existing Diseases
  • Covered for Individual / Floater
  • Niva Bupa Health Corona Kavach policy shall be offered with a policy term of 3 ½ months, 6 ½ months and 9 ½ months

Niva Bupa insurance review

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Sum Insured

3 lac - 300 lacs options available

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Claims settlement ratio **

8.0%

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Incurred claims ratio

88%

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Number of policies issued *

23,330

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Number of lives covered *

23,330

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Tenure options

1 year options available

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List of network hospitals

8,600+ hospitals

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Maximum family floater coverage

Self, Spouse + 4 dependent children

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Niva Bupa Corona Kavach health insurance review

  • Eligibility of Niva Bupa Corona Kavach health insurance

    Policy can be availed by persons between the age of 18 Years up to 65 Years, as Proposer. Proposer with higher age can obtain policy for family, without covering self. Policy can be availed for Self and the following family members
    1. Legally wedded spouse
    2. Parents & Parents-in-law
    3. Dependent Children (i.e natural or legally adopted) between the day 1 of age to 25 years. If the child above 18 years of age is financially independent, he or she shall be ineligible.
  • Benefits of Niva Bupa health Corona Kavach Insurance

    Particulars Details of the Plan
    Product Type Individual/Floater
    Sum Insured
    • Rs. 50,000/- (Fifty Thousand) to 5,00,000 (Five Lakh) (in the multiples of fifty thousand)
    • On Individual basis- SI shall apply to each individual family member
    • On Floater basis- SI shall apply to the entire family.
    Policy Period Niva Bupa Corona Kavach policy shall be offered with a policy term of
    • Three and half months (3 ½ months) – 105 days
    • Six and half months (6 ½ months) - 195 days
    • Nine and half months (9 ½ months) - 285 days
    including waiting periods
    Hospitalization Cover Medical Expenses of Hospitalization for Covid for a minimum period of 24 consecutive hours shall be admissible.
    Home Care Treatment Expenses Cost of treatment incurred by the Insured person on availing treatment at home for Covid on positive diagnosis up to 14 days per incident, which in the normal course would require care and treatment at a hospital but is actually taken while confined at home.
    Ayush Treatment upto sum insured
    Pre Hospitalization Expenses 15 days
    Post Hospitalization Expenses 30 days
    Coverage of Pre-existing Diseases Any co-morbid conditions including pre-existing co-morbid conditions will be covered along with COVID-19 up to Sum Insured.
    Tax Benefits As per Section 80D, Income Tax Act 1961
  • How can one Buy a Niva Bupa health insurance cover?

    Today in the India market, it is not very difficult to purchase an appropriate health insurance plan, on the contrary it is relatively simple if one follows the defined steps below:
    • Step 1- Visit a product comparison website likeeindiainsuranceto review and compare policy benefits, coverage and premium details online
    • Step 2 - Seek information and clarity on the charges, inclusions, exclusions, other terms and conditions under the policy
    • Step 3 - Fill the online Niva Bupa health insurance proposal form stating your personal details and health profile while ensuring the information given is complete and accurate
    • Step 4 – Niva Bupa Health will then process the application forwarded to them. Based on the information provided, one may be required to undergo pre-policy medical examination at Niva Bupa Health’s network diagnostic centers.
    • Step 5 - Depending on Niva Bupa Health team’s evaluation, if the proposal is accepted, then they will issue the policy subject to receipt of annual single premium as published on the website and remitted online through the payment gateway
    • Step 6 - Please note that the proposer will have to pay the necessary amount for undergoing the specified medical examination and such tests shall be valid for a maximum period of 30days only…however, if the policy is issued we will refund you 100% of the cost of the pre-policy medical examination
    • Step 7 - The Policy Schedule, Policy Wordings, Cashless Cards and Health Guide will be sent to the insured’s mailing address mentioned on the proposal form

FAQs for Niva Bupa Corona Kavach health insurance

A health insurance plan designed to safeguard you and your family from COVID-19.

This policy offered for 3 ½ months, 6 ½ months or 9 ½ months. You are free to choose any of the above terms as per your requirement.

The entry age is from 18 to 65.

15 days.

30 days.

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Brochure

Review Niva Bupa Corona Kavach brochure to understand coverage details.

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Proposal form

Fill the online Niva Bupa Corona Kavach health proposal form.

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Policy wordings

Review Niva Bupa Corona Kavach health policy wordings which explains the terms and conditions.

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