India Life

IndiaFirst Life Plan Insurance

Our IndiaFirst Life Plan is a pure term insurance plan that ensures, that your loved ones are taken care of, even in your absence.
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IndiaFirst Life insurance review

IndiaFirst Life Insurance plans
Distribution - Number of branches pan India (March 2019)
29
Entry Age Minimum/Maximum (Years) - Term Plans
18/60
Sum Assured Minimum / Maximum - Term Plans
1 lac / 50 crs
Policy Term Minimum / Maximum (Years) - Terms Plans
5/40
Solvency Ratio (FY 2018-19) *
1.74
Number of Policies Sold (Ind+Group) *
50,359
Number of Lives Covered (Ind+Group) **
50,438
Claims Settlement Ratio (Ind+Group) ***
94.23%
* - As per IRDAI data 2018-19 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2019-20  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

IndiaFirst Life Term Plan Overview

  • Key Benefits
  • Eligibility

Key Benefits of IndiaFirst Life Term Plan

  • Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years)
  • Flexible Premium Paying Term
  • Lower premium rates for female lives1 and Standard premium rates for non-smokers
  • Enhance your protection with Optional Rider2
  • Large Sum Assured discount for Higher Coverage
  • Receive tax benefits3, as per the applicable Income Tax laws

Eligibility Criteria of IndiaFirst Life Term Plan

Parameters Criteria for eligibility
Minimum age at entry 18 years
Maximum age at entry 60 years
Minimum age at maturity -
Maximum age at maturity 70 years
Premium payment term Equal to policy term or single pay
Payment mode Yearly, half-yearly or monthly

Brochure

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Policy wordings

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025