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IndiaFirst Life Smart Save Plan

We all want to ensure that our loved ones are never short in terms of financial resources to live the life of their dreams. While we cannot foresee our future, we can definitely make plans to ensure that the dreams of our loved ones are never compromised, thereby providing a strong 'foundation' of financial security for them. Presenting Tata AIA Life Insurance Sampoorna Raksha Plan, a pure term insurance plan that provides financial protection to your family.

IndiaFirst Life insurance review

Distribution - Number of branches pan India (March 2019)
29

Entry Age Minimum/Maximum (Years) - Term Plans
18/60

Sum Assured Minimum / Maximum - Term Plans
1 lac / 50 crs

Policy Term Minimum / Maximum (Years) - Terms Plans
5/40

Solvency Ratio (FY 2018-19) *
1.74

Number of Policies Sold (Ind+Group) *
50,359

Number of Lives Covered (Ind+Group) **
50,438

Claims Settlement Ratio (Ind+Group) ***
94.23%

* - As per IRDAI data 2018-19 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2019-20 | *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

IndiaFirst Life Smart Save Plan Overview

Key Benefits
Eligibility

Key Benefits of IndiaFirst Life Smart Save Plan

Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years)
Flexible Premium Paying Term
Lower premium rates for female lives1 and Standard premium rates for non-smokers
Enhance your protection with Optional Rider2
Large Sum Assured discount for Higher Coverage
Receive tax benefits3, as per the applicable Income Tax laws

Eligibility Criteria of IndiaFirst Life Smart Save Plan

Parameters	Criteria for eligibility
Minimum age at entry	18 years
Maximum age at entry	For Regular Premium Pay: 70 years For 5 Years Limited Premium Pay: 70 years For 10 Years Limited Premium Pay: 65 years
Minimum age at maturity	28 years
Maximum age at maturity	80 years

Brochure

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Policy wordings

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025