1. Home
  2. ICICI Prudential
  3. Health Insurance
  4. Heart Cancer Protect Insurance
ICICI Prudential Insurance plans

Heart Cancer Protect Insurance

Why should you buy ICICI Pru Heart / Cancer Protect

  • Protect yourself against cancer or heart related problems or both
  • Receive fixed pay-out based on severity of condition, irrespective of actual billing
  • Waiver of future premiums on Minor cancer or Minor heart conditions and even on permanent disability
  • Safeguard yourself against increasing health expenses, by opting for Increasing Cover Benefit which increases your cover every year
  • Option to enhance your protection by selecting additional covers like Hospital Benefit and Income Benefit
  • Get pay-out from this plan, in addition to payment from any other medical plans
  • Tax benefits will apply to the premiums paid and benefits received as per the prevailing tax laws

Special benefits

Family Benefit Avail a discount of 5% on first year’s premium, on purchasing this product for yourself and your spouse. This discount will not be applicable from second year onwards.
Loyalty Benefit Our existing customers can enjoy a discount of 5% on the first year’s premium of this product. This discount will not be applicable from second year onwards.
Request a Call Back
Name is required
Email is required
Contact is required
Thank you for contacting us

ICICI Prudential Life insurance review

ICICI Prudential Life
Branches In India
517
Entry Age Minimum/Maximum (Years) - Term Plans
18/65
Sum Assured Minimum / Maximum - Term Plans
50 lacs / 100 cr
Policy Term Minimum / Maximum (Years) - Terms Plans
5years/ 85years and also we have whole life option
Solvency Ratio *
217% (2.17)
Death Claims Settled from 2002 till now
₹ 95.48 billion
Number of Lives Covered**
2133682
Claims Settlement Ratio ***
97.90%
Claim Settlement Time
1.4 days
13 months Persistency Ratio
87.10%
* - As per IRDAI data 2020-21 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2020-21  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

Heart Cancer Protect Insurance overview

  • How does the product work?
  • Additional Benefits
  • List of conditions covered
  • Death Benefit payout options

How does the Heart Cancer Protect Insurance work?

Choose to protect against Cancer or Heart problems or both Cancer and Heart problems:
  • Cancer cover provides protection against pre-cancerous (Carcinoma-in-Situ) and Early stage of cancer in addition to severe stages of cancer.
  • Heart cover provides protection against even the most common heart problems.
  • Cancer cover and Heart cover offers protection for both cancer and heart problems.

Additional benefits of Heart Cancer Protect Insurance

Enhance your protection cover by choosing one or a combination of the following additional benefits:
  • Hospital Benefit
  • Increasing Cover Benefit
  • Income Benefit

List of conditions covered by Heart Cancer Protect Insurance

Minor Conditions Major Conditions
Early stage Cancers Cancer of Specified Severity
Carcinoma-in-Situ of any organ (except skin)

For Heart cover:
Minor Conditions Major Conditions
Angioplasty Cardiomyopathy
Balloon Valvotomy or Valvuloplasty First Heart Attack of Specified Severity (Myocardial Infarction)
Carotid Artery Surgery Heart Transplant
Implantable Cardioverter Defibrillator Major Surgery of aorta
Implantation of Pacemaker of Heart Open Chest CABG
Infective Endocarditis Open Heart replacement or Repair of Heart Valve
Minimally Invasive Surgery of aorta Primary (Idiopathic) Pulmonary Hypertension
Pericardectomy
Pulmonary Thromboembolism
Surgery for Cardiac Arrhythmia
Surgery to Place Ventricular Assist Devices or Total Artificial Hearts

Specifications of Heart Cancer Protect Insurance

Age at entry (age as on last birthday) Minimum: 18 years
Maximum: 65 years
Maximum maturity age(age as on last birthday) Minimum: 23 years
Maximum: 75 years
Policy Term Single Pay: 5 years
Regular Pay: 5 to 40 years
Premium payment option Single Pay, Regular Pay
Premium payment term Single Pay: Single
Regular Pay: Same as Policy Term
Minimum Sum Assured 2 lakh
Maximum Sum Assured Cancer cover : 50 lakh
Heart cover : 25 lakh
Premium Payment modes Single, Yearly, Half-yearly and Monthly

Brochure

Review ICICI Prudential Heart Cancer Protect Insurance brochure to understand coverage details.

Know more »

Policy wordings

Review ICICI Prudential Heart Cancer Protect Insurance policy wordings which explains the terms and conditions.

Know more »

Search for ICICI Prudential Health insurance

Useful links

Product links

Keep in touch

  • Address

    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • 080-41101026
  • Send an email
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025