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ICICI Prudential Investment Life Insurance

Investment is one of the best ways to fulfil your family’s and your aspirations by maximising your income. It involves the allocation of small amounts of money over a period of time to gain profit and grow your money. However, investments are subject to market risks and depend majorly on multiple economic factors.
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ICICI Prudential Life insurance review

ICICI Prudential Life
Branches In India
517
Entry Age Minimum/Maximum (Years) - Term Plans
18/65
Sum Assured Minimum / Maximum - Term Plans
50 lacs / 100 cr
Policy Term Minimum / Maximum (Years) - Terms Plans
5years/ 85years and also we have whole life option
Solvency Ratio *
217% (2.17)
Death Claims Settled from 2002 till now
₹ 95.48 billion
Number of Lives Covered**
2133682
Claims Settlement Ratio ***
97.90%
Claim Settlement Time
1.4 days
13 months Persistency Ratio
87.10%
* - As per IRDAI data 2020-21 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2020-21  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

Other Investment Plans from this provider are

ICICI Prudential Future Protect Plan
ICICI Prudential Future Perfect is a traditional life insurance plan. A part of the maturity amount is guaranteed while the other part is variable and linked to the investment performance.

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ICICI Prudential Cash Advantage Plan
ICICI Pru Cash Advantage Plan is a non-linked insurance plan. The plan offers guaranteed amount every month for 10 years, a guaranteed lump sum amount at maturity, along with bonuses

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ICICI Prudential Savings Suraksha Plan
ICICI Pru Savings Suraksha Insurance Plan is a non-linked insurance plan. The plan offers guaranteed maturity benefit - to meet financial needs like buying a house, children’s education, dream vacation and peaceful retirement
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ICICI Prudential Assured Savings Insurance
ICICI Pru Assured Savings Insurance Plan is a non-linked insurance plan. The plan offers guaranteed savings benefit, to meet critical milestones like child education, marriage or retirement.

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ICICI Prudential Lakshya Wealth Plan
As life progresses, our goals keep on evolving, whether it is buying a house or funding child’s higher education or protecting our loved ones. We always want to give them the best and for this, one needs to have the right plan

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ICICI Prudential Assured Savings Insurance
In the prime of your life and at the peak of your career, you enjoy all the comforts of life - a happy family, your own home and a car, holidays in India and abroad.

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    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025