India Travel Insurance for Nepal

Travel confidently to Nepal with our top-rated travel insurance from India, trusted by students, seniors, professionals, and tourists. Get comprehensive coverage for medical emergencies, trip delays, and baggage loss. Enjoy affordable premiums, 24/7 global support, and optional plans with no sublimits for maximum peace of mind.

Why buy Indian Travel Insurance for Nepal?

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Competitive premium starting @ ₹21/day*
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Cashless Medical Coverage upto $500,000
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24X7 Assistance & Claims across all Schengen Countries
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No Pre Travel Medical Tests for all Senior Travelers
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Pre Existing Coverage in Life Threatening situations
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Comprehensive Coverage for Medical & Travel Emergencies
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Immediate policy issuance with least paperwork

* Price calculated for a 35-year-old traveler on a 1-month trip to Nepal with $15,000 medical coverage.

Get Nepal Travel Insurance Starting at ₹14/day*

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What is Nepal Visa Travel Insurance?

Travel insurance for Nepal is a mandatory requirement for visitors entering the country. It protects you against financial consequences from unplanned medical events due to illness or accidents which may cause hospitalization or require medical evacuation or repatriation in Nepal. You need to have valid policy to comply with Nepal’s visa requirements, and enables you to travel safely with a sense of assurance.

Is India to Nepal travel insurance Mandatory?

Yes, if you are an Indian citizen traveling to Nepal then having valid travel insurance is a mandatory requirement get your visa approved. Visitors to Nepal may be asked to show proof of adequate travel medical insurance that covers emergency medical expenses, hospitalization, and repatriation during their stay. Your visa application might get delayed or denied if you are not covered under a proper travel insurance policy.

Travel Insurance for Nepal Work Permit From India

Indians are one of the growing nationalities contributing to Nepal's expanding labor force. An increasing number of Indians are working in a variety of important sectors including manufacturing and education, information technology, construction, and trade. Areas with high rates of employment include major cities such as Kathmandu, Pokhara, and Biratnagar. The number of opportunities continues to grow for skilled workers in these areas. Because of the India–Nepal Treaty of Peace and Friendship (1950), Indian citizens can enter Nepal without a visa; however, they must obtain a valid work permit in order to legally work. Generally, employers or sponsoring organizations will assist in obtaining work authorization.

What is the Cheapest Travel Insurance for Nepal Visa Insurance From India?

The cheapest travel insurance from India to Nepal plan on eindiainsurance starts at only ₹14 per day from Bajaj General Insurance. If you have any doubts please contact us +91-(80)-41101026.

Please compare Nepal travel insurance plans based on your trip duration and coverage needs, the insurers offer the most comprehensive travel insurance satisfying travel insurance requirements.

Top 5 Best Travel Insurance for Nepal From India

Looking for the best travel medical insurance for Nepal? Here's a curated list of the top 5 travel insurance plans for Nepal.

Best Indian Travel Insurance for Nepal – Individual Traveler Aged 35 Years

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹14/day Get Quote »

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹20/day Get Quote »

Policy Maximum

$25,000

Loss of Passport

Up to $300

Baggage Delay

Up to $100

Baggage Loss

Up to $100

Medical Evacuation

Up to $10,000

Starting at ₹20/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Not covered

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹25/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Up to $100

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹37/day Get Quote »
Top Travel Insurance for Nepal from India – Senior Citizens Traveler Aged 65 Years

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹26/day Get Quote »

Policy Maximum

$15,000

Loss of Passport

Up to $100

Baggage Delay

Up to $100

Baggage Loss

Up to $200

Medical Evacuation

$15,000

Starting at ₹40/day Get Quote »

Policy Maximum

$25,000

Loss of Passport

Up to $300

Baggage Delay

Up to $100

Baggage Loss

Up to $100

Medical Evacuation

Up to $10,000

Starting at ₹42/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Not covered

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹47/day Get Quote »

Policy Maximum

$50,000

Loss of Passport

Up to $250

Baggage Delay

Up to $100

Baggage Loss

Up to $500

Medical Evacuation

$50,000

Starting at ₹85/day Get Quote »

Disclaimer: The travel insurance policies are arranged in order of premium costs for a 30 days trip to Nepal. Please refer to individual policy brochures for latest premiums and benefits. We are not liable for use of the information in the above table.

How Do I Buy Nepal Travel Insurance Online?

Buying Nepal Travel Insurance is Easy

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How Much Does Travel Medical Insurance Cost for Nepal?

Nepal visa travel insurance cost starts from ₹423 for 30 days. Some of the best travel insurance from India to Nepal listed below meet the Nepal visa requirements and are widely recognized by Schengen/EU embassies and consulates.

Monthly Travel Insurance Cost for Nepal

Insurance Company	Policy Maximum	Age 35	Age 55	Age 65	Age 75	Age 85
Bajaj General Insurance	$15,000	₹423	₹489	₹801	-	-
Reliance	$15,000	₹620	₹684	₹1,215	-	-
Care	$25,000	₹629	₹750	₹1,288	₹1,829	₹4,470
Tata AIG	$50,000	₹768	₹840	₹1,420	₹4,953	₹11,810
Royal Sundaram	$50,000	₹1,217	₹1,325	₹2,563	-	-

Frequently Asked Questions About Nepal Travel Insurance

Get clear answers to common queries before buying your travel insurance

What are the primary advantages of purchasing Nepal travel insurance from India prior to departure?

Buying travel insurance in India provides a broader range of plan options, reduced premiums due to local underwriting, and the opportunity to compare different policies. Additionally, it guarantees that the coverage is effective from the time of departure.

Is it possible to obtain travel insurance for Nepal with no deductible on medical claims?

Yes, many insurers provide policies that feature zero deductible on medical expenses. This implies that the insurer will cover costs from the very first rupee, without any initial outlay from the traveler.

Can Indians buy property or start a business in Nepal?

Indians can start and operate businesses in Nepal under the India–Nepal Treaty of Peace and Friendship, but owning land or real estate usually requires special permission from the Government of Nepal. Most business setups are done through local partnerships or joint ventures.

How long can Indians stay in Nepal?

Indians can stay in Nepal without any time restriction, but for long-term residency, work, or study, registration with local authorities is recommended for administrative and record purposes.

Is income earned in Nepal taxable for Indians?

Yes. If you are employed in Nepal, you are required to pay income tax in Nepal as per the Nepal Income Tax Act. Double taxation relief may apply depending on your income structure and tax residency status in India.

How is the cost of living compared to India?

The cost of living in Nepal is generally comparable to tier-2 Indian cities. Kathmandu is slightly more expensive, especially for housing and imported goods, while cities like Pokhara and Biratnagar are more affordable.

What is the local currency and how can I manage payments?

The local currency is the Nepalese Rupee (NPR). Indian currency (INR) of denominations up to ₹100 is commonly accepted in many areas, though higher denominations (₹500 and ₹2000) are not accepted in Nepal.

Are there Indian schools or communities in Nepal?

Yes. There are several Indian schools, cultural organizations, and community groups in Kathmandu, Pokhara, and Biratnagar. They support social and cultural engagement for Indian residents.

Can I use Indian bank accounts in Nepal?

You can use your Indian debit/credit cards at ATMs that accept international cards, but local transactions are easier with a Nepalese bank account, which you can open with valid ID and residence proof

Benefits of Buying Travel Insurance

Travel insurance is one of the most important financial protections for international travellers. In case of hospitalization, emergency treatment, or non-medical issues abroad, insurance ensures immediate assistance and peace of mind.

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Nepal Travel Insurance Reviews

What our happy customers have to say about us

"I felt happy to have a travel insurance from you. I can easily compare with all the companies and based on my requirement I can select the required one."

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Mothilaal

"This to convey our gratitude to your customer support team for having guided us very well in procuring our overseas travel insurance."

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Vrinda Tandan

"Thank you very much for the cooperation and support as per the request made with updated dates on the policy issued. Appreciate it."

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Nepal - General Information

pin_drop Location	Southern Asia
apartment Capital	Kathmandu
euro_symbol Currency	Nepalese rupee
calendar_month Travel Seasons	October and November
public Country code	+977
diversity_3 Population	31.07 million

g_translate Language	Nepali, Maithili, Bhojpuri
rewarded_ads Sports	Football and Cricket
public Area	147,181 square kilometers
location_on Popular Attractions	Kathmandu, Bhaktapur, Boudhanath Stupa, Pokhara, Chitwan National Park, Swayambhunath, Lumbini, Helambu Trek, Pashupatinath Temple, Bhote Koshi.

Travel to Nepal – Overview

Nepal ranks among India’s top 20 preferred travel destinations, attracting around 38,158 Indian visitors in 2024.

Location / Language of Nepal
Nepal is bordered by China on the north, India on the south, east and west (Bangladesh is just 27 km from Nepal's southeast border) and Bhutan is north and east of Nepal, separated by Sikkim, an Indian state.

Nepal has a very diverse topography with fertile plains, subalpine forested hills, and where the eight out of the ten highest mountains in the world are located, including Mt. Everest, which is the highest mountain in the world, and the capital and largest city is Kathmandu. Nepal is a multi-ethnic country and Nepali is the official language, while many other languages are also commonly spoken in Nepal, including Newari, Tharu, and Magar.
Visa Requirements / Currency (Please note: these policies and exchange rates may change from time to time. Check with the embassy prior to traveling.)
Indian nationals **are not required to have a visa** for entry into Nepal. However, as a requirement of Nepalese immigration, Indian citizens must present a **valid Indian passport**or an **official photo identity card** issued by the Government of India to travel to Nepal. **Currency:** Nepalese Rupee (NPR)
Top 10 tourist attractions in Nepal
1. Katmandu City - Kathmandu serves as the cultural, historical and political capital of Nepal.
2. Lumbini - This is the garden where Lord Buddha was born in 623 B.C.
3. Pokara City - The city of Pokhara is a populated area with adventure activity spots such as Paragliding, jip flyer, ultra-light flight, bungee jump, rafting, and boating.
4. Bhaktapur - This is a city that is known for its historic monuments, culture, traditional arts and sight-seeing.
5. Chitwan & Bardiya Safari - Experiencing jungle safaris in the Chitwan and Bardia is a must-do thing when discovering wildlife.
6. Upper Mustang & Annapurna Regions - This would be areas to go Trekking for Trekking.
7. Bodhanath Stupa - The Bodhanath Stupa is one of the largest stupas of its kind in the world and is located just outside of Kathmandu.
8. Swayambhunath (Monkey Temple) - The Swayambhunath is the second most important shrine in Kathmandu Valley and is situated on a hill top to the west of Kathmandu.
Things you must do in Nepal
1. River Rafting – The Bhote Koshi River offers one of the most thrilling and adventurous rafting and kayaking experiences in all of Asia.
2. Helicopter Tour of Mount Everest – A helicopter tour over Mount Everest provides a breathtaking aerial view of the majestic Himalayan peaks and an opportunity to witness traditional mountain villages from above.
3. Mountain Biking in Kathmandu Valley – The Shivapuri National Park and surrounding trails in Kathmandu Valley offer some of the most scenic and challenging mountain biking routes in Nepal.
4. Explore Pokhara – Pokhara offers a range of exciting activities, including paragliding, trekking, boating, fishing, visiting the Peace Pagoda, and enjoying stunning mountain views by the lakeside.
5. Trekking – Trekking is one of the most popular activities in Nepal, with famous routes such as the Everest Base Camp, Annapurna Circuit, and Langtang Valley offering unforgettable Himalayan experiences.
Food on the Plate
Nepalese cuisine is an exciting combination of flavors and traditions influenced by its various ethnicities, geography, soils, and climate. The characters of the country's food are daily meals consisting of some combination of grains, lentils, vegetables, and spices. It is truly a nation rich in culture. The condiments found on tables or incorporated into meals are typically small servings of spicy pickles that are either fresh or fermented. In addition, you will often find lemon or lime slices and fresh green chili pepper. Dhindo, a thick porridge made from buckwheat or millet flour, is one of the most traditional foods of Nepal. When visiting Nepal, be sure to taste the following traditional dishes:
- Dal-bhat-This traditional dish can be found in various forms throughout the country and consists of lentil soup (**dal**) served with boiled rice (**bhat**) and sides of seasoned vegetables (**tarkari**).
- Momos - These dumplings are filled with either vegetables or meat and are the most famed food of Nepal. They are served steamed, or sometimes fried, and with a variety of spicy dipping sauces.
- Gudruk Dhido - This traditional meal is made with **fermented leafy greens (gundruk)** cooked into soup that is often prepared as a soup with beans, potatoes, and served with a side of **dhido**, which is a thick porridge of sorts.
- Aloo Tama - This dish is a tangy spicy curry that is made with potatoes (**aloo**) and bamboo shoots (**tama**). It is very much its own flavor profile and you will find it very appealing for its distinctive flavor of Nepal.
- Chatamari - Jeans commonly refer to this food as the "nepali pizza". It is a **crispy rice flour crepe**, often eaten with eggs or can be served with a curry type topping.

Popular Tourist Destinations in Nepal

Kathmandu

Kathmandu is the capital city of Nepal. It is the largest metropolis in Nepal, with a population of 1.5 million in the city proper, and 3 million in its urban.

Bhaktapur

Bhaktapur, literally translates to Place of devotees. Also known as Khwopa, it is an ancient Newa city in the east corner of the Kathmandu Valley, Nepal.

Chitwan National Park

Chitwan National Park is in the Terai Lowlands of south-central Nepal. Its dense forests and grassy plains are home to rare mammals like one-horned rhinos and Bengal tigers.