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Compare indian travel insurance coverage
  • Emergency Accident & Sickness Reimbursement
  • Sickness Dental Coverage
  • Medical Evacuation
  • Repatriation of Remains
  • Baggage Loss/Delay
  • Trip Cancellation/Curtailment
  • Passport Loss
  • Personal Liability
  • Trip/Flight Delay
  • Missed Connection
  • Bounced Hotel/Air Booking
  • Emergency Cash Advance
  • Expenses from pre-existing medical condition

What should travel insurance include?

Travel insurance always includes Medical and Non-Medical benefit coverages. There are varying sum insureds for each benefit depending on the insurance plan most suited to the traveller’s requirement. The traveller should ensure:
  • They have adequate Accident & Sickness (A&S) Expense coverage. For example if the traveller is bound to The Americas (including USA), Europe, UK etc, it is important that they opt for an insurance plan which has a minimum of $250,000 as A&S coverage. If they are bound to South East Asia (SEA) or any of India’s neighbouring countries, they can opt for a lower Sum insured between $50,000 and $100,000
  • They must opt for a plan which has a Trip Cancellation cover in case of any unforeseen emergency due to which they have to cancel their trip. This coverage helps them against a financial loss if they do not get a full reimbursement from the Airline, Hotel or Tour/Cruise company.
  • They should ideally have coverage for Passport and Baggage Loss, Baggage Delay and Personal Liability which are relevant coverages for today's travellers.

Can I have 2 travel insurance policies?

Yes, there is no restriction on an insured traveller having two insurance policies when they venture abroad. There could be a situation where the coverages under the two policies are complementary to each other, this will mean that the traveller enjoys a much wider coverage. But the insured traveller should be aware that for a claim under a particular benefit which is part of both insurance plans, they can make a claim only under the plan they choose to claim under. They will not be able to lodge two separate claims under each of their insurance policies for the same coverage.

Compare Indian International Travel Insurance
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How to buy online?
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

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Online renewal
Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Insurance claims
Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.

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  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022