There are many insurance companies in India who offer cover for hospital room. The coverage offered for hospital room under mediclaim insurance can vary from insurer to insurer. To know the benefit details offered by different insurance companies refer below table. The detailed description for hospital room coverage can be understood by reading the plan brochures of health insurance plans.
Hospital Room Coverage
  • Covered up to Sum Insured*
 More details
Bajaj Allianz
  • Covered up to Sum Insured*
 More details
  • HealthWise Standard:Covered up to Sum Insured*
  • HealthWise Silver: Covered up to Sum Insured*
  • HealthWise Gold:Covered up to Sum Insured*
 More details
Max Bupa
  • Silver Plan: Shared room or 1% of sum insured
  • Gold Plan: Single private room
  • Platinum Plan: Upgraded to next level, Subject to avilablity
 More details
Apollo Munich
  • Optima Restore:Covered up to Sum Insured*
  • Easy Health:Covered up to Sum Insured*
 More details
Star Health
  • Room, Boarding, Nursing Expenses at 2% of the Sum Insured, subject to a maximum of Rs.5,000/- per day in Class "A" Cities
 More details
  • Covered 1% of Sum Insured per day
 More details
*Sum Insured: Means the sum shown in the Schedule which represents Our maximum liability for each Insured Person for any and all benefits claimed for during each Policy year, and in relation to a Family Floater represents Our maximum liability for any and all claims made by You and all of Your Dependents during each Policy Year.

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022