Hospital Room Benefits

There are many insurance companies in India who offer cover for hospital room. The coverage offered for hospital room under mediclaim insurance can vary from insurer to insurer. To know the benefit details offered by different insurance companies refer below table. The detailed description for hospital room coverage can be understood by reading the plan brochures of health insurance plans.

Room rent or Hospital Room Board is nothing but the per day bed or room charges that hospital asks the patient to pay. With a health insurance cover your room rent is settled by your insurance company in full or upto a limit that is defined in the policy.
TATA AIG insurance plans
TATA AIG
  • Covered up to Sum Insured*.

Bajaj Allianz insurance plans
Bajaj Allianz
  • Covered up to Sum Insured*.

Reliance health insurance plans
Reliance
  • HealthWise Standard:Covered up to Sum Insured*
  • HealthWise Silver: Covered up to Sum Insured*
  • HealthWise Gold:Covered up to Sum Insured*

Max Bupa insurance plans
Max Bupa
  • Silver Plan: Shared room or 1% of sum insured
  • Gold Plan: Single private room
  • Platinum Plan: Upgraded to next level, Subject to avilablity

Apollo Munich insurance plans
Apollo Munich
  • Optima Restore:Covered up to Sum Insured*
  • Easy Health:Covered up to Sum Insured*

Star Health insurance plans
Star Health
  • Room, Boarding, Nursing Expenses at 2% of the Sum Insured, subject to a maximum of Rs.5,000/- per day in Class "A" Cities

Religare insurance plans
Religare
  • Covered 1% of Sum Insured per day
Note:
*Sum Insured: Means the sum shown in the Schedule which represents Our maximum liability for each Insured Person for any and all benefits claimed for during each Policy year, and in relation to a Family Floater represents Our maximum liability for any and all claims made by You and all of Your Dependents during each Policy Year.
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