Maternity Benefits

Insurance customers can compare the details of coverage for maternity benefits offered under Indian mediclaim insurance. The below details of maternity coverage can help customers quickly understand the plan coverage and make an informed choice. There are only few insurance companies who offer exclusive health insurance coverage for maternity in India. Choose a plan as per your health insurance requirements and buy.

The medical expenses traceable to childbirth (including complicated deliveries and caesarean sections during hospitalisation) as well as the expenses incurred towards any lawful medical termination of pregnancy during the policy period will be covered.

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Maternity Benefits coverage

Niva Bupa

Silver Plan: Covered upto the maximum of Rs.30,000/- after 2 years, Upto 2 deliveries
Gold Plan: Covered upto the maximum of Rs.50,000/- after 2 years, Upto 2 deliveries
Platinum Plan: Covered upto the maximum of Rs.1,00,000/- after 2 years, Upto 2 deliveries
New born baby covered upto Sum Insured*.
Vaccinations for children upto 12 years and nutrition and diet consulting .
Pre and post Hospitalization related to maternity

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Apollo Munich

Optima Restore:Not Covered
Easy Health:Covers maternity expenses incurred both before and after child birth procedures [For Sum Insured* 4.00, 5.00 lacs: Normal Delivery Rs.15,000, Caesarean Delivery Rs.25,000 (including Pre/Post Natal Limit of Rs.1,500 and New Born limit of Rs. 2,000); For Sum Insured* 7.50, 10.00 lacs: Normal Delivery Rs. 25,000, Caesarean Delivery Rs.40,000 (including Pre/Post Natal Limit of Rs.2,500 and New Born limit of Rs. 3,500)].
Easy Health Premium: Covers maternity expenses incurred both before and after child birth procedures [For Sum Insured* 4.00, 5.00 lacs: Normal Delivery Rs.15,000, Caesarean Delivery Rs.25,000 (including Pre/Post Natal Limit of Rs.1,500 and New Born limit of Rs. 2,000); For Sum Insured* 7.50, 10.00 lacs: Normal Delivery Rs. 25,000, Caesarean Delivery Rs.40,000 (including Pre/Post Natal Limit of Rs.2,500 and New Born limit of Rs. 3,500)].

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Star Health

Covered after 3 years
Coverage only for delivery
New Born Baby covered up to 5 months. The Sum Insured* is restricted up to 10% for mother.
This cover is not available for immunization expenses / post-natal expenses

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Maternity Benefits

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