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Post Hospitalization Benefits

The Medical Expenses incurred immediately after the Insured Person was discharged post Hospitalization provided that: Such costs are incurred in respect of the same condition for which the Insured Person’s earlier Hospitalization was required. The post hospitalization coverage offered under Mediclaim policies could vary from one company to the other. The below list of plans with coverage for post hospitalization can help you understand the details.

Medical expenses incurred by the insured after hospitalisation. It is important to note that unless the expenses incurred after hospitalisation are for the same ailment as when the insured is hospitalised (follow up medical expenses), only then the expenses will be covered. Most plans offer cover for 60 / 90 days for Post-Hospitalisation.


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Post Hospitalization

Tata Aig
TATA AIG
  • Covered up to sum insured without sublimit for 60 days (can be increased to 90 days if Insured Person intimates 5 days prior to hospitalisation).

Bajaj Allianz insurance plans
Bajaj Allianz
  • Covered up to sum insured without sublimit for 60 days.

Reliance health insurance plans
Reliance
  • HealthWise Standard:Covered up to sum insured without sublimit for 60 days
  • HealthWise Silver: Covered up to sum insured without sublimit for 60 days*
  • HealthWise Gold:Covered up to sum insured without sublimit for 60 days
niva bupa
Niva Bupa
  • Covered up to sum insured without sublimit for 60 days

apollo munich travel insurance
Apollo Munich
  • Optima Restore:Covered up to sum insured without sublimit for 180 days
  • Easy Health:Covered up to sum insured without sublimit for 60 days (can be increased to 90 days if Insured Person intimates 5 days prior to hospitalisation).

Star Health
Star Health
  • Medi Classic:Covered up to sum insured without sublimit for 60 days
  • Optima Restore:Covered up to sum insured without sublimit for 60 days

Religare
Religare
  • Covered up to sum insured without sublimit for 60 days.
Note:
No Sublimits: A limit for a subset of items that are collectively subject to a larger limit. For example, a limit on insurance claims for a specific item despite the fact that the overall policy has a higher limit.

Sum Insured: Means the sum shown in the Schedule which represents Our maximum liability for each Insured Person for any and all benefits claimed for during each Policy year, and in relation to a Family Floater represents Our maximum liability for any and all claims made by You and all of Your Dependents during each Policy Year.

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