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Care Supreme Senior Citizen health insurance

Care Supreme Senior Citizen health insurance

Unique selling points of Care Supreme Senior Citizen

AFFORDABLE Premium
Premium as per CITY OF RESIDENCE
Double your coverage with CUMULATIVE BONUS in just 2 Years
Upto 500% Increase in coverage with CUMULATIVE BONUS SUPER
UNLIMITED Times Automatic Recharge to cover multiple hospitalization in a year
UP TO 30% DISCOUNT on Renewal Premium with wellness benefit

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Sum Insured

USD 4lacs/600Lac

Claims settlement ratio **

86.63%

Incurred claims ratio

59.00%

Number of policies issued *

1,178,380

Number of lives covered *

7,342,207

List of Network Hospitals

19,000+ hospitals

Tenure Options

1, 2, 3 years

* As per IRDAI report | ** As per NL25 data published on the Insurance Company website

Features of Care Supreme Senior Citizen health insurance

	Care Supreme- Senior Super	Care Supreme- Senior Premium
Sum Insured	5 lacs, 7 lacs, 10 lacs, 15 lac, 20 lacs, 25 lacs	5 lacs, 7 lacs, 10 lacs, 15 lac, 20 lacs, 25 lacs
Inpatient Care	Up to Sum Insured	Up to Sum Insured
Day Care	Up to Sum Insured	Up to Sum Insured
Advanced technology methods	Up to Sum Insured	Up to Sum Insured
Room rent	Most Economical Single Pvt Room	Most Economical Single Pvt Room
ICU cover	No Limit	No Limit
Pre-hospitalization medical expenses	60 days	60 days
Post-hospitalization medical expenses	80 days	80 days
AYUSH treatment	Up to Sum Insured	Up to Sum Insured
Domiciliary hospitalization	Up to Sum Insured	Up to Sum Insured
Organ Donor cover	Up to Sum Insured	Up to Sum Insured
Road Ambulance cover	Up to Rs.10,000 per year for SI<15 Lacs, Upto SI for SI>=15 Lacs	Up to Rs.10,000 per year for SI<15 Lacs, Upto SI for SI>=15 Lacs
Cumulative bonus cover	50% of SI per year, max up to 100% of SI; Claim will not reduce Bonus Accrued	50% of SI per year, max up to 100% of SI; Claim will not reduce Bonus Accrued
Unlimited Automatic Recharge	Available for unlimited times for unrelated or same illness.	Available for unlimited times for unrelated or same illness.
Unlimited E-consultations	Available for Consultations with General Physicians	Available for Consultations with General Physicians
Health services	Discount Connect - Discounts on services such as Consultations, Diagnostics, Maternity etc at Care Health network.	Discount Connect - Discounts on services such as Consultations, Diagnostics, Maternity etc at Care Health network.
Sub-limits*	Applicable on specified Treatments	Not Applicable
Co-Payment*	20% Co-Payment applicable on all claims	20% Co-Payment applicable on all claims

Note: Room rent eligibility modified using Room rent Modification optional Benefit, Sub-limits introduced using Sub-limit optional benefits and Co-payment introduced using Co-payment optional benefit

Eligibility of Care Supreme Senior Citizen health insurance

Entry Age - Minimum	Individual :Adult : 61 Years; Floater : Adult 61 Years ( Second Member can be less than 60 Years)
Entry Age - Maximum	Adult: No Upper Age Limit; Child: 24 Years
Exit Age	Adult: Lifelong; Child: 25 Years
Cover Type	Individual: max up to 6 persons; Floater: max up to 2A2C
Tenure Options	1/2/3 Years
Pricing	Zone 1 : Delhi NCR, Mumbai Metropolis Area (including Mumbai suburban, Thane, Palghar, Raigad, any other city defined by Government ), Gujarat State, Aligarh, Mathura Delhi NCR includes Delhi, Baghpat, Bulandshahr, Gautam Buddh Nagar, Ghaziabad, Hapur, Meerut, Muzaffarnagar, Shamli, Charkhi Dadri, Faridabad, Gurugram, Jhajjar, Jind, Karnal, Mahendragarh, Nuh, Palwal, Panipat, Rewari, Bhiwani, Alwar, Bharatpur, Rohtak , Sonipat , any other city defined by Government) Zone 2: Rest of India
Who are covered (Relationship with respect to the Proposer)	Self, spouse/live-in partner/same sex partner, son, daughter, father, mother, mother-in-law, father-in law, Grand father, grand mother
Initial Waiting Period	30 Days for all Hospitalization except Accidental Hospitalization
Named Ailment Waiting Period	24 months
Pre-Existing Diseases Waiting Period	48 months
Co-Payment*	20% Co-Payment applicable on all claims