Features | 3 Lakhs (Plan1) | 5 Lakhs (Plan1) | 7 Lakhs / 10 Lakhs (Plan2) |
In-patient Care | Upto Sum Insured | Upto Sum Insured | Upto Sum Insured |
Day Care Treatment(for selected ailments) | Upto Sum Insured | Upto Sum Insured | Upto Sum Insured |
Recharge of Sum Insured | 100% of original SI upon exhaustion of SI | 100% of original SI upon exhaustion of SI | 100% of original SI upon exhaustion of SI |
Annual Health Check-up | Annually | Annually | Annually |
Consumable Allowance(Max. 7 days per Hospitalization covered after 3 days) | 750 per day | 1,000 per day | 1,000 per day |
Companion Benefit(If Hospitalization exceeds 10 days) | 10,000 | 15,000 | 15,000 |
Pre-hospitalization expenses (valid till 30 days beyond the Policy End Date) | Upto 7.5% payable Hospitalization expenses | Upto 10% payable Hospitalization expenses | Upto 10% of payable Hospitalization expenses |
Post-hospitalization expenses (valid till 30 days beyond the Policy End Date) | Upto 7.5% payable Hospitalization expenses | Upto 10% payable Hospitalization expenses | Upto 10% of payable Hospitalization expenses |
Ambulance Cover | Upto 1,000 per Hospitalization | Upto 1,000 per Hospitalization | Upto 1,000 per Hospitalization |
Domiciliary Hospitalization | Upto 10% of Sum Insured covered after 3 days | Upto 10% of Sum Insured covered after 3 days | upto 10% of Sum Insured covered after 3 days |
Dialysis Cover | Upto 1,000 per sitting limited upto 24 consecutive months | Upto 1,000 per sitting limited upto 24 consecutive months | Upto 1,000 per sitting limited upto 24 consecutive months |
Tenure | 1 Year/2 Years/3 Years | 1 Year/2 Years/3 Years | 1 Year/2 Years/3 Years |
Sum Insured | 3 Lakhs | 5 Lakhs | 7 Lakhs / 10 Lakhs |
Room Rent/Room Category | Twin Sharing Room subject to a maximum of 1% of SI per day |
Twin Sharing Room | Single Private Room |
ICU Charges | Upto 2% of SI per day | No limit | No limit |
Co-payment* | 20% / 30% per claim | 20% / 30% per claim | 20% Beyond 70 years of age: increase in co-payment by 10% per claim (optional, though mandatory for first time entrants) |
Treatment of Cataract | Upto 20,000 per eye | Upto 30,000 per eye | Upto 30,000 per eye |
Treatment of Total Knee Replacement | Upto 80,000 per knee | Upto 1,00,000 per knee | Upto 1,20,000 per knee |
Treatment for each and every Ailment/Procedure mentioned below:-
|
Upto 50,000 | Upto 65,000 | Upto 80,000 |
Treatment for each and every Ailment/Procedure mentioned below:-
|
Upto 2,00,000 | Upto 2,50,000 | Upto 3,00,000 |
There is no upper limit on the number of claims during the policy period. However, the total cumulative claim amount cannot exceed the Policy Sum Insured.
As on date Care Health have settled 4.7 lacs + health claims
Review Care health insurance - Care Freedom policy wordings which explains the terms and conditions.
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