Home » Compare health insurance » Religare vs Bajaj Allianz Health Insurance

Religare vs Max Bupa Health Insurance


Plan benefits

Religare health insurance

 Hospitals    Buy online

Max Bupa health insurance

 Hospitals    Buy online
  Care Plan Heartbeat Gold Heartbeat Platinum
Policy can be purchased for 1 year / 2 years / 3 years (if purchased for 2 years, a discount of 7.5% is applicable; if purchased for 3 years, a discount of 10% is applicable) 1 year / 2 years (if purchased for 2 years, a discount of 12.5% is applicable) 1 year / 2 years (if purchased for 2 years, a discount of 12.5% is applicable)
Eligibility criteria Adults from 18 years and above (dependents 91 days to less than 18 years) Adults from 18 to 90 years Adults from 18 to 90 years
Available sum insured options Rs.3 lakhs, 4 lakhs, 5 lakhs, 7 lakhs, 10 lakhs, 15 lakhs, 20lakhs, 25 lakhs, 30 lakhs, 40 lakhs, 50 lakhs, 60 lakhs and 75 lakhs Rs.5 lakhs, 7.5 lakhs, 10 lakhs, 15 lakhs, 20 lakhs, 30 lakhs, 50 lakhs Rs.15 lakhs, 20 lakhs, 50 lakhs, 1 crore
Renewability Renewal for whole life Renewal for whole life Renewal for whole life
In-patient Treatment Covers hospitalisation expenses for room charges, nursing expenses and intensive care unit charges Covered up to sum insured Covered up to sum insured
Pre-hospitalization 30 days 60 days 60 days
Post-hospitalization 60 days 90 days 90 days
Day Care Procedures Covers more than 500 day care procedures All day care procedures are covered All day care procedures are covered
Domiciliary Treatment Covered up to 10% of Sum Insured Covered up to sum insured Covered up to sum insured
Organ Donor Expenses Covered up to Rs.50,000, Rs.1,00,000, Rs.2,00,000, Rs.3,00,000 depending on sum insured Covered up to sum insured Covered up to sum insured
Emergency Ambulance Sum insured 3 & 4 lakhs - Up to Rs.1,500
Sum insured 5, 7 & 10 lakhs - Up to Rs.2,000
Sum insured 15, 20, 25, 30 & 40 lakhs - Up to Rs. 2,500
Sum insured 50, 60 & 75 lakhs - Up to Rs. 3,000 (per hospitalization)
Network Hospital: Covered up to Sum Insured
Non-network Hospital: Covered up to Rs.2,000 per event
Network Hospital: Covered up to Sum Insured
Non-network Hospital: Covered up to Rs.2,000 per event
Dental Treatment Not Covered Not covered Not covered
Maternity Benefits Covered up to Rs.1 lakh for only sum insured Rs.50, 60 & 75 lakhs After continuous coverage of 24 months, up to 2 pregnancy
Sum Insured(Rs.)Description
5 lacsCovered up to Rs.40,000
7.5 lacsCovered up to Rs.60,000
10 lacsCovered up to Rs.70,000
15 lacsCovered up to Rs.75,000
20 lacsCovered up to Rs.80,000
30, 50 lacsCovered up to Rs.100,000
After continuous coverage of 24 months, up to 2 pregnancy
Sum Insured(Rs.)Description
15 lacsCovered up to Rs.120,000
20 lacsCovered up to Rs.160,000
50 lacsCovered up to Rs.200,000
1 croreCovered up to Rs.200,000
New Born baby cover Not covered Covered up to sum insured (covered uptill the end of Policy Year) Covered up to sum insured (covered uptill the end of Policy Year)
Health Check-up Every year free health check up for all insured members including childern
Sum InsuredDescription
5 lacsAnnually covered up to 1,250 per insured person
7.5 lacsAnnually covered up to 1,875 per insured person
10, 15, 20, 30, 50 lacsAnnually covered up to 2,500 per insured person
Sum InsuredDescription
15 lacsAnnually covered up to 3,750 per insured person
20, 50 lacs & 1 croreAnnually covered up to 5,000 per insured person
Hospital daily allowance Rs.500 per day up to 5 days for sum insured Rs.3 & 4 Lakhs Rs.3,000 per day, maximum 30 days per policy year per insured person (minimum 48 hours of continuous hospitalisation required) Rs.6,000 per day, maximum 30 days per policy year per insured person (minimum 48 hours of continuous hospitalisation required)
Pre-existing diseases coverage Covered after a continuous waiting period of 4 years Covered after 24 months of continuous coverage Covered after 24 months of continuous coverage
Restore benefit Yes, up to sum insured Not applicable Not applicable
General waiting period 30 days 30 days 30 days
Renewal Benefit / Cumulative Bonus No claim bonus up to 150% of sum insured Increase of 10% of base sum insured each policy year, maximum up to 100% of base sum insured Increase of 10% of base sum insured each policy year, maximum up to 100% of base sum insured
Co-pay If age is 61 years and above, 20% co-payment Options of 10% and 20% co-payment Options of 10% and 20% co-payment
Automatic Recharge of Sum Insured Available up to sum insured Not applicable Not applicable
Portablity Yes (45 days before the renewal) Yes (At the time of renewal) Yes (At the time of renewal)
Tax Benefits Limit Income tax benefit under section 80D Income tax benefit under section 80D Income tax benefit under section 80D

Plan benefits

Religare health insurance

 Hospitals    Buy online

Max Bupa health insurance

 Hospitals    Buy online

India Health Insurance useful links

How to buy online?
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Know more »
Compare Plans
Compare Health plans

Compare Health Insurance

Know more »

NEED HELP!

Name is required
Email is required
Contact is required
Thank you for contacting us

Find out more about customer reviews, feedback & response

FAQ
FAQ

Health insurance FAQ's

Know more »
Online renewal
Blogs

E India Insurance - Blog

Know more »
-

ONLINE CHAT

  • Address
  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
Payment cards