Age of Proposer | 18 years or above |
Entry Age – Minimum | Individual: 5 years (Benefit: Earn & Burn shall be available for a member of 18 years or above) Floater: 91 Days with at least 1 member of Age 18 years or above |
Entry Age – Maximum | Adult: 36 Years Child: 24 Years |
Exit Age | Adult: Lifelong Child: 25 Years |
Cover Type | Individual: Maximum up to 6 Persons Floater: 1A1C / 1A2C / 1A3C / 1A4C / 2A / 2A1C / 2A2C / 2A3C / 2A4C |
Tenure Options | 1 Year |
Premium Payment Term | Single |
Who are covered (Relationship with respect to the proposer) | Self, Legally Married Spouse, Son, Daughter |
Coverage Table | |||
Sum Insured in ₹ INR | 3 Lacs | 5 / 7 Lacs | 10 / 25 Lacs |
In-Patient Hospitalization | Upto SI | Upto SI | Upto SI |
Day Care Treatments | Upto SI | Upto SI | Upto SI |
Advance Technology Methods | Upto SI | Upto SI | Upto SI |
Out-patient Consultations | × | Up to Rs.1,500 Limit per consultation is Rs.350/- | Up to Rs.2,500 Limit per consultation is Rs.350/- |
Out-patient Dental and Ophthalmic Treatments | × | Up to Rs.1,500 | Up to Rs.2,500 |
Annual Health Check-up | √ | √ | √ |
Unlimited Automatic Recharge | Upto SI | Upto SI | Upto SI |
No Claim Bonus Protect | √ | √ | √ |
Personal Accident Cover (AD & PTD) | Accidental Death – 100% of SI Permanent Total Disablement – up to 100% of SI | Accidental Death – 100% of SI Permanent Total Disablement – up to 100% of SI | Accidental Death – 100% of SI Permanent Total Disablement – up to 100% of SI |
Inflation Shield | √ | √ | √ |
Unlimited E-Consultation | √ | √ | √ |
Earn and Burn | √ | √ | √ |
Ambulance Cover | Upto ₹ 2,000 per hospitalization | Upto ₹ 2,000 per hospitalization | Upto ₹ 2,000 per hospitalization |
Organ Donor Cover | Upto SI | Upto SI | Upto SI |
Second Opinion | Once in a policy year (per member) | Once in a policy year (per member) | Once in a policy year (per member) |
AYUSH Treatments | 10% of SI | 10% of SI | 10% of SI |
Air Ambulance Cover | Up to SI or maximum of 5 Lacs per policy year, whichever is lower | Up to SI or maximum of 5 Lacs per policy year, whichever is lower | Up to SI or maximum of 5 Lacs per policy year, whichever is lower |
Health Services | Health Portal - Doctor on chat, Healthy tips reminder, Digital locker for medical records, etc. Discount Connect – Discounts on services at our network | Health Portal - Doctor on chat, Healthy tips reminder, Digital locker for medical records, etc. Discount Connect – Discounts on services at our network | Health Portal - Doctor on chat, Healthy tips reminder, Digital locker for medical records, etc. Discount Connect – Discounts on services at our network |
Pre-hospitalization | 60 days | 60 days | 60 days |
Post-hospitalization | 90 days | 90 days | 90 days |
Domiciliary Hospitalization | Upto SI | Upto SI | Upto SI |
It is an indemnity-based health insurance plan designed for individuals age 36 years or above with no upper age limit.
The minimum age limit for an individual plan is 5 years, and for a family floater, you can include your 91 days old child, whereas the proposer's age should be 18 years for both plans.
This health insurance plan is available with no upper age limit.
It offers various benefits such as in-patient hospitalization, pre and post-hospitalization, daycare treatments, AYUSH cover, cashless hospitalization, and more with a special 5% discount if you opt for it online.
The age of the proposer should be of 18 years. You can include your 91 days baby under the family floater plan.
No pre-policy medical checkup is required to buy this policy. However, we may ask the insured person to undergo tele-underwriting, which may include specific tests.
Under section 80D of the Income Tax Act of India 1961, the premium paid for this policy gets tax exemption.
It is a comprehensive health insurance plan for individuals and their families. However, if you have aging parents in your family, you can consider our Care Senior. On the other hand, if you have any past medical history of diabetes, hypertension, High BMI, opt for our Care Freedom.
Yes, you can avail of a hassle-free cashless hospitalization facility at our network hospitals across the country.
Review Care health insurance - Maternity brochure to understand coverage details.
Know more »Review Care health insurance - Maternity policy wordings which explains the terms and conditions.
Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
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