Care Cancer Insurance Plan, Buy Care Cancer Insurance Plan online, mediclaim for cancer patients

Care Cancer insurance plan- review

Key Features
Eligibility
Coverages

Key features of Cancer Insurance Policy

Some of the key features of this plan include:

Five Sum insured options from ₹10 lacs to ₹2 crores
30/60 Pre and post hospitalization medical expenses covered
No specific ailment waiting period
Chemotherapy & Radiotherapy Cover included in this plan
No Claims Bonus (NCB) offered for claim free renewals
Lifelong Renewability – no exist age for renewing the policy even if claims have been filed
Option of Equated Monthly/Quarterly Instalments
Room Rent Modification option available to the insured
International Second Opinion available while availing treatment for cancer
Outpatient Treatment Expenses covered under this plan for Diagnostics, Pharmacy & Consultations
Air Ambulance Cover during medical emergencies
Indemnity based Plan
Quick Recovery Counselling
Health Portal – insured members have access to an informative health portal providing relevant information at all times.

Care Cancer insurance plan – eligibility

Plan Name (all figs in ₹ INR)	Cancer Mediclaim
Sum Insured	10 Lakh \| 25 Lakh \| 50 Lakh \| 1 Crore \| 2 Crore
Covered Conditions (Illnesses/Diseases/Surgeries)	Cancer
Entry Age	5 years to 50 Years on Individual Basis
Pre - policy Issuance Medical Check up	No Medicals##
Tenure	1/2/3 Years
Premium Payment Mode ***	Single/Monthly
Sub Limits:
Room Rent Eligibility	Single Private Room / No limit ^
ICU Charges	No limit
Wait Period:
Initial Waiting Period	90 Days
PED Waiting Period	48 months
*** Terms and Conditions Applicable ##at the discretion of the Underwriter. ^with optional benefit Room Rent Modification. Note: Other SI / Age band options also available.

Coverages under Care Cancer plan

Sum Insured (all figs in ₹ INR)	10 Lakh \| 25 Lakh \| 50 Lakh \| 1 Crore \| 2 Crore
Benefits
Hospitalization Expenses
In-Patient Care	Up to SI
Day Care Treatment	Up to SI
Pre-Hospitalization and Post-Hospitalization	30 days/60 days
Chemotherapy and Radiotherapy Cover	Up to SI
Ambulance Cover	Up to Rs 3000 per hospitalization
Organ Donor Cover	Up to SI or 15 L whichever is lower
Second Opinion	Once per Covered Condition per policy year
No Claim Bonus*	50% / 25% / 25% - Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free Policy Years respectively,Max up to 100% of SI(50%/25/25%-Corresponding decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB)
International Second Opinion#	Once per Covered Condition per policy year
Room Rent Eligibility	Single Private Room / No limit^
Air Ambulance#	Up to Rs. 5 Lakhs
Annual Health Check-up	Annual from 2nd Policy Year on Continuous Coverage
Health Services
Quick Recovery Counselling	Up to Rs 1000 Per Session, Maximum 8 Sessions Post Hospitalization in a Policy year( can be availed twice in a month)
Doctor on Call	Yes(Telephonic/Online Mode)
Health Portal	Value added services through Company’s Website
Global Coverage: Coverage outside India - 45 continuous days in a single trip; Max. 90 days on a cumulative basis, in a Policy Year.	Up to SI; only for SI >=1Cr (Limited to In-Patient Care and Day-Care treatment with a Co-payment of 10% per Claim)
OPD Expenses (Diagnostics + Consultations + Pharmacy )	Up to 1% of SI ,Max up to Rs 25,000
#Optional Benefit. ^with optional benefit Room Rent Modification.