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Reliance vs Care Travel insurance

Reliance travel insurance vs Care travel insurance cost

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Compare Reliance vs Care Travel insurance

Reliance logo
Standard
$50,000
Reliance logo
Silver
$100,000
Reliance logo
Gold
$250,000
Reliance logo
Platinum
$500,000
Care logo
Explore Gold

$50,000, $100,000, $300,000, $500,000



Care logo
Explore Platinum

$50,000, $100,000, $300,000, $500,000



*GST included
Accident & Sickness Medical Expenses: ?
$50,000Deductible: $50 $100,000Deductible: $50 $250,000Deductible: $50 $500,000Deductible: $50 In-patient: Up to $50,000
Out-patient: Up to $50,000

Deductible: $100 / € 75

In-patient: Up to $50,000
Out-patient: Up to $50,000

Deductible: $100 / € 75

Medical Evacuation: ?
Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses $50,000 $50,000
Repatriation of Remains: ?
Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses $50,000 $50,000
Pre-existing Cover
Pre-Existing disease coverage only in case of life threatening conditions. Pre-Existing disease coverage only in case of life threatening conditions. Pre-Existing disease coverage only in case of life threatening conditions. Pre-Existing disease coverage only in case of life threatening conditions. 10% of Sum Insured

Deductible: $100 / € 75

10% of Sum Insured

Deductible: $100 / € 75

Accidental Death & Dismemberment: ?
$15,000 $20,000 $25,000 $30,000 $15,000 $15,000
AD & D Common Carrier
$2,500 $2,500 $5,000 $5,000 NA $5,000
Dental Treatment: ?
$500Deductible: $50 $500Deductible: $50 $500Deductible: $50 $500Deductible: $50 $300

Deductible: $100 / € 75

$300

Deductible: $100 / € 75

Personal Liability: ?
$50,000 $100,000 $200,000 $250,000 $100,000

Deductible: $100 / € 75

$100,000

Deductible: $100 / € 75

Loss of Checked Baggage: ?
$500 $1,000 $1,200 $1,500 $100 $100
Baggage Delay: ?
$100Deductible: 12 hours $100Deductible: 12 hours $100Deductible: 12 hours $100Deductible: 12 hours $100

Deductible: 12 hours

$100

Deductible: 12 hours

Loss of PassPort: ?
$300Deductible: $25 $300Deductible: $25 $300Deductible: $25 $300Deductible: $25 $300 $300
Hijack Distress Allowance
NA $50 per day up to Max.7 daysDeductible: 12 hours $75 per day up to Max. 7 daysDeductible: 12 hours $125 per day up to Max. 7 daysDeductible: 12 hours NA NA
Daily allowance in case of hospitalization
NA $25 per day up to Max. 5 daysDeductible: 2 day $25 per day up to Max. 6 daysDeductible: 2 day $25 per day up to Max. 7 daysDeductible: 2 day $25 per day, max 5 days

Deductible: 2 days

$25 per day, max 5 days

Deductible: 2 days

Flight Delay
NA $25 per day up to Max. 6 daysDeductible: 12 hrs $50 per day up to Max. 6 daysDeductible: 12 hrs $60 per day up to Max. 6 daysDeductible: 12 hrs NA NA
Trip Cancellation
NA $600 $600 $600 $1,000 $1,000
Missed Connection: ?
NA $200 $300 $500 NA NA
Emergency Cash Advance: ?
NA $300 $300 $300 NA NA
Home Burglary Insurance: ?
NA 1 Lakh 2 Lakhs 3 Lakhs NA NA
Important Points
  • Reliance offers benefits per policy period.
  • Medical Sublimits for Reliance starts from the age of 61 yrs.
  • Travelers from 6 months to 90 years can buy the insurance for 182 days
  • Reliance can be renewed up to 182 days, Sum total of initial and each subsequent renewal not exceeding 360 days
  • Senior citizens aged between 71-90 years can by the Reliance senior citizen insurance without giving any medical reports
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness)
  • Pre existing diseases are covered in case of life threatening only for travelers up to 70 years.
  • Some of the pre existing diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes
  • Platinum plans are Comprehensive Coverage plans for travelers up to aged 60 years
  • For travelers aged 61 and above, Gold is a Fixed benefit plan where medical sublimits are applicable while Platinum is a Comprehensive plan where medical expenses are covered up to the policy maximum
  • Region specific plans to suit your needs for Europe, Asia and African continent.
  • Double Sum Insured in case of Accidental Hospitalisation
  • Covers declared pre-existing conditions in case of life threatning up to 10% of policy maximum
  • Infant child of age 1 day can be insured under Care travel insurance
  • Buy the policy for 180 days and you can renew the policy for another 180 days

What are the Key features of Reliance and Care travel insurance?

Key features of Care Health’s Travel Insurance

  • Care Health Insurance is a Stand Alone Health Insurance (SAHI) company and amongst the leading Travel Insurers in India and is promoted primarily by Religare Enterprises.
  • Comprehensive coverage from 1 day without any upper age capping. Plans above 60 years have Medical Sublimits.
  • Offers Destination-specific Coverage Plans at an affordable premium. Including plans for Canada, Europe, Asia and African continent apart from Worldwide coverage plans.
  • Double Sum Insured in case of Accident Medical Expenses - Customer buying USD $50,000 cover will have coverage of USD $50,000 for any Sickness related treatment and upto USD $100,000 in case claim arising due to accident.
  • Insures Pre-existing Diseases which offers cover amidst life-threatening conditions arising due to pre-existing diseases. Coverage upto 10% of Principal Sum Insured for Accident & Sickness Coverage, upto maximum of $10,000.
  • Offers Unique covers like “Refund of Visa Fees”, and “Adventure Sports”, “Loan Protector” and “Cover for Sports Equipment”
  • Customer can Upgrade their return tickers to Business class travel in case of they are returning within 20 days of discharge from the hospital
  • Treatment in home country covered upto 30 days if the customer returns to India as per Doctor’s advice / recommendation post hospitalization abroad. This expense will be covered under the Accident & Sickness limit.
  • Global Assistance is provided through Falck Assistance, one of the Global leaders in Travel & Claims Assistance. They offer Toll Free numbers for the insured traveller to contact them.

Key features of Reliance General’s Travel Insurance

  • Reliance General Insurance was part of the Reliance Anil Ambani Group (ADAG), but now has been taken over by the Hinduja Group and offers Travel Insurance for Indians travelling abroad and within India.
  • Reliance Travel Insurance ensure zero paperwork and affordable premiums. Choose from a variety of plans – for individuals or for the entire family with maximum Sum Insured upto $500,000.
  • Reliance General covers trips upto a single trip duration of 182 days with cumulative duration up to 365 days.
  • Travelers from 6 months to 90 years can be covered under Reliance Travel Insurance Plans with Senior citizens aged between 71-90 years can buy the Reliance Senior plan without submitting any medical reports.
  • Pre existing diseases are covered in case of life threatening situations upto $3000 only for travellers up to 70 years. There are Sickness Medical Sublimits from the age of 61 years onwards.
  • The Sum Insureds for each benefit are per policy period, which means there is no restoration of sum insured once a claim has been filed.
  • No Pre Travel Medical Check up and Entry Age Restriction for Reliance General Travel Insurance plans.
  • The traveller can avail Cashless Claims (for Inpatient Treatment) and also have access to National and International Assistance Numbers when abroad. These services are provided through Reliance’s Travel Assistance Partner, Europ Assist, which has a large cashless hospital network throughout the world.

How much does a Reliance vs Care Overseas travel medical cost per month (30 days)?

The Reliance vs Care Overseas travel medical insurance cost per month (30 days) starts at just ₹1,505 for coverage Worldwide Including USA & Canada. Reliance vs Care Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Reliance vs Care Overseas travel medical plan variants.

Plan Name (Sum Insured) Insurer 0-40 years 41-60 years 61-70 years
Explore Silver ($50,000) With Sublimits Care Health ₹1,505 ₹2,225 ₹5,155
Explore Gold ($50,000) With Sublimits Care Health ₹1,740 ₹2,600 ₹5,550
Explore Platinum ($50,000) Without Sublimits Care Health ₹1,894 ₹2,686 ₹6,040
Travel Standard ($50,000) With Sublimits Reliance General ₹1,407 ₹2,041 ₹3,664
Explore Silver ($100,000) With Sublimits Care Health ₹1,854 ₹2,698 ₹6,391
Explore Gold ($100,000) With Sublimits Care Health ₹2,063 ₹3,072 ₹6,788
Explore Platinum ($100,000) Without Sublimits Care Health ₹2,174 ₹3,157 ₹7,309
Travel Silver ($100,000) With Sublimits Reliance General ₹1,992 ₹2,443 ₹4,409
Explore Silver ($200,000) With Sublimits Care Health ₹2,285 ₹2,991 -
Explore Gold ($200,000) With Sublimits Care Health ₹2,458 ₹3,330 ₹7,611
Travel Gold Plan ($250,000) With Sublimits Reliance General ₹2,312 ₹2,927 ₹5,026
Explore Silver ($300,000) With Sublimits Care Health ₹2,820 ₹3,881 -
Explore Gold ($300,000) With Sublimits Care Health ₹2,873 ₹4,346 ₹9,025
Explore Gold ($500,000) With Sublimits Care Health ₹3,594 ₹4,762 ₹11,286
Explore Platinum ($500,000) Without Sublimits Care Health ₹4,160 ₹5,298 -
Travel Platinum Plan ($500,000) With Sublimits Reliance General ₹2,722 ₹3,517 ₹7,976
Plan Name (Sum Insred) Insurer 71-75 years 76-80 years 81-85 years 86-90 years
Explore Silver ($50,000) With Sublimits Care Health ₹17,049 ₹25,444
Explore Gold ($50,000) With Sublimits Care Health ₹17,586 ₹25,838 -
Explore Platinum ($50,000) Without Sublimits Care Health ₹19,403 29,905 -
Senior Plan ($50,000) With Sublimits Reliance General ₹6,865 ₹10,380 ₹17,887
Plan Name (Sum Insred) Insurer 71-80 years
Explore Silver ($100,000) With Sublimits Care Health ₹20,567
Explore Gold ($100,000) With Sublimits Care Health ₹21,089
Explore Platinum ($100,000) Without Sublimits Care Health ₹23,225

Which Is Cheaper for 30-Day Travel Insurance: Reliance vs Care?

The Reliance vs Care travel insurance price starts at ₹936 per month for 25 years old traveler, covering Worldwide Excluding USA /Canada, based on type of plan and policy maximum coverage.

Plan Name (Sum Insured) Insurer 0-40 years 41-60 years 61-70 years
Explore Silver ($50,000) With Sublimits Care Health ₹936 ₹1,255 ₹2,823
Explore Gold ($50,000) With Sublimits Care Health ₹1,170 ₹1,593 ₹3,185
Explore Platinum ($50,000) Without Sublimits Care Health ₹1,415 ₹1,875 ₹3,839
Travel Standard ($50,000) With Sublimits Reliance General ₹1,212 ₹1,385 ₹2,429
Explore Silver ($100,000) With Sublimits Care Health ₹1,108 ₹1,504 ₹3,454
Explore Gold ($100,000) With Sublimits Care Health ₹1,318 ₹1,842 ₹3,816
Explore Platinum ($100,000) Without Sublimits Care Health ₹1,575 ₹2,144 ₹4,565
Travel Silver ($100,000) With Sublimits Reliance General ₹1,342 ₹1,484 ₹2,972
Explore Silver ($200,000) With Sublimits Care Health ₹1,323 ₹2,080 -
Explore Gold ($200,000) With Sublimits Care Health ₹1,503 ₹2,467 ₹4,620
Travel Gold Plan ($250,000) With Sublimits Reliance General ₹1,543 ₹1,708 ₹3,185
Explore Silver ($300,000) With Sublimits Care Health ₹1,688 ₹2,827 -
Explore Gold ($300,000) With Sublimits Care Health ₹1,974 ₹3,092 ₹5,429
Explore Gold ($500,000) With Sublimits Care Health ₹2,663 ₹3,572 ₹6,720
Explore Platinum ($500,000) Without Sublimits Care Health ₹3,268 ₹3,879 -
Travel Platinum Plan ($500,000) With Sublimits Reliance General ₹1,897 ₹2,602 ₹5,597
Plan Name (Sum Insred) Insurer 71-75 years 76-80 years 81-85 years 86-90 years
Explore Silver ($50,000) With Sublimits Care Health ₹4,354 ₹9,878
Explore Gold ($50,000) With Sublimits Care Health ₹4,724 ₹10,263 -
Explore Platinum ($50,000) Without Sublimits Care Health ₹5,612 11,990 -
Senior Plan ($50,000) With Sublimits Reliance General ₹4,993 ₹7,649 ₹14,800
Plan Name (Sum Insred) Insurer 71-80 years
Explore Silver ($100,000) With Sublimits Care Health ₹5,356
Explore Gold ($100,000) With Sublimits Care Health ₹5,726
Explore Platinum ($100,000) Without Sublimits Care Health ₹6,765

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