Tips for buying best mediclaim insurance
India health insurance tips and tricks to choose the best medical insurance in India.
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2.5 lacs − 100 lacs options available
62.00%
1 or 2 years options available
87.53%
6,500+ hospitals
2,90,846
Self, Spouse + 3 dependent children
4,801,230
* As per IRDAI report for 2020-21 | As per NL25 data published on the Insurance Company website
| Eligibility | ||
|---|---|---|
| Min Entry Age | Child: 1 day | Adult: 18 years |
| Max Entry Age | Child: 25 years (family floater policy) | Adult: 65 years |
| Name | Corona Rakshak Policy, ManipalCigna |
|---|---|
| Product Type | Individual |
| Category of Cover | Benefit based |
| Sum insured | s 50,000/- (Fifty Thousand) to 2,50,000 (Two and half Lakh) (in the multiples of fifty thousand) |
| Policy Period | Three and half months (3 ½ months), six and half months (6 ½ months) and nine and half months(9 ½ months) i.e, 105 days, 195 days and 285 days respectively |
| Eligibility | Policy can be availed by persons between the age of 18 years and 65 years, as Proposer. Proposer with higher age can obtain policy for adult members of the family, without covering self |
| Coverage | COVID Cover:Lump sum benefit equal to 100% of the Sum Insured shall be payable on positive diagnosis of COVID, requiring hospitalization for a minimum continuous period of 72 hours. The positive diagnosis of COVID shall be from a government authorized diagnostic centre. |
| Sl No | Type of Claim | Prescribed Time limit |
|---|---|---|
| 1. | Reimbursement of hospitalization Within thirty days of date of discharge and pre hospitalization expenses | Within thirty days of date of discharge and pre hospitalization expenses from hospital |
| 2. | Reimbursement of post Within fifteen days from completion of hospitalization expenses | Within fifteen days from completion of hospitalization expenses post hospitalization treatment |
| 3. | Reimbursement of Home Care Within thirty days from completion of expenses | Within thirty days from completion of expenses home care treatment |
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India health insurance tips and tricks to choose the best medical insurance in India.
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Insurance customers can quickly compare the details of benefits offered under Indian mediclaim insurance policies.
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