Tips for buying best mediclaim insurance
India health insurance tips and tricks to choose the best medical insurance in India.
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Prohealth group insurance Policy offers comprehensive coverage to employees of an organization, members of a society or professional association or an affinity group. This group health insurance plan has been designed to provide medical coverage to members of the group in the event of hospitalization due to illness or injury. This plan offers a excellent and extensive protection with base covers and a range of multiple options to choose as required by the groups.
2.5 lacs − 100 lacs options available
62.00%
1 or 2 years options available
87.53%
6,500+ hospitals
2,90,846
Self, Spouse + 3 dependent children
4,801,230
* As per IRDAI report for 2020-21 | As per NL25 data published on the Insurance Company website
You should submit your claim within 15 days from date of discharge from the hospital.
We cover reasonable and customary charges for medical expenses incurred during the insured person’s medically necessary and medically advised in-patient hospitalisation during the policy period for treatments like Ayurveda, Unani, Sidha and Homeopathy (AYUSH). However, treatment must take place in a government hospital or in any institute recognised by the government and/or accredited by the Quality Council of India/the National Accreditation Board of Health.
We will not be liable to pay for any claim arising out of an injury/ accident/ condition that occurred during the grace period.
If two of more policies are taken by you during the same period from one or more insurers to indemnify treatment costs and the amount of claim is within the sum insured limit of any of the policies, you will have the right to opt for a full settlement of your claim in terms of any of your policies.
Where the amount to be claimed exceeds the sum insured under a single policy after considering deductibles, co-pays (if applicable), you can choose the insurer with which you would like to settle the claim. Wherever we receive such claims we have the right to apply the contribution clause while settling the claim.
India health insurance tips and tricks to choose the best medical insurance in India.
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