New India Family Floater Mediclaim Insurance, New India Family Floater health Insurance online

Benefits of New India Family Floater insurance

New India Floater Mediclaim is a Policy designed to cover Hospitalisation expenses.

Sl No	Coverage Details	Sum Insured
1.	Sum Insured options available	2,00,000, 3,00,000, 5,00,00, 8,00,000, 10,00,000, 2,00,000
2.	Room Rent, Boarding and Nursing expenses as provided by the Hospital	Not exceeding 1.0 % of the Sum Insured per day
3.	Intensive Care Unit (ICU) / Intensive Cardiac Care Unit (ICCU) expenses	Not exceeding 2.0 % of the Sum Insured per day.
4.	Surgeon, Anaesthetist, Medical Practioner, Consultant and Specialist Fees + Nursing Fees	Covered
5.	Pre Hospitalisation expense – expenses incurred days prior to the date of Hospitalisation. Post Hospitalisation – expenses incurred post the date of discharge	30 days 60 days
6.	Cataract (The said limit shall be applicable per event for all the Policies of Our Company including Group Policies. Even if two or more Policies of New India are invoked, sublimit of the Policy chosen by Insured shall prevail and our liability is restricted to stated sublimit.)	10% of Sum Insured subject to a maximum of Rs. 50,000
7.	Critical Care Benefit for Ist time Diagnosis of Illness ****	Up to 10% of the Sum Insured
8.	Hospital cash (This benefit will reduce the Sum Insured. This benefit is payable only if the Hospitalisation is for more than 24 hours. This benefit is applicable only if the Sum Insured of the Insured Person is more than or equal to three lakhs)	Paid at the rate of 0.1% per day maximum up to 1% of Sum Insured for any one Illness.
9.	Ambulance service will be Payment under this benefit will reduce the Sum Insured. Ambulance charges will be paid once for Any One Illness for each Insured.	Payable subject to cap 1% of Sum Insured.
10.	Hospitalisation Expenses relating to Organ Transplant	Covered
11.	AYUSH Treatment	Up to 25% of Sum Insured
12.	Congenital Internal Diseases	Covered up to the Sum Insured provided the Insured has Continuous Coverage of twenty four months
13.	Congenital External Diseases	Covered up to 10% of Sum Insured provided the Insured has Continuous Coverage of forty eight months.
Eligibility Criteria
1.	Entry Age / Maximum Age	All the persons proposed for this Insurance should be between the age of 18 years and 65 years. Children between the age of 3 months and 18 years are covered provided one or both parents are covered concurrently. Children between 18 years to 25 years can be covered provided they are financially dependent on the parents and one or both parents are covered simultaneously.
2.	Family Members Eligible	Proposer Proposer’s Spouse Proposer’s Children Proposer’s Parents

**** Critical Illness - If during the Period of Insurance any Insured Person is diagnosed for the first time to be suffering from any Critical Illness as listed below, we will pay Rs. 2,00,000 for Plan A and Rs. 5,00,000 for Plan B as additional benefit i.e. other than the admissible claim amount: