New India Top Up Mediclaim insurance

Salient features of the plan

• This Policy covers In–Patient Hospitalisation Expenses incurred in India.
• This policy will respond only when the aggregate of all Hospitalisation expenses (except Pre / Post hospitalization expenses) of one or all members of the policy, exceeds the "Threshold" stated in the policy.
• This Policy will respond for each and every Hospitalisation after the Threshold has been exceeded by previous Hospitalisation expenses subject only to the Sum Insured stated in the Policy.
• The Sum Insured is the maximum liability of the company for all members of the policy.
• Thus, this Policy offers protection in excess of any Primary Health Policy/Benefit scheme that the Insured may have.
• If there is any expense in excess of Threshold, receivable from any other entity, the Insured Person has an option to recover it from either that entity or this policy, but not both.
• However, the Sum Insured under the policy will be available over and above any reimbursement received from any other entity if such amounts exceed the Threshold.
• The policy can be issued on Individual or Floater Sum Insured basis covering up to 6 members of the family. If the policy is to be issued on Individual Sum Insured basis, then separate document will be issued to each Insured.
• 74 Day Care Procedures are covered.