Best Government health insurance in India, Comprehensive health insurance

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The following are the four government owned insurance companies which offer comprehensive and competitive health insurance Mediclaim plans in the market. The information below provides information relating to the number of lives covered by them under retail health insurance policies (both individual and family floater).
Public Sector General Insurers
Insurance Company No of Lives Covered under Retail Health Insurance (as per IRDA) Sum Insured Range
New India Assurance Co Ltd india 44,69,749 ₹ 1 lacs - ₹ 100 lacs
United India Insurance Co Ltd united-india 36,45,000 ₹ 2 lacs - ₹ 20 lacs
Oriental Insurance Co Ltd Oriental insurance 31,43,558 ₹ 1 lacs - ₹ 10 lacs
National Insurance Co Ltd national-insurance 31,64,027 ₹ 6lacs - ₹ 50 lacs

The coverages offered under their Mediclaim plans are almost the same and so is the premiums. Hence in terms of lives insured and sum insureds available, New India is currently offering the best option.

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