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Best Government health insurance in India, Comprehensive health insurance

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The following are the four government owned insurance companies which offer comprehensive and competitive health insurance Mediclaim plans in the market. The information below provides information relating to the number of lives covered by them under retail health insurance policies (both individual and family floater).

Public sector health insurance companies in India

Public sector health insurance in India is operated through government funded schemes and programs. The aim of government Mediclaim is to provide affordable and comprehensive health insurance coverage for all sections of the society. These policies offer cashless services, broad coverage and preventive care. In India, PSU health insurance policies play a crucial role in increasing the healthcare access to marginalized groups and help them avoid out of pocket expenses in case of medical emergencies.

Comprehensive health insurance

Public Sector General Insurers
Insurance Company No of Lives Covered under Retail Health Insurance (as per IRDA) Sum Insured Range
New India Assurance Co Ltd New India Insurance Plans 44,69,749 ₹ 1 lacs - ₹ 100 lacs
United India Insurance Co Ltd United India Insurance Plans 36,45,000 ₹ 2 lacs - ₹ 20 lacs
Oriental Insurance Co Ltd Oriental health Insurance Plans 31,43,558 ₹ 1 lacs - ₹ 10 lacs
National Insurance Co Ltd national-insurance 31,64,027 ₹ 6lacs - ₹ 50 lacs

The coverages offered under their Mediclaim plans are almost the same and so is the premiums. Hence in terms of lives insured and sum insureds available, New India is currently offering the best option.

Resourceful Indian health insurance links

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Why should we buy India health insurance?

Why should we buy India health insurance?

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Indian mediclaim insurance benefits

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Mediclaim insurance factors

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Compare and buy mediclaim insurance India!

Insurance buyers can review and compare the benefits provided by diffrent Indian mediclaim insurance products.
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India government health insurance blogs and articles

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Find out the different reasons why a medical insurance claim is rejected, Cashless hospitalization, Reimbursement.

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India health insurance coverage, factors and premium calculator

Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans.

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Indian health insurance resources

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Individual health insurance

Every individual must buy insurance and for themselves and members of their family, based on their requirements.

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Family floater health insurance

Family floater is one single policy that takes care of the hospitalization expenses of your entire family.

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Top Up plans

A typical Top Up Health Insurance plan is an additional coverage for an individual who is already covered under an existing Health policy.

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Benefit plans

Buy benefit plans under health insurance

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Accident plans

Accident, is an unexpected event, typically sudden in nature and associated with injury, loss, or bodily harm.

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Maternity and pregnancy

What are the normal coverages under a maternity insurance plan?

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