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Portugal Visa Travel Insurance for Indian Travellers

Planning a trip to Portugal? Indian travelers need valid Schengen compliant travel insurance with €30,000 medical coverage. Get your instant travel insurance for Portugal visa on eindiainsurance! Here’s a curated list of the top 5 travel insurance plans, ideal for Indian travelers applying for a Schengen visa. Compare and choose the Cheapest Schengen Visa Travel Insurance that offers excellent coverage and peace of mind during your trip.

Satisfies Schengen Visa Requirements

  • task_alt
    Affordable premiums starting at just ₹21* per day
  • health_and_safety
    Meets €30,000 Schengen medical coverage requirement
  • local_hospital
    Cashless medical treatment across Europe
  • flight_takeoff
    Covers Trip cancellation, interruption & delay
  • public
    Valid for all Schengen visa applications
  • description
    Transparent policy terms with easy, hassle-free claim settlement
  • email
    Instant policy issuance with email delivery

*Price calculated for a 35-year-old traveler on a 6-month trip to Portugal with $50,000 medical coverage satisfying the Schengen visa requirements.

Best Travel Insurance for Portugal

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What Is Portugal Visa Travel Insurance?

Portugal Visa Travel Insurance is a mandatory health and travel insurance policy required for anyone visiting Portugal who needs a visa. It provides financial protection against unexpected medical emergencies, including hospitalization, medical evacuation, and repatriation during your stay in Portugal.

Is Travel Insurance Mandatory for Indian Travelers to Portugal?

Yes. All Indian citizens applying for a Portugal visa must include valid travel medical insurance, pursuant to EU/Schengen rules. Without it, your visa application will be rejected.

Travel Insurance for Portugal Work Permit from India

Indian professionals planning to work in Portugal must apply for a Type D National Work Visa. Valid travel insurance covering the entire duration of stay is a compulsory requirement for this visa.

At eIndiaInsurance, we offer Schengen-compliant travel insurance plans tailored for long-term stays and work visas, from leading insurers such as Bajaj General, Care Health, Tata AIG, and more.

What Is the Cheapest Travel Insurance for Portugal Visa From India?

The most affordable Portugal travel insurance plan on eindiainsurance starts at just ₹21 per day with Bajaj General from Bajaj General.

For any queries, you can contact us at +91-(80)-41101026 if you have any queries.

We recommend comparing Schengen travel insurance plans based on your travel duration, age, and coverage needs. Our partner insurers provide some of the most comprehensive and budget-friendly plans that fully meet all Schengen visa requirements.

Which Insurance Company Is Best for Travel Insurance to Portugal?

Top Indian general insurance companies offer Schengen-consulate-approved travel insurance plans for Portugal. At EIndiainsurance.com, you can compare all these approved plans based on premiums and coverage benefits and purchase them easily. All these plans are accepted by the Portugal consulate and meet the €30,000 minimum Schengen visa medical coverage requirement.

While all approved insurers offer compliant plans, based on benefits, pricing, and claims service quality, Care Health, Tata AIG, and Bajaj General are highly recommended for Indian travelers to Portugal.

Here’s a quick comparison of the leading insurers:

Insurance Company Key Features Unique Selling Points
Care Health
  • Coverage from €30,000 and above
  • Cashless Inpatient Hospitalisation
  • Reliable assistance via Falck
  • Pre-existing condition coverage
  • No sub-limits in Platinum plan
Tata AIG
  • Medical Coverage from $50,000 to $1,000,000
  • Cashless network abroad
  • Includes personal liability & baggage loss
  • Prompt Claims settlement
  • Affordable pricing
Bajaj General
  • Coverage from $50,000 onwards
  • In house Claims Settlement
  • Includes medical evacuation & repatriation
  • Coverage for all age groups upto 100 years
  • Access to Allianz hospital network in Europe
Reliance General
  • Coverage up to $500,000 for Schengen countries
  • Europe Assist partner for cashless hospitalization
  • Trip cancellation & flight delay coverage
  • Among the most competitive premiums
  • Pre-existing conditions in life-threatening cases
HDFC Ergo
  • Plans up to $500,000 with Schengen coverage
  • Includes travel-related benefits like passport/baggage loss
  • Partners with Allianz Assistance across Europe
  • Strong digital claims process

Top 5 Best Travel Insurance for Portugal From India

Planning a trip to Portugal? Here’s a curated list of the top 5 travel insurance plans, ideal for Indian travelers applying for a Schengen visa, offering the best coverage and peace of mind during your trip.

  • Best Travel Insurance Plans for Portugal Visa – Individual Traveler Aged 35 Years

    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹21/day Get Quote »
    Policy Maximum
    €50,000
    Loss of Passport
    Up to €300
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to €500
    Medical Evacuation
    €50,000
    Starting at ₹22/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹23/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $200
    Medical Evacuation
    $50,000
    Starting at ₹24/day Get Quote »
    Policy Maximum
    €30,000
    Loss of Passport
    Up to €250
    Trip Cancellation
    Up to €750
    Baggage Loss
    Up to €100
    Medical Evacuation
    €30,000
    Starting at ₹25/day Get Quote »
  • Top Travel Insurance Plans for Portugal Visa – Senior Citizens Traveler Aged 65 Years

    Policy Maximum
    €50,000
    Loss of Passport
    Up to €300
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to €500
    Medical Evacuation
    €50,000
    Starting at ₹69/day Get Quote »
    Policy Maximum
    €30,000
    Loss of Passport
    Up to €250
    Trip Cancellation
    Up to €750
    Baggage Loss
    Up to €100
    Medical Evacuation
    €30,000
    Starting at ₹73/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $500
    Medical Evacuation
    $50,000
    Starting at ₹81/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $250
    Trip Cancellation
    Up to $500
    Baggage Loss
    Up to $200
    Medical Evacuation
    $50,000
    Starting at ₹104/day Get Quote »
    Policy Maximum
    $50,000
    Loss of Passport
    Up to $200
    Trip Cancellation
    Not Covered
    Baggage Loss
    Up to $350
    Medical Evacuation
    $50,000
    Starting at ₹118/day Get Quote »
Disclaimer: The travel insurance policies are arranged in order of premium costs for a 180-day trip to Portugal. Please refer to individual policy brochures for latest premiums and benefits. We are not liable for use of the information in the above table.

What Are the Portugal Travel Insurance Requirements for Indians?

To get a travel insurance for Portugal from India, you must apply for the visa along with a travel insurance policy that meets the following requirements. So what are these criteria for such a visa? Here's everything you need to know to meet the visa requirements so that you plan you can ensure you opt for the appropriate plan

Key Requirements for Portugal Travel Insurance:

Requirement Description
Schengen Approved Insurance Plan The insurance must be from a company and a plan approved or listed by Schengen authorities. Unapproved plans will not satisfy visa requirements.
Minimum Medical Coverage Limit The policy must cover at least €30,000 (approximately ₹31 lakh) for medical expenses including accidents and illnesses during your stay.
Validity Across Schengen Region The insurance should be valid in all Schengen countries, not just Portugal.
Coverage Duration The policy must be valid for the entire duration of your stay in the Schengen area. Partial coverage is not accepted.
Scope of Coverage Should include emergency medical expenses, hospitalization, medical evacuation, and repatriation of remains to India..
Cashless Hospitalization Policy should include Cashless Hospitalization to ensure timely settlement of claims expenses by insured.
Deductible for Medical Expenses Some countries require submission of a “Zero Deductible” plan for issuing a visa. Please check while applying. Most countries accept the current deductible of $50 / $100 on their policies.
Proof for Visa A valid Certificate of Insurance or visa letter from the insurer confirming the above coverage is mandatory when submitting your visa application.

What Does Portugal Travel Insurance Cover?

The most affordable travel insurance plans still offer critical coverage to protect you abroad, including:

  • local_hospital Emergency medical expenses
  • medication Hospitalization (inpatient & outpatient)
  • flight_takeoff Medical evacuation & repatriation
  • work_off Loss of passport or checked-in baggage
  • security Personal accident coverage
  • access_time Trip delay/cancellation (optional)
  • coronavirus COVID-19 coverage (on select plans)
Note: Since Portugal is part of the Schengen Zone, these coverages also satisfy the Schengen visa insurance requirements.

Why Do Indians Need Travel Insurance for Portugal?

Indian travelers who are planning to visit Portugal, which is a Schengen country, must buy travel insurance for Portugal that fulfills the Schengen visa requirements. This insurance ensures they are financially protected in case of:

  • local_hospital Hospitalization due to medical emergencies or accidental injuries
  • sync_problem Trip interruptions
  • work_off Baggage or passport loss
  • coronavirus COVID-19-related issues (if covered)

How Do I Buy Portugal Travel Insurance Online?

  • Step 1: Enter your travel dates to get Portugal travel insurance
  • Step 2: Compare plans from best Indian insurers
  • Step 3: Select your plan and make payment online
  • Step 4: Download your insurance policy + visa letter instantly

Travel Tips for Portugal

  • Ensure that your Indian passport is valid for at least 6 months
  • Book the Portugal visa insurance for the full stay in the Schengen zone
  • You may be asked to submit the visa letter at the Portugal consulate/embassy

Compare Portugal Insurance Plans (Approved by VFS Global Portugal India)

There are several Indian insurance companies that offer travel insurance which satisfy consulate requirements for the Schengen visa. However, deciding on a specific policy can be cumbersome given the many options. There are several policies, different medical maximum coverages, different deductible options and limitations. Choosing a policy that satisfies your specific requirements is not always simple.

At EIndiaInsurance.com we have created a comprehensive, easy to use 'Compare Indian travel insurance quotes' utility that simplifies the process by comparing insurance quotes as well as different benefit options. At one place, you can compare policies of different companies, and then purchase the policy that you like best. You can purchase using your credit card, and the policy will be emailed to you. A print out of this policy document should be provided to the consulate along with the visa application.

About Portugal

Europe Travel Insurance has been made convenient with the Schengen Visa. Europe Travel Insurance common visa allows you to travel to 26 schengen countries. However Schengen visa countries require visitors to have health insurance coverage. Schengen Visa insurance requirements are specified by the consulates.
  • It has a population of about 10 million, 95% of who are Roman Catholic.
  • The capital is Lisbon, and the officialy languages are Portuguese and Mirandese.
  • Portugal has a mild climate without extremes of temperature.
  • Winters are never too cold and summers are always moderately hot. The North has an Atlantic climate influenced by the Gulf Stream. The Centre has gentle dry summers and short mild winters. The South has a warm, dry Mediterranean climate without extremes of heat. Madeira offers a pleasant climate all year round. The Azores also offers mild weather tempered by the Atlantic.
  • Portugal is one of the more affordable European destinations.
  • Portugal has fine beaches, great weather, and a scattering of world heritage sites to visit. A history of fine wine, including the famous port wine, and fine cuisine make Portugal a great place to visit.

How Much Does Travel Medical Insurance Cost for Portugal?

Portugal visa travel insurance cost starts from ₹761 for 30 days. Some of the best travel insurance for Portugal from India listed below meet the Portugal visa requirements and are widely recognized by Schengen/EU embassies and consulates.


Monthly Travel Insurance Cost for Portugal

Insurance Company Policy Maximum Age 35 Age 55 Age 75 Age 85
Care €30,000 ₹761 ₹1,008 ₹3,383 ₹7,612
Reliance €50,000 ₹924 ₹1,050 ₹6,013 -
Bajaj General $50,000 ₹908 ₹1,050 ₹9,802 ₹17,070
Tata AIG $50,000 ₹1,002 ₹1,242 ₹6,546 ₹19,903
Royal Sundaram $50,000 ₹1,128 ₹1,326 - -

Travel Insurance Companies Approved for Schengen Visa Applications

  • TATA AIG Insurance Plans
  • Bajaj Allianz Insurance Plans
  • Reliance Insurance Plans
  • Care Insurance Plans
  • Royal Sundaram Insurance Plans
  • Cholamandalam Insurance Plans
The Schengen visa travel insurance plan is specifically designed for travelers visiting Schengen Countries in Europe. It is important to note that insurance is a mandatory requirement for a visa to be granted to these countries. Visas are normally issued for 90 days for the following 29 countries: The insurance Accident & Sickness Sum Insured should be atleast 30,000 Euros

Portugal Travel Insurance Portugal - General Information

Location

Europe

Capital

Lisbon

Currency

Euro

Population

10.3 million

Language

Portuguese,Miranda do Douro

Country Code

+351

Best Time to Visit

March-May or Sep-Oct

Sports

Football,Rink hockey,Basketball

Vacation Spots

Coimbra, Azores, Aveiro, Evora, Porto, Madeira, Sintra, Obidos, Oceanário de Lisboa, Mosteiro dos Jerónimos, Convento do Cristo.

Travel to Portugal – Overview

Portugal is home to great explorers Vasco da Gama, Magellan and Mr Football Cristiano Ronaldo…they have many international visitors from across the world and the Indian tourists have just started adding Portugal to their bucket list of countries…Last year around 9,500 Indians visited Portugal and this number is set to grow in the coming years.
  • Location / Language of Portugal

    Portugal is a country located mostly on the Iberian Peninsula in southwestern Europe. It is the westernmost sovereign state of mainland Europe, being bordered to the west and south by the Atlantic Ocean and to the north and east by Spain. Its territory also includes the Atlantic archipelagos of the Azores and Madeira, both autonomous regions with their own regional governments. With a land area of around 92,000 sq kms, it is home to 10.6 million people and has Lisbon as its capital city.

    The official language is Portuguese and is spoken by almost the entire population. There are a few Portuguese speaking in Goa, Daman and Diu in India as well.
  • Visa Requirements / Currency (please note these procedures / exchange rates can changed from time to time…please get an update from the embassy prior to travel)

    Visa Requirements / Currency (please note these procedures / exchange rates can changed from time to time…please get an update from the embassy prior to travel) As India is not part of the Schengen Area, if one is an Indian passport holder you will need to apply for the appropriate type of Schengen Portuguese Visa for travelling to the country. To be eligible for a Schengen Visa for Portugal one will mainly need their current passport, along with certain documents, to be submitted with the Visa application form.

    Currency : Euro (EUR)
    Conversion: Rs.1 INR = 0.013 EUR
    1 EUR = Rs. 78.04 INR

  • Top 10 tourist attractions in Portugal

    1. Mosteiro dos Jerónimos, Lisbon – The church and monastery embody the spirit of the age, and feature some of the finest examples of Manueline architecture found anywhere in Portugal; the beautifully embellished decoration found on the South Portal is breath-taking. Inside, the beautiful cloister is equally exuberant. Appropriately, the church houses the tomb of Vasco da Gama and other national figureheads, including Luís de Camões, Portugal's greatest poet and chronicler of the discoveries.
    2. Oceanário de Lisboa - Lisbon's oceanarium is one of Europe's best and largest oceanariums, containing a vast array of fish and marine animals. Four separate sea- and landscapes recreate the ecosystems of the Atlantic, Pacific, Indian, and Antarctic oceans. A huge central tank, visible from different levels, teems with shark, ray, and many other finned wonders and denizens of the deep. Complementing this amazing spectacle are the open-air landscapes where penguins, sea otters, and other cute and cuddly birds and mammals co-exist in carefree harmony.
    3. Palácio Nacional de Sintra – Easily recognized by its huge conical chimneys, Sintra's National Palace dates from the late 14th century and is the oldest surviving palace in Portugal. Regally furnished, the building is set over several floors, has glittering domed hall embellished with the coats of arms of 72 noble Portuguese families. The old town is a maze of cobbled lanes lined with handsome town houses painted in pastel hues of pink, mustard, and lilac and this is a Unesco Heritage Site.
    4. Torre de Belém - Completed in 1521 as a fortress to defend the approaches to the River Tagus, the tower is regarded as a masterpiece of military architecture. Designed in the Manueline style by Francisco de Arruda, the façade is a confection of beautifully carved stone, typified by maritime motifs such as twisted rope and the armillary sphere. An impressive Renaissance loggia heightens the decoration. The tower's cultural significance is such that UNESCO has listed it as a World Heritage Site.
    5. Convento do Cristo, Tomar – Founded in 1160 as the headquarters of the Order of the Knights Templar, the Convent of Christ is as awe-inspiring as it is mysterious, and at its centre is the medieval Charola, the original Templar church, richly decorated and exuding all the strange symbolism associated with the Order of Christ. The 16th-century cloisters bewitch with Manueline flourishes and tease visitors with their concealed spiral staircases. And the convent's magnificent Manueline window.
    6. Bom Jesus do Monte – Portugal's grandest religious sanctuary, is located on a wooded slope six kms east of Braga and comprises a monumental Baroque Escadaria (stairway) and the church of Bom Jesus, this spectacular complex also features several chapels adorned with sculptured scenes from the Passion of Christ, fountains positioned at various points on the long ascent, and statues of biblical, mythological, and symbolic figures.
    7. Universidade de Coimbra – A UNESCO World Heritage Site, the historic buildings of Coimbra University, surround a beautiful colonnaded central square, the Paço das Escolas. The Alta and Sofia wings of the university - a former royal residence - has the astonishing Biblioteca Joanina, a decorated library installed in 1717 by King João apart from the dazzlingly ornate 16th-century Capela de São Miguel, not missing the landmark 18th-century clock tower.
    8. Museu Calouste Gulbenkian – The museum's collection numbers of 6,000 pieces, all of which belonged to just one man - Calouste Sarkis Gulbenkian, a wealthy Armenian oil magnate who bequeathed his priceless hoard to the Portuguese nation upon his death in 1955. Quite simply, this is one of the finest collections of art in Europe. The exhibits span more than 4,000 years from classical and oriental Antiquity to European art of the early 20th century – from 11 Roman medallions found in Egypt; 16th-century illustrated manuscripts; masterpieces by Rubens, Rembrandt, and Turner; Louis XV and Louis XVI furniture; and Art Nouveau jewelry made by Rene Lalique.
    9. Castelo de Guimarães – A UNESCO World Heritage site, it was built in the 10th century, but substantially extended by Henry of Burgundy two centuries later, the stronghold, on an elevated outcrop of granite, comprises a central keep - the Torre de Menagem ¬- surrounded by massive battlements and fortified towers. Dom Afonso was baptized in the tiny Romanesque chapel of São Miguel, located just outside the castle walls, and visitors can peek inside the diminutive space to see the font.
    10. Evora's Roman Temple – Évora's impressive cathedral was consecrated in 1204 and this celebrated religious building melds the Romanesque with the Gothic and the Baroque. Nearby is Évora's most iconic monument, the Roman Temple. Erected in the 2nd or 3rd century AD, this is the most impressive Roman building in the country. In fact, Évora's historic legacy is such that UNESCO has declared the destination a World Heritage Site.

  • Things You Must Do in Portugal
    • Ice-Skating in Frederiksberg – It is probably the best thing to do in Copenhagen in December. The entrance to Frederiksberg is covered in ice and is open for the public to enjoy the amazing ice-skating in the outdoor skating arena with your families and friends.
    • Visit the Trelleborg Fortress – Want to know how the Vikings lived? Head to Trelleborg, one of the most fascinating attractions dedicated to the Viking period. Check out the Viking fortress at which also has a Viking village, cemetery and museum, with various excavated wonders.
    • Stop by Den Gamle By - This open air museum in the city of Aarhus, features nearly 100 historical structures collected from all corners of Denmark and resembles what a village might have looked like during the lifetime of Hans Christian Andersen. The toy museum is a delight for families with kids and there are actors re-enacting the lifestyle of a bygone era.
    • Check out the Island of Bornholm - A picturesque Danish island known for its fishing and arts and crafts industry, one can visit the spectacular beaches or explore Almindingen, which is Denmark’s third largest forest or roam the village of Svaneke with its ancient buildings and abundant art galleries or have fun at the kids amusement park called Joboland. Or do everything.
    • Copenhagen Hop-On Hop- Off Tour by Bus and Boat – If you have a shortage of time and want to cover as many tourists spots in Copenhagen, this is an ideal option for any visitor.
  • Portuguese cuisine has many Mediterranean influences and is famous for seafood. The influence of Portugal's former colonial possessions is also notable, especially in the wide variety of spices used. These spices include piri piri and black pepper, as well as cinnamon, vanilla and saffron. Olive oil is one of the bases of Portuguese cuisine, which is used both for cooking and flavouring meals. Garlic is widely used, as are herbs, such as bay leaf and parsley.

    Portugese food one must try includes:
    • Sardinhas assadas – A platter of freshly grilled sardines, is comfort food in Portugal. A perfectly grilled sardine has flavourful flaky white meat and smoky, crispy skin.
    • Açorda - a dish made with day-old bread and poached eggs served in a herbed broth, is a typical peasant food.
    • Peixinhos da Horta – A vegetarian dish of breaded green beans fried to a golden crisp and is eaten as a starter or snack with a drizzle of lemon juice on top.
    • Bacalhau à brás – It is one of the best fish dishes; a combination of onions, chips, olives, parsley, egg and, of course, cod.
    • Pastel De Nata - World’s famous egg custard tart in filo dough that is best served warm, fresh out of the oven and sprinkled with cinnamon and powdered sugar.

Popular Tourist Destinations In Portugal

Belem Tower

Belem Tower

Belém Tower, or the "Tower of St Vincent", is a fortified tower located in the civil parish of Santa Maria de Belém in the municipality of Lisbon, Portugal.

Pena Palace

Pena Palace

The Pena Palace is a Romanticist castle in São Pedro de Penaferrim, in the municipality of Sintra, Portugal.

Dom Luis I Bridge

Dom Luis I Bridge

The Dom Luis I Bridge, or Luis I Bridge, is a double-deck metal arch bridge that spans the River Douro between the cities of Porto and Vila Nova de Gaia in Portugal.

Sintra Palace

Sintra Palace

The Palace of Sintra, also called Town Palace is located in the town of Sintra, in the Lisbon District of Portugal.

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