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Reliance Insurance Plans Reliance schengen visa travel insurance

Excited about planning your European adventure? One will get to see the beautiful cities steeped in history, breathtaking mountains and plains, experience the vibrant European culture, and zig zag across the Schengen Area on the Eurail. Sounds surreal right? But to get there you need a Schengen Visa and to obtain a visa you need Travel Insurance, which is mandatory for your visa application. And Reliance General Insurance has just the right travel insurance plans for you…check them out on eindiainsurance.com ,

Why should I buy Reliance Schengen visa travel insurance?

  • monetization_on
    Get the most competitive premium starting at ₹21 per day*
  • health_and_safety
    Plans offer Cashless Inpatient Hospitalisation coverage upto € 30,000 upto € 50,000.
  • local_hospital
    24X7 Assistance & Claims Support Worldwide through Europ Assist.
  • healing
    Both are key requirements while applying for a Schengen visa.
  • description
    covers Medical emergencies, Baggage loss/delay, passport loss, Personal Liability and more.
  • Block
    Download your Reliance Schengen policy immediately after payment..

Schengen visa travel insurance quotes

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Unique features of schengen visa travel insurance

  • Travel medical insurance coverage for repatriation and emergency medical evacuation.
  • The insurance company must have an representative office in Europe.
  • Insurance must be valid for the entire duration of stay in the Schengen states.

What are the key highlights of Reliance Travel Insurance?

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Sum Insured (US dollars)

50,000 /1,000,00 / 2,50,000 / 5,000,00

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Tenure Options

180 days( can be extended for further)

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Age of Entry

180 days to 99 years

Top Features and Benefits of Schengen Travel Insurance

  • Medical Emergencies: Europe holiday insurance covers emergency medical hospitalisations and accidental medical expenses.
  • Passport Loss: Financial protection in case of passport loss.
  • Baggage Issues: Coverage for baggage loss and delays.
  • Personal Accidents and Liabilities: Protection against personal accidents and associated liabilities.
  • Accidental Death: Compensation in the unfortunate event of accidental death.
  • Compassionate Visits: Coverage for the travel expenses of a close relative in case of a serious medical emergency.

Reliance Schengen Visa Travel Insurance Plans: Basic vs. Standard Coverage

Reliance General Insurance offers two travel insurance plans designed to meet the Schengen visa requirements. Below is a comparison of typical features you might find in "Basic" and "Standard" Reliance Schengen plans.


Feature / Benefit Reliance Schengen Basic Plan Reliance Schengen Standard Plan Deductible
Schengen Visa Requirement Fulfilment ✓ Yes (Meets minimum $30,000 Medical Evacuation and Repatriation) ✓ Yes (Meets minimum $50,000 Medical Evacuation and Repatriation) Euro 50
Emergency Medical Expenses $30,000 (Minimum required by Schengen states) $50,000 (Higher coverage for unexpected medical needs in Europe) Euro 50
Pre-existing Conditions coverage Limited Coverage available in Life threatening conditions Limited Coverage available in Life threatening conditions Euro 25
Deductible for Accident & Sickness Expenses Applicable at $50 per claim Applicable at $50 per claim Nil
Loss of Checked Baggage Nil Coverage up $500 12 hours
Delay of Checked Baggage Nil Coverage up $100 Nil
Loss of Passport Up to $100 - $150 Up to $250 - $500 Nil
Personal Accident (AD&D) Up to $10,000 Up to $15,000 Nil
Personal Liability Nil Upto $50,000 -
Compassionate visit Not Included Coverage for One Family member for travel -
COVID-19 Medical Coverage Yes (Typically covers medical expenses due to COVID-19, subject to policy terms) Yes (Typically covers medical expenses due to COVID-19, subject to policy terms) -
Premium Cost (Approx.) Starts @21/- per day Starts @26/- per day -

What is the Schengen Region, and Which Countries are Included in it?

The Schengen region is a zone in Europe comprising 29 Schengen countries. These countries have abolished passport control at their borders and allow for unrestricted movement of people. The agreement facilitates easier and seamless travel across member nations, significantly benefiting tourists and business travellers. Here are the European countries included in the Schengen region:

List of Schengen Countries

To travel within this zone, you will need to apply for a Schengen visa. The visa permits stays of up to 90 days within 180 days. An essential requirement for obtaining a Schengen visa is having travel insurance for the Schengen area. The travel plan ensures that you are covered for

Claim Process for Travel Insurance for Schengen from Reliance General Insurance

Filing a claim for Schengen travel insurance with Reliance General Insurance is a straightforward process designed to ensure swift and efficient handling of claims during your travel insurance for Europe travel. Here's a step-by-step guide:


Cashless Claim Process for Schengen Travel Insurance
  • Notify Reliance General/Assistance Partner If hospitalisation is required, the insured, their family or the hospital should file a claim with Reliance General Insurance/Assistance Partner with the correct policy number within 24 hours of admission. The hospital must agree to provide a cashless facility.
  • Claim Settlement To use the worldwide cashless facility, contact the numbers listed below or the international toll-free numbers specified in your policy schedule for emergency support.
  • Contact Details for Cashless Claim Settlement For worldwide cashless services, call the following numbers or the international toll-free numbers as per your policy schedule:
  • National Toll-Free Number: 1800-209-55-22
  • Landline Number: +91-22-67347843/44 (Charges Apply)
  • Fax: +91-22-6734-7888
  • Email: [email protected]

Reimbursement Claims for Schengen Travel Insurance
  • Registering a Claim For travel insurance reimbursement claims for a Europe trip, the insured or their family must file a claim with Reliance General Insurance within 24 hours of the incident.
  • Claim Settlement Process To process a reimbursement, the completed travel claims form along with all necessary documents, should be sent to: Reliance General Insurance, Claims Department, C/O Europ Assistance India Pvt Ltd., 7th Floor, Star Hub, Building No. 2, Near ITC Maratha Hotel, Sahar, Andheri East, Mumbai – 400 059, India
  • Claim Review and Disbursal Once submitted, Reliance Care or Europ Assistance (Assistance Partner) will review the claim to determine if it will be approved or denied or if additional information is required. After approval, the compensation or benefit amount will be disbursed accordingly.

Documents Required to File a Schengen Travel Insurance Claim

Gather the following documents to support your claim. Having these documents ready helps streamline the Europe travel insurance claim process:

  • Completed claim form
  • Copy of the insurance policy
  • Original bills and receipts
  • Medical reports (for health-related claims)
  • Police reports (in case of theft or loss)
  • Proof of travel and itinerary details
For assistance, you can contact Reliance General Insurance customer support via our helpline or visit our website for detailed guidance on the Schengen travel insurance claim process. This approach helps ensure that your claims are handled efficiently, minimising disruptions to your travel plans.

Frequently asked questions (FAQs) - Reliance Schengen Visa travel insurance

Is travel insurance mandatory for a Schengen Visa from India?

Yes, travel insurance is a mandatory requirement for obtaining a Visa while visiting any of the Schengen countries. Your policy must have a minimum medical coverage of €30,000 (or equivalent in USD) and coverage for Emergency Medical Evacuation and Repatriation of Remains.


What is the minimum medical coverage required by Schengen consulates?

The minimum required medical coverage for a Schengen Visa is €30,000 (or equivalent in $ USD). If your travel policy doesn’t meet this criteria, you will most likely not get a visa. Reliance plans offer options that meet and often exceed this minimum.


Does Reliance Schengen Visa Travel Insurance cover COVID-19?

Yes. All variants of Reliance Schengen Travel Insurance plans offered through www.eindiainsurance.com include coverage for medical expenses and quarantine incurred due to COVID-19. We recommend checking the policy details during your quote process.


Does this policy cover pre-existing medical conditions (PEC)?

Importantly, all standard travel insurance policies across insurers, including those for Schengen visas from Reliance General, do not cover routine treatment related to declared pre-existing medical conditions. However, the Reliance Schengen plans offers limited coverage in the case of a in life-threatening emergencies relating to the Pre Existing medical conditions.


What is the difference between Basic and Standard (or higher) Reliance Schengen plans?

While both types fulfil the mandatory Schengen visa requirements, the “Basic” plan offers a medical coverage of €30,000, while the "Standard" plan offers a cover of €50,000. The "Basic" plan provides essential coverage at a more affordable premium.


What does "Emergency Medical Evacuation and Repatriation" mean, and why is it important for the Schengen Visa?

Under Medial Evacuation, the costs of transporting you to the nearest appropriate medical facility in an emergency as recommended by the attending physician, or if necessary, back to India for further treatment is covered upto the medical Sum Insured. The plan also covers the cost of Repatriation of Mortal Remains back to the insured’s residence in India, in case of unfortunate death while abroad. These are mandatory requirements for Schengen Visa approval.


How do I make a claim with Reliance General Insurance while in the Schengen Area?

In case of an emergency, you should immediately contact Reliance General Insurance's 24/7 Global Assistance Helpline (details provided in your policy document) or Europ Assist, which is their Claims and Assistance Partner abroad. They will guide you through the process, facilitate cashless hospitalization at network hospitals (if available), or advise on documentation for reimbursement claims.

Can I extend my Reliance Schengen Visa insurance policy if my trip gets prolonged?

Yes, most Reliance Schengen Visa travel insurance plans allow for extensions, provided certain conditions are met (e.g., no prior claims during the policy period, extension requested before the current policy expires). It's best to contact eindiainsurance.com or Reliance well in advance of your policy expiry date to inquire about an extension.


Are there any age limits for purchasing Reliance Schengen Visa Travel Insurance?

Reliance offers travel insurance plans for a wide range of ages. While standard plans typically cover up to 60-70 years, specific senior citizen plans are available for older travelers (sometimes up to 90 or 99 years), though terms and premiums may vary. Our quote tool will automatically show you suitable plans based on the traveler's age.


What documents will I receive after purchasing the policy, and are they acceptable for the Schengen Visa application?

Upon successful purchase, you will immediately receive your policy document (including the Certificate of Insurance and detailed terms & conditions) via email. This digital document is generally accepted by all Schengen consulates as proof of travel insurance for your visa application.


What is the age eligibility for this Reliance Schengen Travel policy?

The policy is available for travelers aged 3 months to 70 years. For Senior Citizensabove the age of 70 years, they can purchase the Reliance Travel Care Plan.


Which countries are covered under the Reliance Schengen travel insurance plan?

All 29 Schengen countries are covered, including France, Germany, Italy, Spain, Switzerland, Netherlands, and more.


Does the policy cover pre-existing medical conditions?

No, pre-existing medical conditions are typically excluded from Schengen travel insurance unless stated otherwise in the policy wording. However the policy covers any expenses incurred to medically stabilise the insured in a life threatening situation on account of a declared pre existing condition.


Does it include emergency medical evacuation and repatriation?

Yes, both emergency evacuation and repatriation of remains are included, as required for Schengen visa insurance.


How can I buy Reliance Schengen insurance www.eindiansurance.com ?

Visit www.eindiainsurance.com, compare plans, fill in your travel details, and purchase online with instant policy issuance.


What documents are required to file a claim?

Gather the following documents to support your claim. Having these documents ready helps streamline the Europe travel insurance claim process:
  • Completed claim form
  • Copy of the insurance policy
  • Original bills and receipts
  • Medical reports (for health-related claims)
  • Police reports (in case of theft or loss)
  • Proof of travel and itinerary details

Who is the claims assistance partner for Reliance Schengen Travel Insurance plan?

Claims are managed by Europ Assistance India for cashless and reimbursement support while abroad.


Can I extend my policy while traveling?

Yes, you can apply for an extension before your current policy expires, subject to insurer approval and no claims made.


Can I cancel the policy if my visa is denied?

Yes, you can request cancellation and a refund by providing proof of visa rejection before the policy start date. Cancellation charges may apply.

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