Reliance schengen visa travel insurance

Unique features of schengen visa travel insurance

• Travel medical insurance coverage for repatriation and emergency medical evacuation.
• The insurance company must have an representative office in Europe.
• Insurance must be valid for the entire duration of stay in the Schengen states.

Top Features and Benefits of Schengen Travel Insurance

• Medical Emergencies: Europe holiday insurance covers emergency medical hospitalisations and accidental medical expenses.
• Passport Loss: Financial protection in case of passport loss.
• Baggage Issues: Coverage for baggage loss and delays.
• Personal Accidents and Liabilities: Protection against personal accidents and associated liabilities.
• Accidental Death: Compensation in the unfortunate event of accidental death.
• Compassionate Visits: Coverage for the travel expenses of a close relative in case of a serious medical emergency.

What is the Schengen Region, and Which Countries are Included in it?

The Schengen region is a zone in Europe comprising 29 Schengen countries. These countries have abolished passport control at their borders and allow for unrestricted movement of people. The agreement facilitates easier and seamless travel across member nations, significantly benefiting tourists and business travellers. Here are the European countries included in the Schengen region: To travel within this zone, you will need to apply for a Schengen visa. The visa permits stays of up to 90 days within 180 days. An essential requirement for obtaining a Schengen visa is having travel insurance for the Schengen area. The travel plan ensures that you are covered for

Frequently asked questions (FAQs) - Reliance Schengen Visa travel insurance

Is travel insurance mandatory for a Schengen Visa from India?

Yes, travel insurance is a mandatory requirement for obtaining a Visa while visiting any of the Schengen countries. Your policy must have a minimum medical coverage of €30,000 (or equivalent in USD) and coverage for Emergency Medical Evacuation and Repatriation of Remains.

What is the minimum medical coverage required by Schengen consulates?

The minimum required medical coverage for a Schengen Visa is €30,000 (or equivalent in $ USD). If your travel policy doesn’t meet this criteria, you will most likely not get a visa. Reliance plans offer options that meet and often exceed this minimum.

Does Reliance Schengen Visa Travel Insurance cover COVID-19?

Yes. All variants of Reliance Schengen Travel Insurance plans offered through www.eindiainsurance.com include coverage for medical expenses and quarantine incurred due to COVID-19. We recommend checking the policy details during your quote process.

Does this policy cover pre-existing medical conditions (PEC)?

Importantly, all standard travel insurance policies across insurers, including those for Schengen visas from Reliance General, do not cover routine treatment related to declared pre-existing medical conditions. However, the Reliance Schengen plans offers limited coverage in the case of a in life-threatening emergencies relating to the Pre Existing medical conditions.

What is the difference between Basic and Standard (or higher) Reliance Schengen plans?

While both types fulfil the mandatory Schengen visa requirements, the “Basic” plan offers a medical coverage of €30,000, while the "Standard" plan offers a cover of €50,000. The "Basic" plan provides essential coverage at a more affordable premium.

What does "Emergency Medical Evacuation and Repatriation" mean, and why is it important for the Schengen Visa?

Under Medial Evacuation, the costs of transporting you to the nearest appropriate medical facility in an emergency as recommended by the attending physician, or if necessary, back to India for further treatment is covered upto the medical Sum Insured. The plan also covers the cost of Repatriation of Mortal Remains back to the insured’s residence in India, in case of unfortunate death while abroad. These are mandatory requirements for Schengen Visa approval.

How do I make a claim with Reliance General Insurance while in the Schengen Area?

In case of an emergency, you should immediately contact Reliance General Insurance's 24/7 Global Assistance Helpline (details provided in your policy document) or Europ Assist, which is their Claims and Assistance Partner abroad. They will guide you through the process, facilitate cashless hospitalization at network hospitals (if available), or advise on documentation for reimbursement claims.

Can I extend my Reliance Schengen Visa insurance policy if my trip gets prolonged?

Yes, most Reliance Schengen Visa travel insurance plans allow for extensions, provided certain conditions are met (e.g., no prior claims during the policy period, extension requested before the current policy expires). It's best to contact eindiainsurance.com or Reliance well in advance of your policy expiry date to inquire about an extension.

Are there any age limits for purchasing Reliance Schengen Visa Travel Insurance?

Reliance offers travel insurance plans for a wide range of ages. While standard plans typically cover up to 60-70 years, specific senior citizen plans are available for older travelers (sometimes up to 90 or 99 years), though terms and premiums may vary. Our quote tool will automatically show you suitable plans based on the traveler's age.

What documents will I receive after purchasing the policy, and are they acceptable for the Schengen Visa application?

Upon successful purchase, you will immediately receive your policy document (including the Certificate of Insurance and detailed terms & conditions) via email. This digital document is generally accepted by all Schengen consulates as proof of travel insurance for your visa application.

What is the age eligibility for this Reliance Schengen Travel policy?

The policy is available for travelers aged 3 months to 70 years. For Senior Citizensabove the age of 70 years, they can purchase the Reliance Travel Care Plan.

Which countries are covered under the Reliance Schengen travel insurance plan?

All 29 Schengen countries are covered, including France, Germany, Italy, Spain, Switzerland, Netherlands, and more.

Does the policy cover pre-existing medical conditions?

No, pre-existing medical conditions are typically excluded from Schengen travel insurance unless stated otherwise in the policy wording. However the policy covers any expenses incurred to medically stabilise the insured in a life threatening situation on account of a declared pre existing condition.

Does it include emergency medical evacuation and repatriation?

Yes, both emergency evacuation and repatriation of remains are included, as required for Schengen visa insurance.

How can I buy Reliance Schengen insurance www.eindiansurance.com ?

Visit www.eindiainsurance.com, compare plans, fill in your travel details, and purchase online with instant policy issuance.

What documents are required to file a claim?

Gather the following documents to support your claim. Having these documents ready helps streamline the Europe travel insurance claim process:

• Completed claim form
• Copy of the insurance policy
• Original bills and receipts
• Medical reports (for health-related claims)
• Police reports (in case of theft or loss)
• Proof of travel and itinerary details

Who is the claims assistance partner for Reliance Schengen Travel Insurance plan?

Claims are managed by Europ Assistance India for cashless and reimbursement support while abroad.

Can I extend my policy while traveling?

Yes, you can apply for an extension before your current policy expires, subject to insurer approval and no claims made.

Can I cancel the policy if my visa is denied?

Yes, you can request cancellation and a refund by providing proof of visa rejection before the policy start date. Cancellation charges may apply.