Travel Insurance
The Reliance Travel insurance covers the insured for unanticipated financial disaster that arises due to an emergency.
Know more »Compare Reliance Travel Schengen visa insurance plan
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Reliance Schengen visa travel insuranceExcited about planning your European adventure? One will get to see the beautiful cities steeped in history, breathtaking mountains and plains, experience the vibrant European culture, and zig zag across the Schengen Area on the Eurail. Sounds surreal right? But to get there you need a Schengen Visa and to obtain a visa you need Travel Insurance, which is mandatory for your visa application. And Reliance General Insurance has just the right travel insurance plans for you…check them out on eindiainsurance.com ,
30,000 /50,000
180 days( can be extended for further)
180 days to 99 years
Reliance General Insurance offers two travel insurance plans designed to meet the Schengen visa requirements. Below is a comparison of typical features you might find in "Basic" and "Standard" Reliance Schengen plans.
| Feature / Benefit | Reliance Schengen Basic Plan | Reliance Schengen Standard Plan | Deductible |
|---|---|---|---|
| Schengen Visa Requirement Fulfilment | ✓ Yes (Meets minimum € 30,000 Medical Evacuation and Repatriation) | ✓ Yes (Meets minimum € 50,000 Medical Evacuation and Repatriation) | Euro 50 |
| Emergency Medical Expenses | € 30,000 (Minimum required by Schengen states) | € 50,000 (Higher coverage for unexpected medical needs in Europe) | Euro 50 |
| Pre-existing Conditions coverage | Limited Coverage available in Life threatening conditions | Limited Coverage available in Life threatening conditions | Euro 25 |
| Deductible for Accident & Sickness Expenses | Applicable at € 50 per claim | Applicable at € 50 per claim | Nil |
| Loss of Checked Baggage | Nil | Coverage up € 500 | 12 hours |
| Delay of Checked Baggage | Nil | Coverage up € 100 | Nil |
| Loss of Passport | Up to € 100 - € 150 | Up to € 250 - € 500 | Nil |
| Personal Accident (AD&D) | Up to € 10,000 | Up to € 15,000 | Nil |
| Personal Liability | Nil | Upto € 50,000 | - |
| Compassionate visit | Not Included | Coverage for One Family member for travel | - |
| COVID-19 Medical Coverage | Yes (Typically covers medical expenses due to COVID-19, subject to policy terms) | Yes (Typically covers medical expenses due to COVID-19, subject to policy terms) | - |
| Premium Cost (Approx.) | Starts @21/- per day | Starts @26/- per day | - |
Filing a claim for Schengen travel insurance with Reliance General Insurance is a straightforward process designed to ensure swift and efficient handling of claims during your travel insurance for Europe travel. Here's a step-by-step guide:
Gather the following documents to support your claim. Having these documents ready helps streamline the Europe travel insurance claim process:
Yes, travel insurance is a mandatory requirement for obtaining a Visa while visiting any of the Schengen countries. Your policy must have a minimum medical coverage of €30,000 (or equivalent in USD) and coverage for Emergency Medical Evacuation and Repatriation of Remains.
The minimum required medical coverage for a Schengen Visa is €30,000 (or equivalent in $ USD). If your travel policy doesn’t meet this criteria, you will most likely not get a visa. Reliance plans offer options that meet and often exceed this minimum.
Yes. All variants of Reliance Schengen Travel Insurance plans offered through www.eindiainsurance.com include coverage for medical expenses and quarantine incurred due to COVID-19. We recommend checking the policy details during your quote process.
Importantly, all standard travel insurance policies across insurers, including those for Schengen visas from Reliance General, do not cover routine treatment related to declared pre-existing medical conditions. However, the Reliance Schengen plans offers limited coverage in the case of a in life-threatening emergencies relating to the Pre Existing medical conditions.
While both types fulfil the mandatory Schengen visa requirements, the “Basic” plan offers a medical coverage of €30,000, while the "Standard" plan offers a cover of €50,000. The "Basic" plan provides essential coverage at a more affordable premium.
Under Medial Evacuation, the costs of transporting you to the nearest appropriate medical facility in an emergency as recommended by the attending physician, or if necessary, back to India for further treatment is covered upto the medical Sum Insured. The plan also covers the cost of Repatriation of Mortal Remains back to the insured’s residence in India, in case of unfortunate death while abroad. These are mandatory requirements for Schengen Visa approval.
In case of an emergency, you should immediately contact Reliance General Insurance's 24/7 Global Assistance Helpline (details provided in your policy document) or Europ Assist, which is their Claims and Assistance Partner abroad. They will guide you through the process, facilitate cashless hospitalization at network hospitals (if available), or advise on documentation for reimbursement claims.
Yes, most Reliance Schengen Visa travel insurance plans allow for extensions, provided certain conditions are met (e.g., no prior claims during the policy period, extension requested before the current policy expires). It's best to contact eindiainsurance.com or Reliance well in advance of your policy expiry date to inquire about an extension.
Reliance offers travel insurance plans for a wide range of ages. While standard plans typically cover up to 60-70 years, specific senior citizen plans are available for older travelers (sometimes up to 90 or 99 years), though terms and premiums may vary. Our quote tool will automatically show you suitable plans based on the traveler's age.
Upon successful purchase, you will immediately receive your policy document (including the Certificate of Insurance and detailed terms & conditions) via email. This digital document is generally accepted by all Schengen consulates as proof of travel insurance for your visa application.
The policy is available for travelers aged 3 months to 70 years. For Senior Citizensabove the age of 70 years, they can purchase the Reliance Travel Care Plan.
All 29 Schengen countries are covered, including France, Germany, Italy, Spain, Switzerland, Netherlands, and more.
No, pre-existing medical conditions are typically excluded from Schengen travel insurance unless stated otherwise in the policy wording. However the policy covers any expenses incurred to medically stabilise the insured in a life threatening situation on account of a declared pre existing condition.
Yes, both emergency evacuation and repatriation of remains are included, as required for Schengen visa insurance.
Visit www.eindiainsurance.com, compare plans, fill in your travel details, and purchase online with instant policy issuance.
Claims are managed by Europ Assistance India for cashless and reimbursement support while abroad.
Yes, you can apply for an extension before your current policy expires, subject to insurer approval and no claims made.
Yes, you can request cancellation and a refund by providing proof of visa rejection before the policy start date. Cancellation charges may apply.
The Reliance Travel insurance covers the insured for unanticipated financial disaster that arises due to an emergency.
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Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Reliance travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
Know more »In case of a claim or reimbursement of treatment expenses, notify Reliance by contacting them.
Know more »Kindly refer the Reliance travel insurance policy wordings for complete coverage details along with terms and conditions.
Know more »Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
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