Reliance Family Travel Insurance, Popular Overseas travel insurance for Families from India

Reliance family plans insurance overview

Advantages
Gold Plan
Standard Plan
Coverages
Exclusions

Customised Coverage

Policy gives you protection to meet your unique needs.

Convenient for you

Insurance gives you the maximum coverage with minimal paperwork.
Planning a long trip? - With reliance travel care Gold plan, wider durations can be covered - upto 182 days, which is extendable upto 365 days.
Automated extensions of policy in case certain eventualities.
24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.
This insurance gives coverage for the whole family for a single premium

Coverage for Sports persons
Policy provides coverage for sports persons subject to certain conditions.

Benefits of Reliance Family Gold Insurance

Family Gold	Deductibles
Medical Expenses including transportation and evacuation
100,000	50
Dental Care Expenses
500	50
Personal Accident
25,000	Nil
AD & D - Common Carrier
2,500	Nil
Daily Allowance in case of Hospitalization
25 per day (5 days max)	2 days
Compassionate Visit
Return Fare for any one accompanying person - spouse / child / family doctor	-
Loss of Passport
300	25
Total Loss of Checked Baggage*
1000	Nil
Delay of Checked Baggage
100	12 hours
Trip Delay
50 per day (5 days max)	12 hours
Trip Cancellation & Interuption
600	Nil
Missed Connection
300	Nil
Personal Liability
100,000	Nil
Financial Emergency Assistance
600	Nil
Hijack Distress Allowance
75 per day (7 days max)	12 hours
Home Burglary Insurance (Amount in Indian Rs)
2,00,000	-

Note: Per baggage Max 50% and per item in baggage max 10%.

Benefits of Reliance Family Standard Insurance

Family Standard	Deductibles
Medical Expenses including transportation and evacuation
50,000	50
Dental Care Expenses
500	50
Personal Accident
15,000	Nil
AD & D - Common Carrier
2,500	Nil
Daily Allowance in case of Hospitalization
25 per day (5 days max)	2 days
Compassionate Visit
Return Fare for any one accompanying person - spouse / child / family doctor	-
Loss of Passport
300	25
Total Loss of Checked Baggage*
500	Nil
Delay of Checked Baggage
100	12 hours
Trip Delay
25 per day (5 days max)	12 hours
Trip Cancellation & Interuption
500	Nil
Personal Liability
100,000	Nil
Financial Emergency Assistance
500	Nil
Hijack Distress Allowance
50 per day (7 days max)	12 hours
Home Burglary Insurance (Amount in Indian Rs)
1,00,000	-

Medical Expenses
Plan will pay for in-patient and out-patient hospitalisation. It also provides a daily allowance if hospitalisation exceeds 2 days. Policy also covers the travel cost of an immediate family member incase of hospitalisation of more than 7 days. This also covers dental expenses for acute anaesthetic dental treatment caused by injury. Insurance compensate you for emergency evacuation to India and cover the cost of repatriation of mortal remains.

Personal Accident
In case of an accident, this insurance will provide compensation for death or permanent disability.

Accidental Death and Dismemberment-Common Carrier
This plan also provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.

Personal Possession Contingencies
Travel insurance not only take care of your health needs but also of your personal possessions. Policy provides coverage against loss of passport by reimbursing the cost of obtaining a fresh or duplicate passport. If your checked baggage is delayed more than 12 hours then Reliance Travel Care family will reimburse you with essential expenses. Incase of total loss of baggage by the common carrier, we provide compensation for the same.

Time Based Contingencies
This insurance will reimburse towards additional expenses incurred if trip is delayed. Incase of the trip being cancelled or interrupted, compensation for any non-refundable payments or additional expenses incurred will be paid. If you miss a flight connection due to a delay of more than 3 hours, then additional expenses incurred by you will be reimbursed.

Other Contingencies

What's more Reliance travel health insurance gold cover you against liability to a third person caused involuntarily by you or your family.
You will never be stranded in a foreign country without money since reliance travel medical insurance provide you with emergency cash incase you lose your travel funds due to theft
In the unfortunate event of a hijack this insurance will pay you a special distress allowance.
Plan also provide you cover against the loss of your possessions if there is a home burglary while you are abroad.

At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstandings when you make a claim, this insurance would like you to know some of the major exclusions under the Policy. The claim will not be valid if the insured is: