Reliance Family travel insurance

Reliance Family travel insurance overview

• Reliance Family travel insurance customised coverage

  Policy gives you protection to meet your unique needs.

  1. Insurance gives you the maximum coverage with minimal paperwork.
  2. Planning a long trip? - With Reliance Travel care Gold plan, wider durations can be covered - upto 182 days, which is extendable upto 365 days.
  3. Automated extensions of policy in case certain eventualities.
  4. 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.
  5. This insurance gives coverage for the whole family for a single premium

  Coverage for Sports persons

  Policy provides coverage for sports persons subject to certain conditions.

• Benefits of Reliance Family travel insurance

  Family Standard	Family Gold
  Accident and Sickness Medical Expenses Reimbursement (Deductible $50)
  $50,000	$100,000
  Dental Care Expenses(Deductible $50)
  $500	$500
  Personal Accident
  $15,000	$25,000
  Accidental Death & Dismemberment- Common Carrier
  $2,500	$2,500
  Daily Allowance in case of Hospitalization(Deductible 2 Days)
  $25 per day up to 5 days Max	$25 per day up to 5 days max
  Compassionate Visit
  Return Fare for any one accompanying person - spouse / child / family doctor	Return Fare for any one accompanying person - spouse / child / family doctor
  Loss of Passport(Deductible $25)
  $300	$300
  Total Loss of Checked Baggage*
  $500	$1,000
  Delay of Checked Baggage(After 12 hours)
  $100	$100
  Trip Delay(After 12 hours)
  $25 per day up to 5 days max	$50 per day up to 5 days max
  Trip Cancellation & Interruption
  $500	$600
  Missed Connection
  Not Available	$300
  Personal Liability
  $100,000	$100,000
  Financial Emergency Assistance
  $500	$600
  Hijack Distress Allowance(After 12 hours)
  $50 per day up to 7 days max	$75 per day up to 7 days max
  Home Burglary Insurance (INR)
  $100,000	$200,000

  Note: Per baggage Max 50% and per item in baggage max 10%.
  

• Coverages of Reliance Family travel insurance

  Medical Expenses
  Plan will pay for in-patient and out-patient hospitalisation. It also provides a daily allowance if hospitalisation exceeds 2 days. Policy also covers the travel cost of an immediate family member incase of hospitalisation of more than 7 days. This also covers dental expenses for acute anaesthetic dental treatment caused by injury. Insurance compensate you for emergency evacuation to India and cover the cost of repatriation of mortal remains.
  
  Personal Accident
  In case of an accident, this insurance will provide compensation for death or permanent disability.
  
  Accidental Death and Dismemberment-Common Carrier
  This plan also provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.
  
  Personal Possession Contingencies
  Travel insurance not only take care of your health needs but also of your personal possessions. Policy provides coverage against loss of passport by reimbursing the cost of obtaining a fresh or duplicate passport. If your checked baggage is delayed more than 12 hours then Reliance Travel Care family will reimburse you with essential expenses. Incase of total loss of baggage by the common carrier, we provide compensation for the same.
  
  Time Based Contingencies
  This insurance will reimburse towards additional expenses incurred if trip is delayed. Incase of the trip being cancelled or interrupted, compensation for any non-refundable payments or additional expenses incurred will be paid. If you miss a flight connection due to a delay of more than 3 hours, then additional expenses incurred by you will be reimbursed.
  
  Other Contingencies
  
  1. What's more Reliance travel health insurance gold cover you against liability to a third person caused involuntarily by you or your family.
  2. You will never be stranded in a foreign country without money since Reliance Travel medical insurance provide you with emergency cash incase you lose your travel funds due to theft.
  3. In the unfortunate event of a hijack this insurance will pay you a special distress allowance.
  4. Plan also provide you cover against the loss of your possessions if there is a home burglary while you are abroad.

• Reliance Travel insurance exclusions

  At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstandings when you make a claim, this insurance would like you to know some of the major exclusions under the Policy. The claim will not be valid if the insured is:
  • Travelling against the advice of a physician
  • Receiving or are on a waiting list for specified medical treatment
  • Travelling for the purpose of availing treatment
  • Has received a terminal prognosis for a medical condition