Reliance Family Travel Insurance, Popular Overseas travel insurance for Families from India

Reliance Family Travel Insurance overview

Highlights
Benefits
Coverages
Exclusions

Reliance Family Travel Insurance customised coverage

Policy gives you protection to meet your unique needs.

Insurance gives you the maximum coverage with minimal paperwork.
Planning a long trip? - With Reliance Travel care Gold plan, wider durations can be covered - upto 182 days, which is extendable upto 365 days.
Automated extensions of policy in case certain eventualities.
24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.
This insurance gives coverage for the whole family for a single premium

Coverage for Sports persons
Policy provides coverage for sports persons subject to certain conditions.

Benefits of Reliance Family Travel Insurance

Benefits	Family Gold	Deductibles
Medical Expenses including transportation and evacuation	100,000	50
Dental Care Expenses	500	50
Personal Accident	25,000	Nil
AD & D - Common Carrier	2,500	Nil
Daily Allowance in case of Hospitalization	25 per day (5 days max)	2 days
Compassionate Visit	Return Fare for any one accompanying person - spouse / child / family doctor	-
Loss of Passport	300	25
Total Loss of Checked Baggage*	1000	Nil
Delay of Checked Baggage	100	12 hours
Trip Delay	50 per day (5 days max)	12 hours
Trip Cancellation & Interuption	600	Nil
Missed Connection	300	Nil
Personal Liability	100,000	Nil
Financial Emergency Assistance	600	Nil
Hijack Distress Allowance	75 per day (7 days max)	12 hours
Home Burglary Insurance (Amount in Indian Rs)	2,00,000	-

Note: Per baggage Max 50% and per item in baggage max 10%.

Benefits of Reliance Family Standard Insurance

Benefits	Family Standard	Deductibles
Medical Expenses including transportation and evacuation	50,000	50
Dental Care Expenses	500	50
Personal Accident	15,000	Nil
AD & D - Common Carrier	2,500	Nil
Daily Allowance in case of Hospitalization	25 per day (5 days max)	2 days
Compassionate Visit	Return Fare for any one accompanying person - spouse / child / family doctor	-
Loss of Passport	300	25
Total Loss of Checked Baggage*	500	Nil
Delay of Checked Baggage	100	12 hours
Trip Delay	25 per day (5 days max)	12 hours
Trip Cancellation & Interuption	500	Nil
Personal Liability	100,000	Nil
Financial Emergency Assistance	500	Nil
Hijack Distress Allowance	50 per day (7 days max)	12 hours
Home Burglary Insurance (Amount in Indian Rs)	1,00,000	-

Coverages of Reliance Family Travel Insurance

Medical Expenses
Plan will pay for in-patient and out-patient hospitalisation. It also provides a daily allowance if hospitalisation exceeds 2 days. Policy also covers the travel cost of an immediate family member incase of hospitalisation of more than 7 days. This also covers dental expenses for acute anaesthetic dental treatment caused by injury. Insurance compensate you for emergency evacuation to India and cover the cost of repatriation of mortal remains.

Personal Accident
In case of an accident, this insurance will provide compensation for death or permanent disability.

Accidental Death and Dismemberment-Common Carrier
This plan also provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.

Personal Possession Contingencies
Travel insurance not only take care of your health needs but also of your personal possessions. Policy provides coverage against loss of passport by reimbursing the cost of obtaining a fresh or duplicate passport. If your checked baggage is delayed more than 12 hours then Reliance Travel Care family will reimburse you with essential expenses. Incase of total loss of baggage by the common carrier, we provide compensation for the same.

Time Based Contingencies
This insurance will reimburse towards additional expenses incurred if trip is delayed. Incase of the trip being cancelled or interrupted, compensation for any non-refundable payments or additional expenses incurred will be paid. If you miss a flight connection due to a delay of more than 3 hours, then additional expenses incurred by you will be reimbursed.

Other Contingencies

What's more Reliance travel health insurance gold cover you against liability to a third person caused involuntarily by you or your family.
You will never be stranded in a foreign country without money since Reliance Travel medical insurance provide you with emergency cash incase you lose your travel funds due to theft
In the unfortunate event of a hijack this insurance will pay you a special distress allowance.
Plan also provide you cover against the loss of your possessions if there is a home burglary while you are abroad.

Reliance Travel Insurance exclusions

At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstandings when you make a claim, this insurance would like you to know some of the major exclusions under the Policy. The claim will not be valid if the insured is: