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Reliance Insurance Plans Reliance senior citizen travel insurance

Senior Citizen travel insurance quotes

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Reliance Travel Insurance

Reliance senior citizen travel insurance features

Overseas Travel Care Senior Citizen Insurance Policy is for the age of 71 year to 90 years. There are 2 options for Senior Citizen:
  • Without Medical Examination - Sum Insured is US$15,000 and US$50,000.
  • Without Medical Sublimit Plan - Special plan for 71-80 year old travelers covering up to $50,000 without any restrictions on medical expenses.
Indian senior citizens and older traveler visiting foreign countries like the USA, Australia, Dubai, Singapore, UK and other European countries are advised to buy adequate international health insurance that would cover unexpected expenses in case of medical or travel emergency. Reliance offers good overseas mediclaim for older travelers and senior parents from India going abroad.

Reliance travel insurance review


Sum Insured

USD 50,000/ 100,000 / 250,000 / 500,000


Claims settlement ratio **

20.5%


Incurred claims ratio

85%


Number of policies issued *

2,32,976


Number of lives covered *

2,52,075


Brochure

Brochure


Policy Wordings

Policy Wordings

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Reliance senior citizen travel insurance benefits

Benefit $50,000 Coverage With Sublimit $50,000 Coverage Without Sublimit Deductibles per claim
Medical Expenses?
USD $15,000 (Per Accident/illness medical expenses limit restricted to $ 7,500) USD $50,000 (Per Accident/illness medical expenses limit restricted to $ 15,000) USD $50,000 (Per Accident/illness medical expenses limit restricted to $ 50,000) US$ 100
Dental Treatment
US$ 200 US$ 200 US$ 200 US$ 50
Transport of the mortal remains or burial at the place of death abroad
US$ 7,000 US$ 7,000 US$ 7,000 Nil
Loss of Checked Baggage?
US$ 500 US$ 500 US$ 500  
Loss of Passport?
US$ 150 US$ 150 US$ 150 US$ 25
Personal Accident?
$15,000 (Per accident / injury limit restricted to $10,000) $15,000 (Per accident / injury limit restricted to $10,000) $15,000 Nil
Personal Liability?
US$ 15,000 US$ 15,000 US$ 15,000 Nil

Specific exclusion for reliance senior citizen insurance

Pre - existing illness/diseases/injuries are not covered under any circumstances for 70+ travelers.
Please ensure that following points are taken care:
  • Medical illness SI limits for $ 15,000 with per illness limited to $ 7,500 & for $ 50,000 coverage with per illness limited to $ 15,000.
  • Duration of travel not to exceed 360 days (including renewals).
  • Per Accident/injury limit restricted to $ 10K.
  • Buy the policy for 180 days and renew the policy for 180 days.
  • Exclusion of all pre-existing illness/diseases/injury and its related complications.
  • Exclusion of life threatening conditions & Acute Pain clauses from the coverage’s of the policy.

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